AEON BiG Visa Gold credit card

AEON BiG Visa Gold

Grocery shopping will never be boring and dull anymore with all the reward points and rebates you'll get on every swipe!

  • 15% p.a. interest rate
  • 20 days interest-free period
  • up to 5% cashback
  • 0% p.a. balance transfer over 6 months
  • Easy Payment Plan (EPP)
  • RM100.70 annual fee
  • Earn up to 4x reward points 

Apply online now for AEON BiG Visa Gold

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Because you should be rewarded for giving the bank your business

Swipe more and save more with 5% cash rebate at any AEON BiG Stores on 28th of every month, transactions made at AEON BiG Stores via payWave and petrol expenses on every Sunday. Bill payments are not entitled for cash back.
Discover how much you can save when you shop with your new AEON BiG Visa Gold
Cashback CategoryCashback RateMonthly CapSpend
AEON BiG Thank You DaySpendup to RM2000 monthly5%RM100up to RM2000 monthly
payWave transactions at AEON Big StoresSpendup to RM500 monthly5%RM25up to RM500 monthly
Petrol transactions on SundaySpendup to RM500 monthly on weekends only5%RM25up to RM500 monthly on weekends only
Online & Overseas SpendingSpendup to RM500 monthly2%RM25up to RM500 monthly
Accumulate rewards points to redeem AEON exclusive gifts ranging from vouchers to latest IT gadgets. Earn points whenever you swipe your credit card, at AEON BiG Stores or outside.
AEON Redemption Reward Program
4 points on every RM1in all AEON BiG Stores nationwide every 10th of the month
2 points on every RM1in AEON BiG Stores
1 point on every RM2other retail and overseas spending
Your AEON Redemption Reward Program earned expires in  2 years
Balance Transfer
AEON Balance Transfer allows you to manage your debt with no frills and slash those dreadful interest charges away for 6 whole months!
Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about AEON Cards Balance Transfer Plan
Easy Payment Plan (EPP)
Ease your burden on big purchases with AEON Easy Payment Plan and break your payments into affordable monthly installments for up to 36 months, entirely at your choice.
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feefrom RM500 
12 months0% p.a. and no one-time upfront handling feefrom RM500 
24 months0% p.a. and no one-time upfront handling feefrom RM500 
36 months0% p.a. and no one-time upfront handling feefrom RM500 
Learn more about AEON Cards 0% Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feefrom RM500 
12 months3.5% one-time upfront handling feefrom RM1000 
18 months5.5% one-time upfront handling feefrom RM2000 
Learn more about AEON Cards Flexi Payment Plan
Fill up your fuel tank to the fullest on every Sunday as you'll get 5% cash rebate which is capped at RM25 per month.
Travel safe with free travel insurance up to RM1,000,000 when you charge your flight tickets to your credit card. Enjoy 6 free passes for Plaza Premium Lounge at KLIA and klia2 and exclusive discount of 20% for your accompanying guests.
Travel CoverageSum Insured
Personal AccidentUp to RM1000000
Delayed FlightUp to RM600
Lost LuggageUp to RM2000
Delayed LuggageUp to RM600

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • First year free
  • Waived when you swipe at least 12 times a year for subsequent years
Annual Fee for Supplementary Card
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.90 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods

All fees & charges are inclusive of 6% GST if applicable


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply


Get some extra help from your credit card when you need it most

Easy Payment Plan
AEON Cards 0% Instalment Payment Plan
AEON Cards Flexi Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Balance Transfer
AEON Cards Balance Transfer Plan
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

AEON BiG Visa Gold review

What's so good (or not so good) about it?

Why waste your time on comparing groceries price list of different hypermarket when you can save more with AEON BiG Visa Gold Credit Card? Get the most out of your grocery shopping with all the cash rebate and reward points you deserve!

5% Off Your bill

Just as how you celebrate your monthsaries with your loving partner, AEON rewards its cardholders every month on AEON BiG Thank You Member Day which falls on 28th with 5% cash rebate at any AEON BiG Stores. Better still if your monthsary happen to be on that day, bring your other half on a special date to AEON and splurge on groceries that you never thought of buying which could turn out to be an exceptional experience!

On any day of the week, you can enjoy 5% cash back by paying via Visa payWave at AEON BiG Stores. Filling your petrol on a Sunday also gives you 5% cash back with cap of RM25 a month. While this credit card allows you to save on your daily spending needs, any purchases made online or abroad entitles you to 2% cash back too!

Double The Savings

The common worry that people have on reward point programme is the item that you redeem might not come in a favourable condition or quality you thought it would be. Worry no more! AEON BiG Member Points that you collect which are stored in your AEON BiG Member Card Account can only be converted into cash rebate at the point of making a payment at AEON BiG Stores. It's as good as getting cash vouchers!

You are required to get a AEON BiG Member Card that will be integrated with your AEON BiG Visa Gold Credit Card in order to fast track your accumulation of member points! On every 10th of the month, every RM1 that you spend with your AEON BiG Visa Gold Credit Card at any AEON BiG Stores across Malaysia earns you the highest of 4 member points. Other than the 10th, you get to collect 2 points for every RM1 spent in all AEON BiG Stores and at a rate of 1 point to RM2 spent elsewhere including overseas transaction.

Premium Privilege You Can't Resist!

If you thought the astounding premium lounge you see in an airport is only reserved for the rich, you are wrong. Simply by getting this credit card, you will be entitled to 6x free access to Plaza Premium Lounge at KLIA and KLIA2 throughout the year!

Share the joy with your travel partners and bring them along to the premium lounge, accompanying guests are able to enjoy 20% discount on the entrance fee.

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