What is Gibraltar BSN Guaranteed 3D Plan?
Gibraltar BSN Guaranteed 3D Plan is a life insurance protection plan offered by Gibraltar BSN to help ensure you are always covered, or at least prepared for whatever might come your way.
What am I covered for?
You will of course get coverage for Death and Total and Permanent Disability, as most life insurance plans. If life tosses you either way, you will get a 100% pay-out of your selected sum assured.
This plan also offers you the option to take up an additional coverage for Critical Illnesses, at a little extra premium. You will get protection for illnesses such as cancer, heart attack and so on. However, plans can vary, so remember to check out the full policy wording or consult an agent for a full list of illnesses covered by this Guaranteed 3D Plan.
How do the premiums work?
Gibraltar BSN will custom calculate premiums based on what you need in a plan. Also factoring your age, gender, and cost of living among other things.
How long am I covered for?
Well you can purchase this protection individually anytime after the age of 18, but you only have until the age of 60 to make a registration. What this means is, if you want to be covered until maybe your death of the maximum age of 88, then you must have already purchased the plan before your 60th birthday.
After 60, the plan can be renewed annually till the maximum age of 88 years old.