Hong Leong Assurance

Underwritten by Hong Leong Assurance Berhad

HLA Asset Protector

Protection offered to people from all walks of life, to ensure your loved ones are covered if ever anything were to happen to you. Give yourself both protection and insurance benefits, while giving your family some peace of mind.

    • RM500k Minimum Sum Assured
    • TPD Coverage Until Age 65
    • TPD Benefit Up To 100% of Sum Assured
    • Death Benefit Up To 100% of Sum Assured
View product disclosure sheet.

Features

What makes this Hong Leong Assurance insurance policy stand out?

Cover Term
Protection up to age 100
Premium Type
Progressive rate. Increases as you age.
Loyalty Bonus
Up to 0.04% increases by 0.4% every 2 years after year 7 of holding this policy
Income Tax Relief
Up to a maximum of RM6,000 a year.

Protection for Your Family

How will Hong Leong Assurance help to secure my family’s financial future?

What's covered by your insurance plan
Main Coverage
Coverage Period
Am I Protected?
Death
A lump-sum payment to your family when you die of any causes
from 16 to 100 years oldYes, up to 100% of sum assured
 
Total and Permanent Disability
When you’re unable to work or take care of yourself due to ongoing injury or sickness
from 16 to 65 years oldYes, up to 100% of sum assured
 

How to Claim

To make a claim you will need to first contact Hong Leong Assurance at their customer service hotline at 03-76501288

  • Request a Claim Form and inform them of the reason for your claim
  • Prepare a list of required documents that they will either request or details of which can be found in the claim form
  • Collect all your documentation together and submit them at the nearest HLA Branch or your insurance Agent. 
Hong Leong Assurance Customer Care Hotline
 60376501288

Age Requirements

Am I eligible to apply for this Hong Leong Assurance insurance?

Minimum Age
at least 16 years of age
Maximum Age
at most 65 years of age
Expiry Age
at most 100 years of age

Frequently Asked Questions about HLA Asset Protector

Things you might want to know

What is the HLA Asset Protector?

Asset Protector is a life insurance protection plan that keeps in mind the needs of people from all walks of life. This is plan is offered to you by Hong Leong Assurance and is ideal as a loan protection to ensure the safety of your financial needs.

Asset Protector protects your outstanding financial commitments in the form of a lump sum payment that goes towards paying your loan in the event of Total and Permanent Disability as well as Old Age Disablement. Both instances are protected up to the maximum age of 65 years old.

What about other protections?

HLA also offers you coverage in the sense of leaving behind a legacy for your loved ones. Your loved ones, or more specifically your registered next of kin will have the benefit of a lump sum payment of your selected sum assured, in the event of Total and Permanent Disability and Old Age Disablement.

The plan also safeguards your human capital, which is especially beneficial if you are a business owner. Asset Protector offers you a lump sum payment to help in the recovery of your business if your key personnel are both unable to work and you need to find a replacement.

Who can apply?

Entry age for Policy Owners, which means the minimum age to be covered under the policy is 16 years old. However, the minimum age for Policy purchase or registration is 18 years old. Coverage is between the age of 16 and 70 years old with the expiry of 100 years old.

If you intend to be covered for that long, you will need to purchase the policy before your 65th birthday.

What are the Premiums and Sum Assured?

Basic Sum Assured for this plan is RM500,000 with the maximum sum assured being negotiable and subject to HLA’s underwriting.

Your premiums are based on the Sum Assured that you intend to have with the payment options of Monthly, Quarterly, Semi-Annually or Annually.

Read More