AEON BiG Visa Gold

Grocery shopping will never be boring and dull anymore with all the reward points and rebates you'll get on every swipe!

15% p.a. interest rate
20 days interest-free period
up to 5% cashback
0% p.a. balance transfer over 6 months
Easy Payment Plan (EPP)
RM95.00 annual fee
Earn up to 4x reward points

Benefits
Fees & Charges
Requirements
Features
Review
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Benefits

Because you should be rewarded for giving the bank your business

Cashback

Swipe more and save more with 5% cash rebate at any AEON BiG Stores on 28th of every month, transactions made at AEON BiG Stores via payWave and petrol expenses on every Sunday. Bill payments are not entitled for cash back.

Discover how much you can save when you shop with your new AEON BiG Visa Gold
Cashback Category		Cashback Rate	Monthly Cap	Spend
AEON BiG Thank You Day	Spend up to RM2000 monthly	5%	RM100	up to RM2000 monthly
payWave transactions at AEON Big Stores	Spend up to RM500 monthly	5%	RM25	up to RM500 monthly
Petrol transactions on Sunday	Spend up to RM500 monthly on weekends only	5%	RM25	up to RM500 monthly on weekends only
Online & Overseas Spending	Spendany amount monthly	2%	RM25	any amount monthly

Rewards

Collect rewards points to redeem AEON exclusive gifts ranging from vouchers to merchandises. Earn points whenever you swipe your credit card, at AEON BiG Stores or outside.

AEON Redemption Reward Program
Earn	Spent
4 points on every RM1	in all AEON BiG Stores nationwide every 10th of the month
2 points on every RM1	in AEON BiG Stores
1 point on every RM2	other retail and overseas spending

Your AEON Redemption Reward Program earned expires in 2 years

Balance Transfer

AEON Balance Transfer allows you to manage your debt with no frills and slash those dreadful interest charges away for 6 whole months!

Pay Over	With Interest Rate At	When You Transfer
6 months	0% p.a. and no one-time upfront handling fee	from RM1000

Learn more about AEON Cards Balance Transfer Plan

Easy Payment Plan (EPP)

Ease your burden on big purchases with AEON Easy Payment Plan and break your payments into affordable monthly installments for up to 36 months, entirely at your choice.

Pay Over	With Interest Rate At	When You Spend
6 months	0% p.a. and no one-time upfront handling fee	from RM500
12 months	0% p.a. and no one-time upfront handling fee	from RM500
24 months	0% p.a. and no one-time upfront handling fee	from RM500
36 months	0% p.a. and no one-time upfront handling fee	from RM500

Learn more about AEON Cards 0% Instalment Payment Plan

Pay Over	With Interest Rate At	When You Spend
6 months	2.5% one-time upfront handling fee	from RM500
12 months	3.5% one-time upfront handling fee	from RM1000
18 months	5.5% one-time upfront handling fee	from RM2000

Learn more about AEON Cards Flexi Payment Plan

Petrol: Fill up your fuel tank to the fullest on every Sunday as you'll get 5% cash rebate which is capped at RM25 per month.

Travel

Travel safe with free travel insurance up to RM1 mil when you charge your flight tickets to your credit card. Enjoy 3x free passes for Plaza Premium Lounge at KLIA and klia2 and exclusive discount of 20% for your accompanying guests.

Travel Coverage	Sum Insured
Personal Accident	Up to RM200000
Delayed Flight	Up to RM400
Lost Luggage	Up to RM250
Delayed Luggage	Up to RM400

Fees & Charges

There are always fees but how much are they?

Annual Fee

RM95.00

First year free
Waived when you swipe at least 12 times a year for subsequent years

Annual Fee for Supplementary Card

RM60.00

Sales and Service Tax

RM25 on each principal and supplementary card upon approval and anniversary date

Minimum monthly payment

RM50 or 5% of outstanding amount

Late payment fee

RM10 or 1% of outstanding amount, up to a maximum of RM100

Cash withdrawal fee

RM15.00 or 5.00% of withdrawn amount, whichever is higher

Interest Rate on Cash Withdrawals

18%

Daily Maximum Cash Withdrawal

RM3000

Contact-less Payment Methods

payWave

Requirements

Are you eligible for this credit card?

Minimum annual income: RM36000
Minimum age for primary card holder: 21 years old
Minimum age for supplementary card holder: 18 years old
Who can Apply: Cardmember of AEON BiG Membership Program

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan: AEON Cards 0% Instalment Payment Plan; AEON Cards Flexi Payment Plan; Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.

Balance Transfer: AEON Cards Balance Transfer Plan; Balance transfer allows you to consolidate debt from your other credit cards onto this card.

AEON BiG Visa Gold review

What's so good (or not so good) about it?

Why waste your time on comparing groceries price list of different hypermarket when you can save more with AEON BiG Visa Gold Credit Card? Get the most out of your grocery shopping with all the cash rebate and reward points you deserve!

5% Off Your bill

Just as how you celebrate your monthsaries with your loving partner, AEON rewards its cardholders every month on AEON BiG Thank You Member Day which falls on 28^th with 5% cash rebate at any AEON BiG Stores.

Better still if your monthsary happen to be on that day, bring your other half on a special date to AEON and splurge on groceries that you never thought of buying which could turn out to be an exceptional experience!

On any day of the week, you can enjoy 5% cash back by paying via Visa payWave at AEON BiG Stores. Filling your petrol on a Sunday also gives you 5% cash back with cap of RM25 a month.

While this credit card allows you to save on your daily spending needs, any purchases made online or abroad entitles you to 2% cash back too!

Double The Savings

The common worry that people have on reward point programme is the item that you redeem might not come in a favourable condition or quality you thought it would be.

Worry no more! AEON BiG Member Points that you collect which are stored in your AEON BiG Member Card Account can only be converted into cash rebate at the point of making a payment at AEON BiG Stores. It's as good as getting cash vouchers!

You are required to get a AEON BiG Member Card that will be integrated with your AEON BiG Visa Gold Credit Card in order to fast track your accumulation of member points!

On every 10^th of the month, every RM1 that you spend with your AEON BiG Visa Gold Credit Card at any AEON BiG Stores across Malaysia earns you the highest of 4 member points.

Other than the 10^th, you get to collect 2 points for every RM1 spent in all AEON BiG Stores and at a rate of 1 point to RM2 spent elsewhere including overseas transaction.

Premium Privilege You Can't Resist!

If you thought the astounding premium lounge you see in an airport is only reserved for the rich, you are wrong. Simply by getting this credit card, you will be entitled to 3x free access to Plaza Premium Lounge at KLIA and KLIA2 throughout the year!

Share the joy with your travel partners and bring them along to the premium lounge, accompanying guests are able to enjoy 20% discount on the entrance fee.