Gibraltar BSN

Underwritten by Gibraltar BSN Life Bhd.

Gibraltar BSN Guaranteed 3D Plan

Protect yourself and your loved ones with a contingency plan to ensure that they are prepared for the worst if need be. Take up Gibraltar BSN Guaranteed 3D Plan that offers you comprehensive and flexible coverage with premiums you can afford.

    • RM50k Minimum Sum Assured
    • Add-on Critical Illness Coverage
    • Death and TPD Coverage Until Age 88
    • TPD Benefit Up To 100% of Sum Assured
    • Death Benefit Up To 100% of Sum Assured


What makes this Gibraltar BSN insurance policy stand out?

Cover Term
Protection up to age 88
Premium Type
Flat rate. Stays the same throughout coverage term.
Income Tax Relief
Up to a maximum of RM3,000 a year.

Protection for Your Family

How will Gibraltar BSN help to secure my family’s financial future?

What's covered by your insurance plan
Main Coverage
Coverage Period
Am I Protected?
A lump-sum payment to your family when you die of any causes
up to 88 years oldYes, up to 100% of sum assured
Total and Permanent Disability
When you’re unable to work or take care of yourself due to ongoing injury or sickness
up to 88 years oldYes, up to 100% of sum assured
Enjoy the full benefits of your insurance plan with great add-on coverage
Add-on Coverage
Am I Protected?
Critical Illness Coverage
Protection against serious diseases such as cancer, heart attack, stroke, kidney failure or heart bypass surgery

How to Claim

If you need to make a claim with Gibraltar BSN you can always head on over to their Claim Support page for more information. 

Remember to first check your policy, to ensure you are indeed covered for the incident that you need to make a claim for. Then double check your payments for the premiums so that there are no financial road blocks and finally then, contact Gibraltar BSN with your claim requests. 

You will need to submit a Notice of Claims form that you can download here. Contact Gibraltar BSN for the documents that you might need to submit and once you have everything ready, head on over to the nearest branch to make your claims.

Gibraltar BSN Customer Care Hotline

Age Requirements

Am I eligible to apply for this Gibraltar BSN insurance?

Minimum Age
at least 14 days of age
Maximum Age
at most 60 years of age
Expiry Age
at most 88 years of age

Frequently Asked Questions about Gibraltar BSN Guaranteed 3D Plan

Things you might want to know

What is Gibraltar BSN Guaranteed 3D Plan?

Gibraltar BSN Guaranteed 3D Plan is a life insurance protection plan offered by Gibraltar BSN to help ensure you are always covered, or at least prepared for whatever might come your way.

What am I covered for?

You will of course get coverage for Death and Total and Permanent Disability, as most life insurance plans. If life tosses you either way, you will get a 100% pay-out of your selected sum assured.

This plan also offers you the option to take up an additional coverage for Critical Illnesses, at a little extra premium. You will get protection for illnesses such as cancer, heart attack and so on. However, plans can vary, so remember to check out the full policy wording or consult an agent for a full list of illnesses covered by this Guaranteed 3D Plan.

How do the premiums work?

Gibraltar BSN will custom calculate premiums based on what you need in a plan. Also factoring your age, gender, and cost of living among other things.

How long am I covered for?

Well you can purchase this protection individually anytime after the age of 18, but you only have until the age of 60 to make a registration. What this means is, if you want to be covered until maybe your death of the maximum age of 88, then you must have already purchased the plan before your 60th birthday.

After 60, the plan can be renewed annually till the maximum age of 88 years old.

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