GSC - Hong Leong Gold Visa

Get 5 free movie tickets upon card approval, up to 30% off on snacks and beverages, RM6 off movie tickets and up to 3x GSC Reward Points to collect!

GSC - Hong Leong Gold Visa5 Free Movie Tickets
Min. Income
RM2,000/month
Annual Fee
Free*
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0.88% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

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Rewards

Earn 3x reward points for every Ringgit spent overseas, on online transactions and at GSC, including 1x reward point for other retail transactions. Spend RM1,000 and above on the Other Retail Spend category to earn an extra 1x reward point.

GSC Reward Points
EarnSpend
3 points on every RM1at GSC
3 points on every RM1on overseas transactions
3 points on every RM1on online transactions
1 point on every RM1on other retail transactions

Premium

The new-to-bank customers get 5 free movie tickets upon approval. Every day (except Wednesday) get RM6 off for movie ticket purchases via the GSC mobile app. Plus, 30% discount on foods and beverages via online purchases and 10% for purchases at GSC counters.

Balance Transfer

Existing Hong Leong credit cardholders, enjoy 0% interest and low one-time upfront fees of either 3% or 5% for 6 or 12 months. Alternatively, you can also opt for a fixed monthly interest of 7.99% p.a. or 8.99% p.a. for repayment periods of 6 or 12 months. As for new Hong Leong credit cardholders, you get 4.99% p.a. interest with no fixed repayment period. Terms apply!

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 3%one-time upfront handling feefrom RM1,000
12 months0% p.a. and 5%one-time upfront handling feefrom RM1,000
6 months7.99% p.a. and no one-time upfront handling feefrom RM1,000
12 months8.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about Hong Leong Balance Transfer

Easy Payment Plans

From 1 January 2024 to 30 April 2024, enjoy promotional rates as low as 0.88% p.a. for up to 18 months of repayment tenure. Alternatively, you can opt for a fixed 8.99% p.a. interest for up to 36 months. Terms apply!

Hong Leong Flexi Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0.88% p.a.and no one-time upfront handling feeRM500
6 months2.18% p.a.and no one-time upfront handling feeRM500
12 months3.18% p.a.and no one-time upfront handling feeRM500
18 months3.88% p.a.and no one-time upfront handling feeRM500
6 months8.99% p.a.and no one-time upfront handling feeRM500
12 months8.99% p.a.and no one-time upfront handling feeRM1,000
18 months8.99% p.a.and no one-time upfront handling feeRM1,000
24 months8.99% p.a.and no one-time upfront handling feeRM2,000
36 months8.99% p.a.and no one-time upfront handling feeRM2,000
Learn more about Hong Leong Flexi Payment Plan

Fees & Charges

Annual Fee
  • RM150 primary card

    Free for first year when you swipe once within 60 days from the card issuance date. Subsequently, get an annual fee waiver by spending a minimum retail spend of RM8,000 in a year

  • RM75 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM24,000
Minimum Age
  • 21 to 65 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
Hong Leong Flexi Payment Plan
Make your retail purchases anywhere and anytime with a flexible instalment of up to 36 months. Take the heat off paying for that hot ticket item!
Balance Transfer Plans
Hong Leong Balance Transfer
Consolidate all your credit card outstanding debts! Open to new and existing credit cardholders, transfer a minimum of RM1,000 with low-interest rates!

Review

Moviegoers delight, with the GSC-Hong Leong Gold Visa, you will enjoy great discounts on movie tickets and refreshments at all GSC Outlets - that's right, catch all the latest blockbusters first minus the premium prices!

GSC - Hong Leong Gold Visa, treats at the cinema

Once you've been approved for the GSC-Hong Leong Gold Visa, you will be able to treat yourself (or your lover) to a crazy amount of perks and privileges at GSC:

  •  5 complimentary Movie Ticket upon card approval
  •  Up to 3x GSC Reward Points for spending at GSC, overseas travelling, online and retail
  •  Up to 30% discount on popcorn buckets, snacks and drinks
  •  RM6 off on adult movie tickets - all day (except Wednesday), all movies, all halls (except Aurum Theatre) via the website and mobile app purchase

GSC priority ticketing line

Like a celebrity on the red carpet at the Oscars, you will be able to walk down the Priority Ticketing Lane with this Hong Leong credit card so you don't have to wait in the long queue to buy tickets to watch that movie everyone's been waiting for. 

If the movie was a disappointment, well, at least you got to the theatre in time for all the trailers!

Easy payments with GSC - Hong Leong Gold Visa payWave

Your cashless payments have just gotten easier with the revolutionary Visa payWave feature.

All you need is just to "wave and go" to make fast and convenient payments.

Now you don't have to spend too much time at the register and have more time to do the many things that matter most to you with GSC - Hong Leong Gold Visa - accepted at major retail outlets such as AEON, GSC, Sogo, and The Coffee Bean and Tea Leaf.

Credit Card » Hong Leong Bank

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