Zurich Takaful SureCover

Takaful SureCover is a shariah-compliant regular contribution plan that offers you comprehensive protection with guaranteed acceptance regardless of your health conditions. It has affordable premiums and will help ease the financial burden of both a quality life and healthcare.

Zurich Takaful SureCover
Increasing Sum Assured
Min Sum Assured
Not applicable
Entry Age
35 years - 80 years
Max Coverage
90 years
No Lapse Benefit
Not applicable


Cover Term
Protection up to age 90
Premium Type
Flat rate. Stays the same throughout coverage term.
Income Tax Relief
Up to a maximum of RM3,000 a year.


How will Zurich Takaful help to secure your family's financial future?

Main CoverageCoverage PeriodAm I Protected?
  • from 35 up to 90  years old
  • Yes , up to 100% sum insured  
Accidental Death
  • from 35 up to 65  years old
  • from 66 up to 88  years old
  • from 89 up to 90  years old
  • Yes , up to 500% sum insured   of Basic Sum Covered or Total Contribution Made, whichever is higher
  • Yes , up to 300% sum insured   of Basic Sum Covered or Total Contribution Made, whichever is higher
  • Yes , up to 200% sum insured   of Basic Sum Covered or Total Contribution Made, whichever is higher

How to Claim

Who do I contact if I have a question or emergency?

Zurich Takaful Customer Care Hotline

To make a claim, simply head on over to the MyClaims portal on the Zurich Page, or go to any Zurich Branch or your respective insurance Agent.

You will be required to submit a claims form along with a few supporting documents such as;

  • Medical Reports
  • Hospital Bills
  • Bank statements for proof of payment
  • a copy of your NRIC
  • Death Certificate (if needed)
  • NRIC Copy for the Deceased (if needed)

Once you have it all together either send your documents to your Agent or mail the documents to the Zurich Main Office, addressed to General Claims;

Zurich Takaful Malaysia Berhad

Level 23A, Mercu 3,
No. 3, Jalan Bangsar, KL Eco City,
59200 Kuala Lumpur, Malaysia


Minimum Entry Age
At least 35 years of age
Maximum Entry Age
At most 80 years of age
Coverage Expiry Age
At most 90 years of age

More Information

What is Takaful SureCover?

This Zurich Takaful protection plan is a financially beneficial protection plan available to you and your family. The plan offers you life protection up to the age of 90 with affordable monthly contribution rates to help ease your everyday financial burdens and ensure that your family are not weighed down in case something were to happen to you.

This protection plan comes with guaranteed acceptance and there is no medical check up required before you purchase the plan. It is an especially ideal solution for those of you looking to purchase the plan both for yourselves and your parents.

How do I pay my monthly contributions?

Well there are several ways for you to do just that. Besides making credit transfers at an ATM, you can now make online payments, or use the contactless payment on your debit card at any Zurich outlet.

Similarly, you can opt for an auto-debit feature or even talk to your employer about having a salary deduction for your insurance premiums. 

Take note that this protection plan is a Takaful plan. As such it operates under the principle of Wakalah, whereby the Takaful Operator acts as an agent to the Participant, the policy holder, for managing the operations of the Takaful business. A Wakalah Fee will be charged up-front from the contributions paid.

What coverage do I get?

Of course, as mentioned you will have coverage for Death up to the maximum age of 90. Aside from that, this plan offers you additional coverage for Accidental Death, where you are covered in the case that your death is the result of an accident.

Takaful SureCover also comes with a Repatriation Benefit which gives you up to RM3000 in reimbursement, if your family need to repatriate your mortal remains to your home country. These benefits can only be activated if the policy holder, or Life Assured, meaning the person covered under the plan is the victim.

This plan also rewards you with a maturity benefit at the end of your certificate when you are 90 years of age. You will receive a Participant Investment Account (PIA) value as your Maturity Benefit.

Who can buy this term life plan?

This plan is available to anyone over the age of 35 years old. Maximum age for registration or entry is at 80 years old, and coverage can be extended to the expiry age of 90.

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