Underwritten by Zurich Life Insurance Malaysia Berhad

Zurich SmartLife Pro

Have guaranteed whole life protection for you and your family with Zurich's SmartLife Pro. Catering to your need for both flexibility and assurance, this plan is made for both individuals and their loved ones.

    • RM25k Minimum Sum Assured
    • Add-on Critical Illness Coverage
    • TPD Coverage Until Age 60
    • TPD Benefit Up To 100% of Sum Assured
    • Death Benefit Up To 100% of Sum Assured

Life's Too Short to Pay the Wrong Insurance. Get Free Consultation Now!

Life's Too Short to Pay the Wrong Insurance. Get Free Consultation Now!

Get covered now with Zurich SmartLife Pro

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What makes this Zurich insurance policy stand out?

Cover Term
Protection up to age 100
Premium Type
Flat rate. Stays the same throughout coverage term.
Income Tax Relief
Up to a maximum of RM3,000 a year.

Protection for Your Family

How will Zurich help to secure my family’s financial future?

What's covered by your insurance plan
Main Coverage
Coverage Period
Am I Protected?
A lump-sum payment to your family when you die of any causes
up to 100 years oldYes, up to 100% of sum assured
Total and Permanent Disability
When you’re unable to work or take care of yourself due to ongoing injury or sickness
up to 60 years oldYes, up to 100% of sum assured
Enjoy the full benefits of your insurance plan with great add-on coverage
Add-on Coverage
Am I Protected?
Critical Illness Coverage
Protection against serious diseases such as cancer, heart attack, stroke, kidney failure or heart bypass surgery
Accidental Death or Dismemberment
Protection for when you die or lose a limb due to an accident

How to Claim

To make a claim, simply head on over to the MyClaims portal on the Zurich Page, or go to any Zurich Branch or your respective insurance Agent.

You will be required to submit a claims form along with a few supporting documents such as;

  • Medical Reports
  • Hospital Bills
  • Bank statements for proof of payment
  • a copy of your NRIC
  • Death Certificate (if needed)
  • NRIC Copy for the Deceased (if needed)

Once you have it all together either send of to Zurich with your Agent or mail the documents to the Zurich Head Office, address to General Claims;

Zurich Life Insurance Malaysia Berhad

Level 23A, Mercu 3,
No. 3, Jalan Bangsar, KL Eco City,
59200 Kuala Lumpur, Malaysia

Zurich Customer Care Hotline

Age Requirements

Am I eligible to apply for this Zurich insurance?

Minimum Age
at least 30 days of age
Maximum Age
at most 65 years of age
Expiry Age
at most 100 years of age

Frequently Asked Questions about Zurich SmartLife Pro

Things you might want to know

What is Smart Life Pro?

Zurich Insurance Smart Life Pro is a life protection plan guaranteed to give you whole life coverage, not just for you, but family too. With this plan you can be assured that if anything were to happen to you, your family and loved ones will be taken care off.

What does it cover?

Like most life insurance plans, Smart Life Pro gives you coverage for Death, along with Total and Permanent Disability. Coverage for Death is up to the maximum age of 100 years old, after which if you’re still around, your will receive a maturity payout of your sum assured.

Total and Permanent Disability is covered up to the maximum age of 60 years old. However, the coverage does not stop there. Smart Life Pro is a protection plan that allows for add-ons to your coverage. Add-ons offered for this plan is protection against Critical-illnesses and Accidental Death or Dismemberment.

Critical-illness coverage will offer you protection against serious diseases such as cancer, heart-attack, stroke, kidney failure and more. Of course, the coverage for Accidental Death and Dismemberment, could be useful in case, your death is due to an accident or you are dismembered permanently due to an accident.

Who can apply for this plan?

Anyone over the age of 18 can register for this plan on their own. Coverage period for this plan is up to the age of 100. With the exception of Total and Permanent Disability coverage up to the age of 60.

Maximum age fore plan entry or registration is 65 years old, so you need to have the plan before then to eligible for coverage up to 100 years old.

Do I get income tax relief with this plan?

Yes you do, Zurich Smart Life Pro is eligible for Income Tax Relief of up to RM6000.

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