GSC - Hong Leong Gold Visa

Get 5 free movie tickets upon card approval, up to 30% off on popcorn buckets and snacks and beverages, RM6 off movie tickets and up to 3x GSC Reward Points on selected spending!

GSC - Hong Leong Gold Visa5 Free Movie Tickets
Min. Income
RM2,000/month
Annual Fee
RM150
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 1.88% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

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Rewards

Earn 3x reward points for every Ringgit spent overseas, on online transactions and at GSC, including 1x reward point for other retail transactions. Spend RM1,000 and above on the Other Retail Spend category to earn an extra 1x reward point.

GSC Reward Points
EarnSpend
3 points on every RM1at GSC
3 points on every RM1on overseas transactions
3 points on every RM1on online transactions
1 point on every RM1on other retail transactions

Premium

The new-to-bank customers get 5 free movie tickets upon approval. Every day, get RM6 off for movie ticket purchases via the GSC website or mobile app, applicable to all movies and all halls, except the Aurum Theatre. Plus, 30% discount on foods and beverages via online purchases.

Balance Transfer

Existing Hong Leong credit cardholders, enjoy 0% interest and low one-time upfront fees of either 3% or 5% for 6 or 12 months. Alternatively, you can also opt for a fixed monthly interest of 7.99% p.a. or 8.99% p.a. for repayment periods of 6 or 12 months.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 3% one-time upfront handling feefrom RM1,000
12 months0% p.a. and 5% one-time upfront handling feefrom RM1,000
6 months7.99% p.a. and no one-time upfront handling feefrom RM1,000
12 months8.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about Hong Leong Balance Transfer

Easy Payment Plans

Shop for big-ticket items and enjoy low interest rates for up to 36 months of repayment tenure at participating merchants.

Hong Leong Flexi Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months1.88% p.a.and no one-time upfront handling feeRM500
6 months3.18% p.a.and no one-time upfront handling feeRM500
12 months3.58% p.a.and no one-time upfront handling feeRM500
18 months3.99% p.a.and no one-time upfront handling feeRM500
24 months3.99% p.a.and no one-time upfront handling feeRM2,000
36 months3.99% p.a.and no one-time upfront handling feeRM2,000
Learn more about Hong Leong Flexi Payment Plan

Fees & Charges

Annual Fee
  • RM150 primary card
  • RM75 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM24,000
Minimum Age
  • 21 to 65 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
Hong Leong Flexi Payment Plan
Make your retail purchases anywhere and anytime with a flexible instalment of up to 36 months. Take the heat off paying for that hot ticket item!
Balance Transfer Plans
Hong Leong Balance Transfer
Consolidate all your credit card outstanding debts! Open to new and existing credit cardholders, transfer a minimum of RM1,000 with low-interest rates!

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Credit Card » Hong Leong Bank
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