HSBC Amanah MPower Platinum Credit Card-i
Enjoy extra savings and up to 8% cashback on your petrol, groceries, and e-wallet spending. Complimentary for the first year, and the annual fee will be waived in the following years with a minimum spend of RM6,000 per year.
8% cashback for petrol and groceriesProduct summary
- Min. Income
- RM8,500/month
- Annual Fee
- Free*
- Cashback
- up to 8%
- Balance Transfer
- From 3.88% p.a.
- Easy Payment Plan
- From 0% p.a.
- Profit Rate
- 15% p.a.
- Profit-free Period
- 20 days
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Cashback
Grab up to 8% cashback on petrol, groceries and eWallets for monthly spending above RM2,000; spending below that earns you 1% cashback instead. Additionally, get an extra 0.2% cashback on all other spending with an RM15 cap per category. Maximise your cashback by getting your loved ones a supplementary card!
| CASHBACK CATEGORY | CASHBACK RATE | MONTHLY CAP | SPEND |
|---|---|---|---|
| Petrol (any petrol station in Malaysia) | 8% | RM15 | from RM2,000 or above monthly |
| Groceries (Giant, Lotus's, AEON BIG, and Mydin) | 8% | RM15 | from RM2,000 or above monthly |
| eWallets (SamsungPay, GrabPay, Touch 'n Go, and FavePay) | 8% | RM15 | from RM2,000 or above monthly |
| Petrol (any petrol station in Malaysia) | 1% | RM15 | up to RM1,999 monthly |
| Groceries (Giant, Lotus's, AEON BIG, and Mydin) | 1% | RM15 | up to RM1,999 monthly |
| eWallets (SamsungPay, GrabPay, Touch 'n Go, and FavePay) | 1% | RM15 | up to RM1,999 monthly |
| All Local and Overseas Retail Spends | 0.2% | uncapped | any amount monthly |
Petrol
Swipe your petrol purchases at any petrol station nationwide, and get up to 8% cashback with a minimum spend of RM2,000 or more each month.
Balance Transfer
Start managing your credit card debt with the HSBC Balance Transfer Instalment program for 12 months with a low annual interest rate.
| Pay Over | With Profit Rate At | When You Transfer |
|---|---|---|
| 12 months | 3.88% p.a. and no one-time upfront handling fee | from RM1,000 |
Easy Payment Plans
Keeping tabs on that dream item? Convert it and enjoy zero profit rates on tenure as long as 36 months with participating merchants.
| Pay Over | With Profit Rate At | When You Spend |
|---|---|---|
| 6 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 12 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
| 18 months | 0% p.a. and no one-time upfront handling fee | RM1,500 |
| 24 months | 0% p.a. and no one-time upfront handling fee | RM2,000 |
| 36 months | 0% p.a. and no one-time upfront handling fee | RM2,000 |
Fees & Charges
- Annual Fee
- RM240 primary card
Free for first year, and waived in the subsequent years when you meet annual spending of RM6,000 (effective 1st September 2025).
- RM120 supplementary card
- RM240 primary card
- Sales and Service Tax
- RM25 on each principal and supplementary card upon activation and anniversary date
- Minimum Monthly Payment
- RM50 or 5% of outstanding amount, whichever is higher
- Late Payment Compensation
- RM10 or 1% of outstanding amount, up to a maximum of RM100
- Cash withdrawal Fee
- RM8.70
- Profit Rate on Cash Withdrawals
- 18%
- Contact-less Payment Methods
- Visa payWave
Requirements
- Minimum Annual Income
- RM102,000
- Minimum Age
- 21 years old primary card
- 18 years old supplementary card
- Who can apply
- Anybody
Features
- Easy Payment Plan
- HSBC Card Instalment Plan
- Enjoy a 0% interest/profit rate on tenure as long as 36 months at zero fees. Never have to worry about money when you can convert it HSBC Card Instalment Plan.
- Cash Advance / Cash Loan
- HSBC Cash Instalment Plan
- Take care of your immediate needs with HSBC. New-to-card customers get as low as 3.88% p.a. while existing-to-card customers enjoy 4.88% p.a. over a 12-month tenure. Both customers have the flexibility to borrow up to 60% of their credit limit. Reach out to the bank for more details! Effective 17 August 2026, HSBC will remove the 2% Cash Advance Fee on Cash Instalment Plans below RM5,000.
- Balance Transfer Plans
- HSBC Balance Transfer Instalment
- Enjoy a 3.88% annual interest rate with no upfront handling fee, and stretch your payments over a 12-month tenure. Get back in control of your finances!
Review
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- Annual Fee
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- Cashback
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HSBC Amanah MPower Platinum Credit Card-i
- Min. Income
- RM8,500/month
- