AEON BiG Visa Gold

Grocery shopping will never be boring and dull anymore with all the reward points and rebates you'll get on every swipe!

AEON BiG Visa GoldCashback & Rewards
Min. Income
Annual Fee
up to 5%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days


Swipe more and save more with 5% cash rebate at any AEON BiG Stores on 28th of every month, transactions made at AEON BiG Stores via payWave and petrol expenses on every Sunday. Bill payments are not entitled for cash back.

Cashback categoryCashback rateMonthly capSpend
AEON BiG Thank You Day5%RM100up to RM2,000 monthly
Petrol transactions on Sunday5%RM15up to RM500 monthly on weekends only
Online & Overseas Spending2%RM15any amount monthly


Collect rewards points to redeem AEON exclusive gifts ranging from vouchers to merchandises. Earn points whenever you swipe your credit card, at AEON BiG Stores or outside.

AEON Redemption Reward Program
4 points on every RM1in all AEON BiG Stores nationwide every 10th of the month
2 points on every RM1in AEON BiG Stores
1 point on every RM2other transaction


Fill up your fuel tank to the fullest on every Sunday as you'll get 5% cash rebate which is capped at RM25 per month.


Travel safe with free travel insurance up to RM200,000 when you charge your flight tickets to your credit card. Enjoy 3x free passes for Plaza Premium Lounge at KLIA and klia2 and exclusive discount of 20% for your accompanying guests.

Travel CoverageSum Insured
Travel InsuranceUp to RM200,000
Delayed FlightUp to RM400
Lost LuggageUp to RM250
Delayed LuggageUp to RM400

Balance Transfer

AEON Balance Transfer allows you to manage your debt with no frills and slash those dreadful interest charges away for 6 whole months!

Pay OverWith Interest Rate AtWhen You Transfer
12 months0% p.a. and 3% one-time upfront handling feefrom RM1,000
Learn more about AEON Cards Balance Transfer Plan

Easy Payment Plans

Ease your burden on big purchases with AEON Easy Payment Plan and break your payments into affordable monthly installments for up to 36 months, entirely at your choice.

AEON Cards 0% Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM500
18 months0% p.a. and no one-time upfront handling feeRM500
24 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about AEON Cards 0% Instalment Payment Plan
AEON Cards Flexi Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feeRM500
12 months3.5% one-time upfront handling feeRM1,000
18 months5.5% one-time upfront handling feeRM2,000
Learn more about AEON Cards Flexi Payment Plan

Fees & Charges

Annual Fee
  • RM95 primary card

    First year free

    Waived when you swipe at least 12 times a year for subsequent years

  • RM60 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Daily Maximum Cash Withdrawal
Up to RM3,000
Contact-less Payment Methods


Minimum Annual Income
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Cardmember of AEON BiG Membership Program


Easy Payment Plan
AEON Cards 0% Instalment Payment Plan
Get your latest smartphone, home appliances, portable gadget what-have-yous affordably with an interest free instalment plan from AEON - available at selected merchants
AEON Cards Flexi Payment Plan
Only with one-time upfront interest makes AEON Cards Flexi Payment Plan an attractive choice for a small loan against your credit card. Available at AEON stores and selected merchants only.
Balance Transfer Plans
AEON Cards Balance Transfer Plan
AEON Cards offers 3% interest for 12-months on a transferred credit card balance from any other bank. No processing fee and penalty for early settlement.


With AEON BiG Visa Gold Credit Card, you get to enjoy savings on your grocery shopping with cash rebates and reward points!

Up to 5% Cashbacks with AEON BiG Visa Gold

Highlights for AEON BiG Visa Gold

AEON BiG Visa Gold

AEON BiG Visa Gold

Cashback rates




Highest cashback amount (per month)




Max. spend to earn highest cashback amount (per month)




Eligible spend to earn highest cashback rate

Thank You Member Day (28th), AEON BiG

Petrol transactions, Sundays only

Online and Overseas transactions

Eligible Cardholder(s)

Principal and Supplementary

Just as how you celebrate your monthsaries with your loving partner, AEON rewards its cardholders every month. 

AEON BiG Thank You Member Day falls on 28th of every month, with 5% cash rebate at any AEON BiG Stores. 

Filling up your petrol on Sundays also gives you 5% cash back with a cap of RM15 a month. 

While this credit card allows you to save on your daily spending needs, any purchases made online or abroad get you to 2% cash back too! 

Note that this excludes insurance, mobile and utility bill payments.

Double The Savings

AEON BiG Member Points are stored in your AEON BiG Member Card Account that can be converted into cash rebate at AEON BiG Stores. It's as good as getting cash vouchers!

You are required to get an AEON BiG Member Card that will be integrated to your AEON BiG Visa Gold Credit Card.

4x Points: On every 10th of the month, every RM1 that you spend with your AEON BiG Visa Gold Credit Card at any AEON BiG Stores across Malaysia earns you the highest of 4 member points.

2x Points: Collect 2 points for every RM1 spent in all AEON BiG Stores

1x Point: 1 point to RM2 spent elsewhere (including overseas transaction).

You can convert your accumulated AEON Points into cash at the conversion rate of 200 AEON Points = RM1. 

Take note that petrol, government-related transactions and all installment programs will not be entitled for AEON Points.

AEON BiG Visa Gold Premium Privilege You Can't Resist!

Sway your way into the Plaza Premium Lounge at KLIA and KLIA2 like an elite by flashing your AEON BiG Visa Gold at the reception. 

With up to 3x free access throughout the year, you can indulge in the privacy and comfort while waiting for boarding call.

Share the joy with your travel partners as accompanying guests get 20% discount on the entrance fee.

Free Travel Insurance Coverage up to RM200,000

When you charge your flight tickets to your AEON BiG Visa Gold, enjoy free Flight Travel Personal Accident up to RM200,000 (underwritten by Tokio Marine Insurance (Malaysia) Berhad). 

In the event of Death or Permanent Disability (principal and supplementary), the insurance provider will pay the outstanding credit card balance up to RM1,000 per person (based on last statement prior to death / permanent disability).

Built-in Visa payWave

AEON BiG Visa Gold comes with Visa payWave, a contactless transaction for a more convenient payment method.

Simply pay by waving your card when prompted by the contactless reader at checkout. No pin or signature required! Hassle-free!

AEON Credit Service

AEON also has a strong network in Malaysia with AEON Credit Service supported by approximately 63 AEON Credit Service branches and over 70 ATMs nationwide. 

AEON’s service counters are open 7 days a week and on public holidays too. 

So if you have any problems or inquiries relating to your card, you can drop by at one of AEON Credit Service branches. 

Alternatively, you can drop them a call at 03-2719 9999.

In terms of lost / stolen card or PIN, do make an immediate report by calling 03-2719 9999. Then, confirm in writing or fax the lost / stolen details to:

AEON Credit Service (M) Berhad (412767-V)
P.O.Box 12754,50788 Kuala Lumpur
Fax : 603-2781 0700

AEON BiG Visa Gold - Worldwide Recognition and Acceptance

Do you know that there AEON credit cards are accepted at over 1 million Visa, Plus ATMs worldwide and affiliate banks in more than 210 countries?

Travelling the world with AEON credit cards is easy and convenient.