AEON BiG Visa Gold
Shop for necessities will never be boring anymore with all the reward points and rebates you'll get on every swipe! Enjoy 3x free access to Plaza Premium Lounge in Malaysia too, subject to a spending requirement.
Cashback & RewardsProduct summary
- Min. Income
- RM3,000/month
- Annual Fee
- Free*
- Cashback
- up to 5%
- Balance Transfer
- From 0% p.a.
- Easy Payment Plan
- From 0% p.a.
- Interest Rate
- 15% p.a.
- Interest-free
- 20 days
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Apple iPad Air M2
worth RM2599
when you apply through RinggitPlus *
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Cashback
Swipe more and save more with a 5% cashback at any AEON BiG Store on the 28th of every month, 5% cashback on petrol spending every Sunday, and 2% cashback on online and overseas spending every day. Note that online mobile bills, insurance and utility bill payments are not entitled to cashback.
| CASHBACK CATEGORY | CASHBACK RATE | MONTHLY CAP | SPEND |
|---|---|---|---|
| AEON BiG Thank You Member Day (28th of every month) | 5% | RM100 | any amount monthly |
| Petrol transaction on Sundays only | 5% | RM15 | any amount monthly |
| Online (Exclude insurance, mobile bill and utility bill payments) and Overseas Spend | 2% | RM15 | any amount monthly |
Rewards
Collect 4x AEON Points on the 10th of every month, 2x AEON Points on any other day and 1x AEON Points for other transactions. Collect AEON Points and redeem exclusive gifts ranging from vouchers to merchandise, or convert them into cash at a conversion rate of 200 AEON Points = RM1.
| Earn | Spend |
|---|---|
| 4 points on every RM2 | at all AEON BiG Stores nationwide every 10th of the month |
| 2 points on every RM2 | at all AEON BiG Stores nationwide every day (except 10th of the month) |
| 1 point on every RM4 | on other transactions (exclude petrol, government department, trading, utility bills, and all fees-related transactions) |
Petrol
Fill up your fuel tank to the fullest every Sunday as you'll get a 5% cash rebate which is capped at RM15 per month.
Travel
Special for the principal cardholders, enjoy 3x free passes to participating Plaza Premium Lounge in Malaysia, subject to a minimum spend of RM500 in single or cumulative transactions within 30 days before and/or after the lounge access date. Travel safely with complimentary travel insurance of up to RM200,000 when you charge your flight tickets to your credit card, terms apply.
| Travel Coverage | Sum Insured |
|---|---|
| Travel Insurance | Up to RM200,000 |
| Delayed Flight | Up to RM400 |
| Lost Luggage | Up to RM250 |
| Delayed Luggage | Up to RM400 |
Balance Transfer
AEON Balance Transfer allows you to manage your debt with no frills and slash those dreadful interest charges away for up to 36 months!
| Pay Over | With Interest Rate At | When You Transfer |
|---|---|---|
| 12 months | 0% p.a. and 3%one-time upfront handling fee | from RM1,000 |
| 18 months | 3.99% p.a. and no one-time upfront handling fee | from RM1,000 |
| 24 months | 4.5% p.a. and no one-time upfront handling fee | from RM1,000 |
| 36 months | 5.99% p.a. and no one-time upfront handling fee | from RM1,000 |
Easy Payment Plans
Ease your burden on big purchases with AEON 0% Instalment Payment Plan and break your payments into affordable monthly instalments for up to 36 months, entirely at your choice at participating merchants. Or choose over 6, 12 or 18 months Flexi Payment Plan at competitive rates.
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 3 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 6 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 12 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 18 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 24 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 36 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 6 months | 2.5% one-time upfront handling fee | RM500 |
| 12 months | 3.5% one-time upfront handling fee | RM1,000 |
| 18 months | 5.5% one-time upfront handling fee | RM2,000 |
Fees & Charges
- Annual Fee
- RM95 primary card
First year free
Waived when you make a minimum of 12 transactions per year in the subsequent years
- RM60 supplementary card
- RM95 primary card
- Sales and Service Tax
- RM25 on each principal and supplementary card upon activation and anniversary date
- Minimum Monthly Payment
- RM50 or 5% of outstanding amount, whichever is higher
- Late Payment Fee
- RM10 or 1% of outstanding amount, up to a maximum of RM100
- Cash withdrawal Fee
- RM15 or 5% of withdrawn amount, whichever is higher
- Interest Rate on Cash Withdrawals
- 18%
- Daily Maximum Cash Withdrawal
- Up to RM3,000
- Contact-less Payment Methods
- Visa payWave
Requirements
- Minimum Annual Income
- RM36,000
- Minimum Age
- 21 years old primary card
- 18 years old supplementary card
- Who can apply
- Malaysians Only
Features
- Easy Payment Plan
- AEON Cards 0% Instalment Payment Plan
- Get your latest smartphone, home appliances, and portable gadget what-have-yous affordably with an interest-free instalment plan from AEON, available at selected merchants.
- AEON Cards Flexi Payment Plan
- Only one-time upfront interest makes AEON Cards Flexi Payment Plan an attractive choice for a small loan against your credit card. Available at AEON stores and selected merchants only.
- Balance Transfer Plans
- AEON Cards Balance Transfer Plan
- AEON Cards offers 3% one-time upfront interest for 12-months on a transferred credit card balance from any other bank. No processing fee and penalty for early settlement.
Review
Credit Card » AEON
AEON BiG Visa Gold
- Min. Income
- RM3,000/month
- Annual Fee
- Free*
- Cashback
- up to 5%
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- Min. Income
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- Annual Fee
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- Annual Fee
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AEON MasterCard Gold
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- Cashback
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AEON BiG Visa Classic
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
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AEON Visa Classic
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- up to 5%
AEON MasterCard Classic
- Min. Income
- RM2,000/month
- Annual Fee
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- Cashback
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AEON The Japan Club of Kuala Lumpur Visa
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- Annual Fee
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- Cashback
- up to 5%
