RinggitPlus compares and help you apply credit cards, personal loans and housing loans.Find the best mortgage deal on your dream house or apartment, or simply discover great promotions and discounts.We will help you at every step of your application, from form submission to approval.

Credit Cards
Credit Cards
Compare the best credit cards
Find the credit card that meets your needs and apply online.
For Your Lifestyle
Choose a card for the way you live
Credit cards with deals and discounts that make the most of your lifestyle.
Balance Transfer
No more debt - instant 0% interest
Move your debt to a low interest balance transfer credit card.
Debit Cards
A safer way to shop online
Compare and apply for the best debit card for your daily transactions.
Cashback Credit Cards
Unlimited cash rebates every day
Get the best cashback credit cards in Malaysia for instant savings.
Travel Credit Cards
Airmiles and overseas travel deals
Choose the best travel credit cards in Malaysia and get free access to KLIA lounge.
Loans
Personal Loans
Borrow at the lowest interest rates
Find the lowest interest rates in Malaysia for the easiest personal loans.
Home Loans
Be sure you're getting the best deal
Simplify the process of getting your housing loan approved - get advice from our experts.
Car Loans
New or used we've got your covered
Find the best car loan for buying a new or second-hand, foreign or local vehicle.
Easy Payment Plans (EPP)
Buy with easy monthly instalments
You can afford it when you convert your shopping to simple monthly instalments.
Business Loans
Fund your next business venture
Working capital for SMEs and startups
Fast Approval Loans
Get cash within 24 hours
Personal loans with instant approval and fast cash disbursement.
Savings
Fixed Deposits
Invest at the best interest rates
Choose the best interest rates for your fixed deposit investment.
Savings Accounts
Earn interest on your savings
Get the best out of your deposits.
Current Accounts
Use cheques for easy payments
Great money management tool, with freedom to withdraw anytime.
Islamic Fixed Deposits
Find the best Islamic term deposits
Find the best Islamic General Investment Accounts in Malaysia.
Insurance
Term Life Insurance
Protection when the unexpected happens
Get the best term insurance for you and your loved ones
Medical Cards
Worry less on your next hospital visit
Get financial support for hospitalisation and surgery bills
Critical Illness
Financial support for medical treatment
Get covered from early diagnosis to full recovery from serious illness
Car Insurance
Easy and stress free motor claims
Keep your car protected on and off the road
Home Insurance
Secure your property and belongings
Compare the best house and contents insurance plans
Personal Accident Insurance
Stay protected from harm's way
Protect yourself and family with the best PA Takaful and Insurance policies
Travel Insurance
Get covered wherever you go
Find the best travel insurance for your holiday or business trip overseas
Whole Life Insurance
Life protection and savings for you and your family.
Compare life insurance plans and get a quote
Internet
Fibre and ADSL
Stay connected anywhere at home
Choose the best internet package for your needs and budget.
Mobile Broadband
Simply internet on the go
Shop mobile broadband plans for your computer, phone, or tablet.
Smartphone Plans
Grab your mobile and line with one simple plan
Compare all smartphone postpaid and prepaid plans, we've got all iPhone, Android, Blackberry and Windows phones
IPTV
Stream quality TV on any device
Bundle your internet plan with TV entertainment for the family.
Promotions
All Promotions
Best deals and offers in Malaysia
Discover the best credit card discounts, deals, and promotions in Malaysia.
Dining Discounts
Restaurant deals and discounts
Enjoy exclusive restaurant discounts and privileges in Malaysia.
Gadgets Discounts
Deals on gadget and media
Get the latest deals on the coolest gadgets in the market.
Fashion Discounts
Offers on clothing and acessories
Find attractive discounts on clothing, shoes, handbags and accessories.
House & Home Discount
Great deals on household items
Great discounts on household decorations, furniture and appliances.
My List
Save your favourite promotions
Bookmark all your favourite promotions instantly for you to access anytime.
How To…
All Articles
Important money tips and tricks
Saving cash; providing tips, tricks, news, and reviews for your money.
Banking Guides
Learn personal finance
Learn about banking basics or go in depth on specific finance topics.
How To Guides
Tutorials to help you save money
Learn how to manage your money with our collection of online tutorials.
Insurance Guides
Everything you need to know about Insurance
Let the Experts teach you about Insurance
Income Tax Calculator
Tools and FAQ guide for tax e-filing
Income Tax 101 with our easy to use calculator and tax guides.

