What is Smart Life Pro?
Zurich Insurance Smart Life Pro is a life protection plan guaranteed to give you whole life coverage, not just for you, but family too. With this plan you can be assured that if anything were to happen to you, your family and loved ones will be taken care off.
What does it cover?
Like most life insurance plans, Smart Life Pro gives you coverage for Death, along with Total and Permanent Disability. Coverage for Death is up to the maximum age of 100 years old, after which if you’re still around, your will receive a maturity payout of your sum assured.
Total and Permanent Disability is covered up to the maximum age of 60 years old. However, the coverage does not stop there. Smart Life Pro is a protection plan that allows for add-ons to your coverage. Add-ons offered for this plan is protection against Critical-illnesses and Accidental Death or Dismemberment.
Critical-illness coverage will offer you protection against serious diseases such as cancer, heart-attack, stroke, kidney failure and more. Of course, the coverage for Accidental Death and Dismemberment, could be useful in case, your death is due to an accident or you are dismembered permanently due to an accident.
Who can apply for this plan?
Anyone over the age of 18 can register for this plan on their own. Coverage period for this plan is up to the age of 100. With the exception of Total and Permanent Disability coverage up to the age of 60.
Maximum age fore plan entry or registration is 65 years old, so you need to have the plan before then to eligible for coverage up to 100 years old.
Do I get income tax relief with this plan?
Yes you do, Zurich Smart Life Pro is eligible for Income Tax Relief of up to RM6000.