AEON BiG Visa Gold

Grocery shopping will never be boring and dull anymore with all the reward points and rebates you'll get on every swipe!

AEON BiG Visa GoldCashback & Rewards
Min. Income
RM3,000/month
Annual Fee
Free*
Cashback
up to 5%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Get a FREE
Reebook SpinDrop Watch
worth RM200
when you apply through RinggitPlus3

Reebook SpinDrop Watch

Cashback

Swipe more and save more with 5% cash rebate at any AEON BiG Stores on 28th of every month, transactions made at AEON BiG Stores via payWave and petrol expenses on every Sunday. Bill payments are not entitled for cash back.

Cashback categoryCashback rateMonthly capSpend
AEON BiG Thank You Day5%RM100up to RM2,000 monthly
payWave transactions at AEON Big Stores5%RM25up to RM500 monthly
Petrol transactions on Sunday5%RM25up to RM500 monthly on weekends only
Online & Overseas Spending2%RM25any amount monthly

Rewards

Collect rewards points to redeem AEON exclusive gifts ranging from vouchers to merchandises. Earn points whenever you swipe your credit card, at AEON BiG Stores or outside.

AEON Redemption Reward Program
EarnSpend
4 points on every RM1in all AEON BiG Stores nationwide every 10th of the month
2 points on every RM1in AEON BiG Stores
1 point on every RM2other retail and overseas spending

Petrol

Fill up your fuel tank to the fullest on every Sunday as you'll get 5% cash rebate which is capped at RM25 per month.

Travel

Travel safe with free travel insurance up to RM1 mil when you charge your flight tickets to your credit card. Enjoy 3x free passes for Plaza Premium Lounge at KLIA and klia2 and exclusive discount of 20% for your accompanying guests.

Travel CoverageSum Insured
Personal AccidentUp to RM200,000
Delayed FlightUp to RM400
Lost LuggageUp to RM250
Delayed LuggageUp to RM400

Balance Transfer

AEON Balance Transfer allows you to manage your debt with no frills and slash those dreadful interest charges away for 6 whole months!

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about AEON Cards Balance Transfer Plan

Easy Payment Plans

Ease your burden on big purchases with AEON Easy Payment Plan and break your payments into affordable monthly installments for up to 36 months, entirely at your choice.

AEON Cards 0% Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM500
24 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about AEON Cards 0% Instalment Payment Plan
AEON Cards 0% Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM500
24 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about AEON Cards 0% Instalment Payment Plan

Fees & Charges

Annual Fee
  • RM95 primary card

    First year free

    Waived when you swipe at least 12 times a year for subsequent years

  • RM60 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Daily Maximum Cash Withdrawal
Up to RM3,000
Contact-less Payment Methods
payWave

Requirements

Minimum Annual Income
RM36,000
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Cardmember of AEON BiG Membership Program

Features

Easy Payment Plan
AEON Cards 0% Instalment Payment Plan
Get your latest smartphone, home appliances, portable gadget what-have-yous affordably with an interest free instalment plan from AEON - available at selected merchants
AEON Cards 0% Instalment Payment Plan
Get your latest smartphone, home appliances, portable gadget what-have-yous affordably with an interest free instalment plan from AEON - available at selected merchants
Balance Transfer Plans
AEON Cards Balance Transfer Plan
AEON Cards offers 0% interest for six months on a transferred credit card balance from any other bank. No fees and no extra charges

Review

Why waste your time comparing groceries price list of different hypermarket when you can save more with AEON BiG Visa Gold Credit Card? 

Get the most out of your grocery shopping with all the cash rebate and reward points you deserve!

Up to 5% Cashbacks

Highlights for AEON BiG Visa Gold

AEON BiG Visa Gold

AEON BiG Visa Gold

Cashback rates

5%

5%

5%

2%

Highest cashback amount (per month)

RM100

RM25

RM25

RM25

Max. spend to earn highest cashback amount (per month)

RM2000

RM500

RM500

RM1,250

Eligible spend to earn highest cashback rate

Thank You Member Day (28th), AEON BiG

Visa payWave, AEON BiG Stores only

Petrol transactions, Sundays only

Online and Overseas transactions

Eligible Cardholder(s)

Principal and Supplementary

Just as how you celebrate your monthsaries with your loving partner, AEON rewards its cardholders every month. 

AEON BiG Thank You Member Day falls on 28th of every month, with 5% cash rebate at any AEON BiG Stores. 

On any day of the week, you can enjoy a 5% cash back by paying via Visa payWave at AEON BiG Stores. 

Filling your petrol on a Sunday also gives you 5% cash back with cap of RM25 a month. 

While this credit card allows you to save on your daily spending needs, any purchases made online or abroad entitles you to 2% cash back too! 

Note that this excludes insurance, mobile and utility bill payments.

Double The Savings

AEON BiG Member Points are stored in your AEON BiG Member Card Account that can be converted into cash rebate at AEON BiG Stores. It's as good as getting cash vouchers!

You are required to get an AEON BiG Member Card that will be integrated with your AEON BiG Visa Gold Credit Card.

4x Points: On every 10th of the month, every RM1 that you spend with your AEON BiG Visa Gold Credit Card at any AEON BiG Stores across Malaysia earns you the highest of 4 member points.

2x Points: Collect 2 points for every RM1 spent in all AEON BiG Stores

1x Point: 1 point to RM2 spent elsewhere (including overseas transaction).

Want more earnings? You can opt to accumulate your AEON Points and convert it into cash at the conversion rate of 200 AEON Points = RM1. 

Take note that petrol, government-related transactions and all installment programs will not be entitled for AEON Points.

Premium Privilege You Can't Resist!

If you thought the astounding premium lounge you see in an airport is only reserved for the rich, you are wrong. 

Simply by getting this credit card, you will be entitled to 3x free access to Plaza Premium Lounge at KLIA and KLIA2 throughout the year!

Share the joy with your travel partners and bring them along to the premium lounge, accompanying guests are able to enjoy a 20% discount on the entrance fee.

Free Travel Insurance Coverage up to RM200,000

When you charge your flight tickets to your AEON BiG Visa Gold, enjoy free Flight Travel Personal Accident up to RM200,000 (underwritten by Tokio Marine Insurance (Malaysia) Berhad. 

In the event of Death or Permanent Disability (principal and supplementary), the insurance provider will pay the outstanding credit card balance up to RM1,000 per person (based on last statement prior to death / permanent disability).

Built-in Visa payWave

AEON BiG Visa Gold comes with Visa payWave which makes paying at checkout way more convenient! 

Simply pay by waving your card when prompted by the contactless reader at checkout. No pin or signature required! Hassle-free!

Worldwide Recognition and Acceptance

Did you know that there are over 1 million Visa, Plus ATMs worldwide and affiliate banks in more than 210 countries? 

You can now enjoy international recognition and acceptance with instant cash worldwide!

AEON Credit Service

AEON also has strong network in Malaysia with AEON Credit Service supported by approximately 63 AEON Credit Service branches and over 70 ATMs nationwide. 

AEON’s service counters are open 7 days a week and on public holidays too. 

So if you have any problems or inquiries relating to your card, you can drop by one of the many AEON Credit Service branches. 

Alternatively, you can drop them a call at 03-2719 9999.

In terms of lost / stolen card or PIN, do make an immediate report by calling 03-2719 9999. Then, confirm in writing or fax the lost / stolen details to:

AEON Credit Service (M) Berhad (412767-V)
P.O.Box 12754,50788 Kuala Lumpur
Fax : 603-2781 0700