Best Low Interest Rate Car Loans in Malaysia

If you need to save money on a car loan finding a low interest rate is an instant win because you'll pay less for the money that you borrow. Whatever kind of car you want to buy use our car loan calculator to find the best deal to get on the road.

Bank logo	Personal loan name and review	Interest Rate	Borrowed Amount	Monthly Repayment	Apply Online
KFH Automobile Ijarah-i	KFH Automobile Ijarah-i Attractive Shariah-based car loan with quick approval, easy repayment channels and full takaful coverage	Profit Rate 2.5% p.a.	Borrowing RM30000 over 5 years	Monthly Repayment RM562.50	Read more Apply now
BSN Hire Purchase	BSN Hire Purchase A simple and straightforward car loan from BSN. Pay a deposit you can afford, then pay the balance over the next few years.	Interest Rate 2.55% p.a.	Borrowing RM30000 over 5 years	Monthly Repayment RM563.75	Read more Apply now
BSN Hire Purchase-i	BSN Hire Purchase-i Shariah-approved vehicle financing to help you own the car you want. Applicants with Biro Perkhidmatan Angkasa facility get to enjoy special low rates!	Profit Rate 2.55% p.a.	Borrowing RM30000 over 5 years	Monthly Repayment RM563.75	Read more Apply now
CIMB Hire Purchase	CIMB Hire Purchase Secure your dream car with CIMB 1-Minute Auto Financing InstaApproval. Get flexible financing terms and competitive fixed or variable interest rates.	Interest Rate 2.85% p.a.	Borrowing RM30000 over 5 years	Monthly Repayment RM571.25	Read more Apply now
CIMB Hire Purchase-i	CIMB Hire Purchase-i Get this Shariah compliant car loan for hassle-free finance with fast 1-Minute CIMB InstaApproval, easy repayment and full Takaful coverage for the first year.	Profit Rate 2.85% p.a.	Borrowing RM30000 over 5 years	Monthly Repayment RM571.25	Read more Apply now
Affin Bank Conventional Hire Purchase	Affin Bank Conventional Hire Purchase Fast approval, competitive rates, comprehensive insurance and convenient of tax and insurance renewal online - Affin Bank is your go-to car financier.	Interest Rate 2.92% p.a.	Borrowing RM30000 over 5 years	Monthly Repayment RM573.00	Read more Apply now
Affin Islamic Hire Purchase-i	Affin Islamic Hire Purchase-i Comprehensive Islamic car loan with up to 90% margin of financing, rebate for early settlement and fixed profit rate for the entire tenure.	Profit Rate 2.92% p.a.	Borrowing RM30000 over 5 years	Monthly Repayment RM573.00	Read more Apply now
Bank Islam GradHitz Vehicle Financing-i	Bank Islam GradHitz Vehicle Financing-i Reward yourself with a brand new car for graduating this year! Offering up to 100% financing at competitive profit rates and payable over flexible tenures.	Profit Rate 3% p.a.	Borrowing RM30000 over 5 years	Monthly Repayment RM575.00	Read more Apply now
Bank Islam Vehicle Financing-i	Bank Islam Vehicle Financing-i A fixed rate Islamic car loan that finances up to 90% of the vehicle price at competitive profit rates and gives cashback on early settlement.	Profit Rate 3% p.a.	Borrowing RM30000 over 5 years	Monthly Repayment RM575.00	Read more Apply now