Underwritten by Prudential Assurance Malaysia Berhad

Prudential PRUwith you

A premium investment-linked plan that supports you during the toughest time of your life until the age of 100

    • RM100k Minimum Sum Assured
    • Add-on Critical Illness Coverage
    • TPD Coverage Until Age 70
    • TPD Benefit Up To 100% of Sum Assured
    • Death Benefit Up To 100% of Sum Assured

Life's Too Short to Pay the Wrong Insurance. Get Free Consultation Now!

Life's Too Short to Pay the Wrong Insurance. Get Free Consultation Now!

Get covered now with Prudential PRUwith you

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What makes this Prudential insurance policy stand out?

Cover Term
Protection up to age 100
Premium Type
Progressive rate. Increases as you age.
Income Tax Relief
Up to a maximum of RM3,000 a year.

Protection for Your Family

How will Prudential help to secure my family’s financial future?

What's covered by your insurance plan
Main Coverage
Coverage Period
Am I Protected?
A lump-sum payment to your family when you die of any causes
from 19 to years oldYes, up to 100% of sum assured
Total and Permanent Disability
When you’re unable to work or take care of yourself due to ongoing injury or sickness
from 19 to 70 years oldYes, up to 100% of sum assured
Enjoy the full benefits of your insurance plan with great add-on coverage
Add-on Coverage
Am I Protected?
Critical Illness Coverage
Protection against serious diseases such as cancer, heart attack, stroke, kidney failure or heart bypass surgery
Personal Accident
It’s dangerous to even step out of your front door. Get protected from injury!
Hospital Benefit
Payment for hospital visits, including room and other costs charged during your stay

How to Claim

Prudential Customer Care Hotline

Age Requirements

Am I eligible to apply for this Prudential insurance?

Minimum Age
at least 19 years of age
Minimum Age
at least 98 days of age
Maximum Age
at most 25 years of age
Expiry Age
at most 100 years of age

Frequently Asked Questions about Prudential PRUwith you

Things you might want to know

What is PRUwith you?

PRUwith you is a life protection plan offered by Prudential Insurance to help provide some financial cushion in an unfortunate event such as Death until the age of 100 years old. This is also an insurance plan which pays the lump sum payout upon the diagnosis of Total and Permanent Disability before the age 70.

How Do I Enjoy Continuous Coverage Up To The Age 100?

PRUwith you will expire when the person assured reaches the age of 100 years old? However, coverage to expiry age is subjected to your policy having sufficient or positive account value after deducting policy charges such as insurance and other charges. To ensure that the policy has sufficient account value, additional premiums are likely required for continuous coverage up to the age of 100 years old.

How Do The Premiums Work?

Premiums for this plan are calculated based on your age, gender and life commitments. However you can choose the payment method you would like to employ, whether it’s via Auto Debit, Credit Card, Cash or Cheque. You can also choose to pay your premiums, annually, half-yearly, quarterly or monthly.

Can I Attach Optional Riders To PRUwith you?

Aside from Death and Total and Permanent Disability benefits, you will also have the option to attach multiple riders to your insurance plan tailored to meet your individual financial and protection needs. Protect yourself with pregnancy and child care benefits, medical plan, illness coverage, accident coverage and even savings / investment benefits. The choices are endless and you can pick and choose what you want.

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