HSBC Amanah MPower Platinum Credit Card-i

Enjoy extra savings and up to 8% cashback on your petrol, groceries and e-wallets with HSBC Amanah's latest cash rebate programme.

HSBC Amanah MPower Platinum Credit Card-iGet 8% Cashback
Min. Income
Annual Fee
up to 8%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days

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worth RM529
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Up to 8% cashback on petrol, groceries and eWallets for monthly spend above RM2,000. Get extra 0.2% cashback on all other spending with RM15 cap per category. Maximise your cashback by getting your loved ones a supplementary card!

Cashback categoryCashback rateMonthly capSpend
Petrol8%RM15from RM2,000 and above monthly
Groceries8%RM15from RM2,000 and above monthly
eWallets8%RM15from RM2,000 and above monthly
All Local and Overseas Retail Spends0.2%uncappedany amount monthly
Petrol1%RM15up to RM2,000 monthly
Groceries1%RM15up to RM2,000 monthly
eWallets1%RM15up to RM2,000 monthly


Swipe your petrol purchases and get up to 8% cashback everyday with a minimum spend of RM2,000 or more each month.


Spoil yourself with some retail therapy under HSBC VIP SmartPrivileges Programme and enjoy great deals and discounts at more than 6,500 shopping outlets nationwide.

Balance Transfer

Save on your credit card debt with a special low interest balance transfer from HSBC.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 3% one-time upfront handling feefrom RM1,000
6 months5.99% p.a. and no one-time upfront handling feefrom RM1,000
12 months8.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about HSBC Balance Transfer Plan

Easy Payment Plans

Keeping tabs on that dream item? Convert it and enjoy low interest rates on tenure as long as 36 months with participating merchants.

HSBC Card Instalment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM1,000
18 months0% p.a. and no one-time upfront handling feeRM1,500
24 months0% p.a. and no one-time upfront handling feeRM2,000
36 months0% p.a. and no one-time upfront handling feeRM2,000
Learn more about HSBC Card Instalment Plan

Fees & Charges

Annual Fee
  • RM240 primary card

    Waived when waived with 12 swipes per year

  • RM120 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
2% of outstanding amount
Interest Rate on Cash Withdrawals
Contact-less Payment Methods
Visa payWave


Minimum Annual Income
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody


Easy Payment Plan
HSBC Card Instalment Plan
Enjoy 0% interest rate on tenure as long as 36 months at zero fees. Never have to worry about money when you can convert it HSBC Card Instalment Plan.
Cash Advance / Cash Loan
HSBC Cash Instalment Plan
Borrow up to 95% of your credit limit at a low flat rate and pay over 60 months. Your immediate needs will be taken care of with cash from HSBC.
Balance Transfer Plans
HSBC Balance Transfer Plan
Low interest rates for brand new HSBC cardholders! HSBC Balance Transfer helps you get back in control of your finances.


As an initiative to save the environment, it is worth highlighting that HSBC Amanah MPower Platinum Credit Card-i will be made from 85% recycled plastic starting from January 2021.

HSBC Amanah MPower Platinum - King of Cashback 

Swipe your HSBC Amanah MPower Platinum Credit Card-i on Petrol, Groceries and eWallet as you can get up to 8% cash back every month. 

HSBC Amanah MPower Platinum - Monthly Cashback

HSBC Amanah MPower Platinum

Cashback Category

Cashback Rate

Monthly Cap per category


Petrol, Groceries and eWallets



RM2,000 and above

Petrol, Groceries and eWallets



RM2,000 and below

Other Local and Overseas Retail Spends




Illustration on Monthly Cashback:
How much can a typical Malaysian with an average weekly spend of RM550 (RM2,200 per month) save on HSBC Amanah MPower Platinum card?

Spend Categories

Spend Amount (RM)

CashBack Rate

CashBack Earned (RM)

Petrol from Shell

Groceries from Tesco

Payment via eWallets













45.00 (Monthly Cap: RM15 per category)

Dining at Restaurant

Other Purchases















Who are the Participating Merchants of HSBC Amanah MPower Platinum Credit Card-i?

