HSBC Amanah MPower Platinum Credit Card-i credit card

HSBC Amanah MPower Platinum Credit Card-i

Enjoy extra savings and up to 8% cashback on your petrol and groceries with HSBC Amanah's latest cash rebate programme.

  • 15% p.a. profit rate
  • 20 days penalty-free period
  • up to 8% cashback
  • 3% p.a. balance transfer over 6 months
  • RM254.40 annual fee

Exclusive Offer! Get 4 Amazing Gifts with Your New HSBC Credit Card

Exclusive Offer! Get 4 Amazing Gifts with Your New HSBC Credit Card

Apply online now for HSBC Amanah MPower Platinum Credit Card-i

RinggitPlus will help you every step of the way.

By typing your contact information, you agree to our terms & conditions. We respect your privacy and are committed to handle your personal information safely and responsibly.

You've almost completed your application for HSBC Amanah MPower Platinum Credit Card-i

To help you better we need to know a little bit more about your application.
Confirm your application

Oops. We can't seem to get a quote for you for a while there. Please click "Get Quote" again.

Please fill in all fields and enter a valid email

Thank you for applying with RinggitPlus!

We’ve sent you an email to help with your application.

Continue to HSBC website

If you have any questions let us know at, we'd love to help!

Follow us to keep in touch and not miss out on offers and promotions.

View product disclosure sheet.


Because you should be rewarded for giving the bank your business

Up to 8% cash back everyday on petrol and groceries for monthly spend above RM2000. Get extra 0.2% cash back on all other spending with no cap. Maximise your cash back by getting your loved ones a supplementary card!
Discover how much you can save when you shop with your new HSBC Amanah MPower Platinum Credit Card-i
Cashback CategoryCashback RateMonthly CapSpend
Petrol and Groceries2%RM50Monthly spend less than RM2000
Petrol and Groceries8%RM50Monthly spend above RM2001
Local Spend0.2%uncappedNo minimum spend criteria
Balance Transfer
Save on your credit debt with a special low interest balance transfer from HSBC. For a limited time, new HSBC cardholders will enjoy 0% interest p.a. for a 3 month repayment plan.
Pay OverWith Interest Rate AtWhen You Transfer
6 months3% p.a. and 0% one-time upfront handling feefrom RM1000 
6 months4.99% p.a. and 0% one-time upfront handling feefrom RM1000 
12 months6.99% p.a. and 0% one-time upfront handling feefrom RM1000 
Learn more about HSBC Balance Transfer Plan
Swipe your petrol purchases at Shell, Petronas and Caltex and get up to 8% cash back everyday with a minimum spend of RM2000 or more each month.
Spoil yourself with a lil' retail therapy with HSBC VIP SmartPrivileges Programme and enjoy great deals and discounts at more than 6,500 shopping outlets nationwide.

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • Waived when waived with 12 swipes per year
Annual Fee for Supplementary Card
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.90 or 5.30% of withdrawn amount, whichever is higher
Profit Rate on Cash Withdrawals
Contact-less Payment Methods

All fees & charges are inclusive of 6% GST if applicable


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Malaysians Only


Get some extra help from your credit card when you need it most

Cash Advance / Cash Loan
HSBC Cash Instalment Plan
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
HSBC Balance Transfer Plan
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

HSBC Amanah MPower Platinum Credit Card-i review

What's so good (or not so good) about it?

Is the daily commute to the office draining your petrol expenses? Or do you really want to enjoy a sunny getaway vacation at discounted prices? Say hello to the HSBC Amanah MPower Platinum Credit Card-i, the answer to attractive petrol cash rebates and your introduction to a world of luxury with VISA platinum privileges.

King of Cash back

Receive every day cash rebates of up to 8% when you pay for your petrol and groceries with the HSBC Amanah MPower Platinum Credit Card-i, but only if your total spending for the month exceeds RM2001. Anything below that amount will still reward you with an attractive 2% cash back.

On top of that, you will still get 0.2% on your spending, including other expenses such as bill payments and movie tickets.

Be reminded that for the promotional cash back rate of 8% and 2%, your cash rewards will be capped at RM50. To fully maximise your rewards, apply for a supplementary credit card for your special person.

Exclusive Privileges

You're definitely in for a treat whenever you get your hands on a platinum credit card. To start, you will have access to a range of perks and privileges such as exclusive deals at top rated hotels and resorts, discounts on car rental services such as Avis and Hertz, plus golf benefits allowing you to play at the finest golf courses in Asia at discounted prices.

All HSBC Bank cardmembers can enjoy excellent savings at malls, restaurants, and entertainment outlets nationwide via HSBC SmartPrivileges Programme - including Sabah and Sarawak.

Convenient Services

The real value of a credit card is when it makes your day to day life a whole lot simpler and help you manage your finances efficiently:

Internet banking - Take full control of your credit card account wherever you are with HSBC Amanah Personal Internet Banking
Auto bill payments -
If you're always running around making late bill payments, worry no more. You can set-up auto bill payments via online@hsbcamanah and HSBC Amanah Telebanking
Phone banking -
If you need to make any banking inquiry, HSBC customer hotline is only a phone call away. No longer will you need to make your way to a bank branch!

Read More