Prudential PRUWith You

A premium investment-linked plan that supports you during the toughest time of your life until the age of 100

Prudential PRUWith You
Increasing Sum Assured
Min Sum Assured
Entry Age
98 years19 years - 25 years
Max Coverage
100 years
No Lapse Benefit
Not applicable


Cover Term
Protection up to age 100
Premium Type
Progressive rate. Increases as you age.
Income Tax Relief
Up to a maximum of RM3,000 a year.


How will Prudential help to secure your family's financial future?

Main CoverageCoverage PeriodAm I Protected?
  • from 19  years old
  • Yes , up to 100% sum insured  
Total and Permanent Disability (TPD)
  • from 19 up to 70  years old
  • Yes , up to 100% sum insured  

Enjoy the full benefits of your insurance plan with great add-on coverage

Add-on CoverageAm I Protected?
Critical Illness Coverage
Personal Accident
Hospital Cash Benefit

How to Claim

Who do I contact if I have a question or emergency?

Prudential Customer Care Hotline


Minimum Entry Age
At least 98 days of ageAt least 19 years of age
Maximum Entry Age
At most 25 years of age
Coverage Expiry Age
At most 100 years of age

More Information

What is PRUWith You?

PRUWith You is a life protection plan offered by Prudential Insurance to help provide some financial cushion in an unfortunate event such as Death until the age of 100 years old. 

This is also an insurance plan which pays the lump sum payout upon the diagnosis of Total and Permanent Disability before the age 70.

How Do I Enjoy Continuous Coverage Up To The Age 100?

PRUWith You will expire when the person assured reaches the age of 100 years old? 

However, coverage to expiry age is subjected to your policy having sufficient or positive account value after deducting policy charges such as insurance and other charges. 

To ensure that the policy has sufficient account value, additional premiums are likely required for continuous coverage up to the age of 100 years old.

How Do The Premiums Work?

Premiums for this plan are calculated based on your age, gender and life commitments. 

However, you can choose the payment method you would like to employ, whether it’s via Auto Debit, Credit Card, Cash or Cheque. 

You can also choose to pay your premiums, annually, half-yearly, quarterly or monthly.

Can I Attach Optional Riders To PRUWith You?

Aside from Death and Total and Permanent Disability benefits, you will also have the option to attach multiple riders to your insurance plan tailored to meet your individual financial and protection needs. 

Protect yourself with pregnancy and child care benefits, medical plan, illness coverage, accident coverage and even savings / investment benefits. 

The choices are endless and you can pick and choose what you want.

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