List of Participating Merchants for HSBC Amanah:

Petrol: Cashback is open to all petrol stations.


  • Giant
  • Tesco
  • Aeon Big
  • Mydin


  • SamsungPay
  • GrabPay
  • Touch 'n Go
  • FavePay

More Cashback and Exclusive Rewards with HSBC Amanah

It pays to be a loyal HSBC Amanah MPower Platinum Credit Card-i cardholder as you are in for a world of privileges and VIP treatments via HSBC Smart Privileges Programme.

This promotion site brings in over 6,500 nationwide merchants, ranging from dining, shopping and travel in a single web page with discounts and cashback. 

Also, you can keep track of all your saved promotions by logging into your dashboard via Facebook or Twitter account. 

You can additionally choose to sign up with your email address to access the “My Board” functions. “My Board” allows you to bookmark your liked promotion. 

1% Contribution on Charity Spend

Donating is one selfless act. Simply by giving back to the people in need can make us feel a sense of contentment and HSBC Amanah MPower Platinum card can help you with that.

With every charity spend that you've performed with your credit card, the bank will donate about 1% from it to selected charity organisation(s) which is done on a quarterly basis, up to a maximum of RM500,000 yearly. The amount accumulated from the donation will then be equally divided among the participating charities.

For easy tracking, be sure to keep a tab on HSBC Amanah's website as the bank will provide a notice on the total amount donated to the selected charity organisation(s) on a yearly basis.

You can have a look at the participating charities via HSBC Amanah's website.

*Please note that the eligible charity spend you've made is not eligible for cashback under this programme.


The home&Away Privilege Programme entitles you for special discounts up to 50% off at over 19,000 merchants’ outlets around the world. 

No matter whether you are at home or travelling, enjoy an array of fabulous privileges prepared for you.

Personalized Banking Services

The real value of a credit card is when it makes your day to day life a whole lot simpler and help you manage your finances efficiently:

  • Internet banking - Take full control of your credit card account wherever you are with HSBC Amanah Personal Internet Banking
  • Auto bill payments - If you're always running around making late bill payments, worry no more. You can set-up auto bill payments via [email protected] and HSBC Amanah Telebanking
  • Phone banking - If you need to make any banking inquiry, HSBC customer hotline is only a phone call away. No longer will you need to make your way to a bank branch!

What documents are required to apply for HSBC Amanah MPower Platinum Credit Card-i?

Here are the documents that you need to prepare if you wish to apply for HSBC Amanah MPower Platinum Credit Card-i:

Salaried Employee

  • Multinational / Public Listed Companies/Government/Semi Government office
  1. Photocopy of MyKad (both sides)
  2. Recent utility bill if the address on MyKad is different from your residential address
  3. Latest month salary slip or letter of confirmation from employer if employed less than 3 months OR
  4. Latest income tax return (Form BE with tax receipt) or Form EA or EPF statement
  • Other Companies
  1. Photocopy of MyKad (both sides)
  2. Recent utility bill if the address on MyKad is different from your residential address
  3. Latest month salary slip OR bank statement showing latest 3 months salary credit AND
  4. Latest income tax return (Form BE with tax receipt) or Form EA or EPF statement 


  • Photocopy of MyKad (both sides)
  • Recent utility bill if the address on MyKad is different from your residential address 
  • Photocopy of Business Registration form (established minimum 2 years)
  • Latest income tax return (Form B with payment receipts or CPO2 attached or EPF statement) OR
  • Latest 6 months bank statements

Foreigner / Expatriates

  • Copy of passport showing personal details and work permit (must be valid for at least one year)
  • Latest month salary slip
  • Letter of confirmation from employer stating position, remuneration and duration of employment
  • Minimum RM10K per month AND working for Multinational/Public Listed companies/Government/Semi-Government/HSBC corporate lending employers only