AmBank Visa Infinite

Enjoy 6x access to airport lounges, 5x reward points, faster air miles conversion and up to RM2 million travel insurance coverage with AmBank Visa Infinite.

AmBank Visa Infinite5X reward points for overseas spending
Min. Income
RM10,000/month
Annual Fee
Free
Balance Transfer
From 4.88% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Get a FREE
Touch 'n Go E-Wallet Credit
worth RM1888
when you apply through RinggitPlus *

Touch 'n Go E-Wallet Credit

Our Previous Winners

Rewards

Get 5x AmBonus Points for every RM1 spent on overseas retail transactions (excluding online purchases), and earn 1x reward points on local retail purchases. Convert reward points to air miles with 50 frequent flyer program partners. Enjoy over 500 card deals and privileges across categories such as shopping, dining, eCommerce, travel, and pampering. Find out more on AmBank Spot.

AmBonus Rewards Point
EarnSpend
5 points on every RM1on overseas retail purchases (except online transactions)
1 point on every RM1on all local retail expenses

Travel

Get 6x complimentary access to participating Plaza Premium Lounges per year with a minimum spend of RM1,000 within a calendar month before each visit, 24/7 Visa Concierge Service for any inquiries and emergencies, and automatic travel insurance coverage of up to RM2 million are yours to enjoy. Terms and conditions apply.

Travel CoverageSum Insured
Travel InsuranceUp to RM2,000,000
Delayed FlightUp to RM1,000
Missed FlightUp to RM3,000
Lost LuggageUp to RM6,000
Delayed LuggageUp to RM3,000

Premium

Pay seamlessly and securely with Apple Pay and Google Pay. Just add this AmBank Islamic credit card to your smartphone and enjoy speedy checkouts online and offline! Enjoy 50% off your food bill at participating Shangri-La Hotels. Exclusively for Visa Infinite cardholders, reserve a tee time at selected golf clubs in Malaysia and enjoy complimentary green fees for one paying guest.

Balance Transfer

Transfer your outstanding balances from other banks' credit cards to a new AmBank credit card, and enjoy low interest rates. The minimum transfer is RM1,000.

Pay OverWith Interest Rate AtWhen You Transfer
6 months4.88% p.a. and no one-time upfront handling feefrom RM1,000
12 months4.88% p.a. and no one-time upfront handling feefrom RM1,000
24 months5.88% p.a. and no one-time upfront handling feefrom RM1,000
36 months5.88% p.a. and no one-time upfront handling feefrom RM1,000
48 months6.88% p.a. and no one-time upfront handling feefrom RM1,000
60 months6.88% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about AmBank Balance Transfer

Easy Payment Plans

AmBank Easy Payment Plan offers up to 36 months of payment tenures at 0% interest on retail purchases from a range of approved merchants. For other purchases, AmBank AmFlexi-Pay offers low interest rates for up to 12 months.

AmBank Easy Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM500
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about AmBank Easy Payment Plan
AmBank AmFlexi-Pay
Pay OverWith Interest Rate AtWhen You Spend
3 months7.88% p.a.and no one-time upfront handling feeRM500
6 months7.88% p.a.and no one-time upfront handling feeRM500
12 months7.88% p.a.and no one-time upfront handling feeRM500
Learn more about AmBank AmFlexi-Pay

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM50 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM120,000
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
AmBank Easy Payment Plan
AmBank Easy Payment Plan offers up to 36 months of an instalment plan at a 0% interest rate on hundreds of products available at selected partner stores.
AmBank AmFlexi-Pay
Can't wait till pay day to buy that new laptop or watch? Convert your purchases into affordable monthly instalments as low as RM500 now!
Cash Advance / Cash Loan
AmBank QuickCash
Need a hurry cash? Take advantage of the QuickCash Payment Plan for a competitive upfront fees and flexible repayment periods.
Balance Transfer Plans
AmBank Balance Transfer
Get a flexible repayment up to 60 months with interest rate as low as 4.88% per annum with AmBank when you transfer a minimum amount of RM1,000.

Review

Complimentary Access To Selected Plaza Premium Lounges

Your travels get more rewarding and satisfying with AmBank Visa Infinite, with 6x complimentary access to participating Plaza Premium Lounges at selected airports every year.

You can relax in the comfort of privacy for three hours and access facilities such as WiFi, showers, food, beverages, and entertainment.

To enjoy this privilege, you must spend a minimum of RM1,000 within a calendar month before each lounge access. Read the terms and conditions for more details.

Free Travel Insurance

Travel with peace of mind, knowing you and your spouse or family members are also protected with up to RM2 million in travel insurance for free when you charge the full flight ticket fares to your AmBank Visa Infinite on your next trip.

Security does not end there. You will also be compensated for inconveniences such as lost/delayed luggage or missed/delayed flights for up to RM12,000 during your travel. Terms apply.

Fast-Track Air Miles Conversion

Earn 5x AmBonus Points for every Ringgit spent overseas, whereas 1x AmBonus Point for every RM1 spent locally. You can convert these reward points to air miles with 50 airline partners.

All you have to do is check your credit card statement to see how many AmBonus Reward Points you have accumulated so far and keep spending to reach your target.

AmBonus Reward Points

Take advantage of lower prices when you're shopping overseas, and charge all the retail items you want to your AmBank Visa Infinite because you'll earn 5x AmBonus Reward Points per RM1 spent. For every Ringgit spent on retail locally, you will earn 1x AmBonus Reward Point. 

Collect as many reward points as you can to redeem a wide array of products, services and even air miles from the AmBonus Points Reward E-Catalogue, or through AmBank On-the-Spot Redemption.

Click to view the AmBonus Points Reward E-Catalogue.

These AmBonus Reward Points will have a 3-year expiry and are not transferable nor exchangeable for cash.

Dining, Concierge And Golf Privileges

Enjoy dining deals of up to 50% at participating Shangri-La Hotels restaurants. Visit AmBank's website to find out more.

Additionally, a 24-hour Visa Concierge Service will be there for you round-the-clock, anticipating your lifestyle needs. Whether at home or overseas, you can call their toll-free numbers for assistance such as card replacement, cash disbursement, medical assistance, and travel assistance, among others.

Plus, you can enjoy complimentary green fees for one paying guest when you book a tee time at selected golf clubs in Malaysia using your AmBank Visa Infinite.

No Annual Fees

Principal and supplementary cardholders don't have to pay an annual fee on this premium credit card, with no conditions and no hidden motives.

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