Zurich SmartLife Pro

Have guaranteed whole life protection for you and your family with Zurich's SmartLife Pro. Catering to your need for both flexibility and assurance, this plan is made for both individuals and their loved ones.

Zurich SmartLife Pro100% guaranteed
Increasing Sum Assured
Min Sum Assured
Entry Age
30 days - 65 years
Max Coverage
100 years
No Lapse Benefit
Not applicable


Cover Term
Protection up to age 100
Premium Type
Flat rate. Stays the same throughout coverage term.
Income Tax Relief
Up to a maximum of RM3,000 a year.


How will Zurich help to secure your family's financial future?

Main CoverageCoverage PeriodAm I Protected?
  • up to 100  years old
  • Yes , up to 100% sum insured  
Total and Permanent Disability (TPD)
  • up to 60  years old
  • Yes , up to 100% sum insured  

Enjoy the full benefits of your insurance plan with great add-on coverage

Add-on CoverageAm I Protected?
Critical Illness Coverage
Accidental Death or Dismemberment

How to Claim

Who do I contact if I have a question or emergency?

Zurich Customer Care Hotline

To make a claim, simply head on over to the MyClaims portal on the Zurich Page, or go to any Zurich Branch or your respective insurance Agent.

You will be required to submit a claims form along with a few supporting documents such as;

  • Medical Reports
  • Hospital Bills
  • Bank statements for proof of payment
  • a copy of your NRIC
  • Death Certificate (if needed)
  • NRIC Copy for the Deceased (if needed)

Once you have it all together either send of to Zurich with your Agent or mail the documents to the Zurich Head Office, address to General Claims;

Zurich Life Insurance Malaysia Berhad

Level 23A, Mercu 3,
No. 3, Jalan Bangsar, KL Eco City,
59200 Kuala Lumpur, Malaysia


Minimum Entry Age
At least 30 days of age
Maximum Entry Age
At most 65 years of age
Coverage Expiry Age
At most 100 years of age

More Information

What is Smart Life Pro?

Zurich Insurance Smart Life Pro is a life protection plan guaranteed to give you whole life coverage, not just for you, but family too. With this plan you can be assured that if anything were to happen to you, your family and loved ones will be taken care off.

What does it cover?

Like most life insurance plans, Smart Life Pro gives you coverage for Death, along with Total and Permanent Disability. Coverage for Death is up to the maximum age of 100 years old, after which if you’re still around, your will receive a maturity payout of your sum assured.

Total and Permanent Disability is covered up to the maximum age of 60 years old. However, the coverage does not stop there. Smart Life Pro is a protection plan that allows for add-ons to your coverage. Add-ons offered for this plan is protection against Critical-illnesses and Accidental Death or Dismemberment.

Critical-illness coverage will offer you protection against serious diseases such as cancer, heart-attack, stroke, kidney failure and more. Of course, the coverage for Accidental Death and Dismemberment, could be useful in case, your death is due to an accident or you are dismembered permanently due to an accident.

Who can apply for this plan?

Anyone over the age of 18 can register for this plan on their own. Coverage period for this plan is up to the age of 100. With the exception of Total and Permanent Disability coverage up to the age of 60.

Maximum age fore plan entry or registration is 65 years old, so you need to have the plan before then to eligible for coverage up to 100 years old.

Do I get income tax relief with this plan?

Yes you do, Zurich Smart Life Pro is eligible for Income Tax Relief of up to RM6000.