From now until 30 September 2021, grab this chance to get a complimentary COVID-19 Post Vaccination Benefits when you sign up for Zurich Prestige Cover with a minimum of RM2,400 worth of Total Annual Premium! Terms and conditions apply.
What is Zurich Prestige Cover?
Building a comfortable future is difficult, especially if you don't have any plans at hand. Have you heard of a life protection plan? This type of insurance plan such as Zurich Prestige Cover comes with a 30-year long-term coverage for you and your family. With this policy, you can live a peaceful life knowing that you are all well covered from unfortunate events.
Zurich Prestige Cover offers its policyholders high Basic Sum Assured (BSA) ranging from RM20,000 up to RM300,000. It also comes with the flexibility to opt for any premium payment terms of your choice as short as 5 years, 10 years, or a maximum of 20 years -- either way, you and your loved ones will still be covered up until 30 years.
What are the key benefits of this plan?
First of all, Zurich Prestige Cover offers guaranteed acceptance with a hassle-free application! This means your application will be accepted by Zurich 100% without you having to undergo medical check-ups or submitting any health questionnaires, regardless of your health conditions.
Next, depending on your choice of premium payment terms, you will get to enjoy high Maturity Benefits. Kindly see the table below for easy reference:
| Premium Payment Term | Maturity Benefit |
| Pay for 5 years | 130% of Total Premium Paid |
| Pay for 10 years | 120% of Total Premium Paid |
| Pay for 20 years | 110% of Total Premium Paid |
*Please note that the Total Premium Paid above means the total premium payable under the Basic Policy calculated based on the annual mode of payment (excluding any interest). Plus, in the event of Death, TPD, or GAD (other than due to accident) of the Life Assured within the first 2 policy years, all premiums paid from policy inception, less any indebtedness, will be refunded.
Zurich Prestige Cover also offers protections towards Total and Permanent Disability (TPD), Golden Age Disability (GAD) and Accidental Death benefits as listed below:
| Benefit | Benefit payable |
| Death / Total and Permanent Disability (TPD) / Golden Age Disability (GAD) | Highest of 100% of BSA, or Total Premium Paid, or Cash Value |
| Balik Kampung Accidental Death | Death benefit + 100% of BSA |
| Public Conveyance Accidental Death | Death benefit + 200% of BSA |
| Overseas Accidental Death | Death benefit + 300% of BSA |
| On-board Flight Accidental Death | Death benefit + 400% of BSA |
| Natural Disaster Accidental Death | Death benefit + 500% of BSA |
*Please note that only the highest death benefit is payable. Accidental death benefits are subject to a maximum limit of RM10 Million inclusive of any benefits as a result of an accident payable under other policies insuring the Life Assured.
How can I pay for my premiums?
There are a few ways that you can pay for your premiums and the easiest to do so is via online payment. What you only need to do is go to the "MyPolicy" tab somewhere above the Zurich website, log in or sign up, select your current policy, and pay the amount that appeared by clicking on your preferred payment method.
Another way of paying is by using Direct Debit Deduction where you will need to register your current active bank account or credit card as your payment method. Zurich will then deduct your premiums every month automatically. You can also opt for E-Wallets such as GrabPay, Boost, or Touch 'n Go eWallet to pay for your premiums easily.
Who can apply for Zurich Prestige Cover?
Anyone can apply for Zurich Prestige Cover up until the age of 55 years. Those that are as young as 14 days old are also eligible to be covered by this plan. However, you should be at least 16 years old to become a policyholder.
