HSBC Working Capital Term Loan for SME

A short-term working capital loan with no lock-in period and an attractive interest rate for your company's daily operational cash flow and capital liquidity.

How much the bank charges you based on your loan amount & loan period

You borrow	Loan period	Annual Sales Turnover	Interest Rate
RM100,000 - RM500,000	12 to 60 months	min. RM500,000	9.89% p.a.

Interest Rate / APR: As low as 9.89% p.a. depending on loan amount and period
Early Termination Fee: None
Late Penalty Fee: 1% from current outstanding amount
Processing Fee: None

Minimum Annual sales turnover

RM500,000

Minimum Company Age

3 years

Malaysian Ownership

67%

Who can apply

Funding Societies SME Micro Financing/-i
Profit Rate
from 9.6% p.a.
Annual Turnover
min. RM60k
Alliance Bank Digital SME Loan
Interest Rate
from 5.9% p.a.
Annual Turnover
RM50k - RM30m
UOB BizMoney
Interest Rate
from 5% p.a.
Annual Turnover
min. RM1m
Avex Credit
Interest Rate
from 12% p.a.
Annual Turnover
min. RM100k
RHB SME Online Financing
Interest Rate
from 8.45% p.a.
Annual Turnover
RM500k - RM25m
Boost Bank SME Financing - Term Loan
Interest Rate
from 9.9% p.a.
Annual Turnover
RM -

MIDF/MBSB Women (Independent) Entrepreneurs (M-WiSE)
Interest Rate
from 3% p.a.
Annual Turnover
min. RM200k
Boost Bank SME Financing - Revolving Credit
Interest Rate
from 18% p.a.
Annual Turnover
RM -
MIDF Micro Biz Financing (MBF)
Interest Rate
from 2% p.a.
Annual Turnover
min. RM125k
HSBC Working Capital Term Loan for SME
Interest Rate
from 9.89% p.a.
Annual Turnover
min. RM500k
BSN Micro TemaNiaga-i Tawarruq
Profit Rate
from 6.38% p.a.
Annual Turnover
RM300k - RM15m
Bank Rakyat Skim Pembiayaan Mikro-i MUsk
Profit Rate
from 12.56% p.a.
Annual Turnover
up to RM300k

IVC Business Loan
Interest Rate
from 18% p.a.
Annual Turnover
RM -
Bank Rakyat Skim Pembiayaan Mikro-i MEF
Profit Rate
from 8.25% p.a.
Annual Turnover
up to RM300k
Agrobank Term Financing-i
Profit Rate
from 11% p.a.
Annual Turnover
RM -
SME Bank Small Business Financing
Profit Rate
from 8% p.a.
Annual Turnover
min. RM150k
SME Bank Business Accelerator Program
Profit Rate
from 4% p.a.
Annual Turnover
min. RM300k
BSN Microplus
Interest Rate
from 8.45% p.a.
Annual Turnover
RM300k - RM50m

BSN Micro TemanMesra
Interest Rate
from 6.38% p.a.
Annual Turnover
RM300k - RM15m
BSN Micro TemaNiaga
Interest Rate
from 6.38% p.a.
Annual Turnover
RM300k - RM15m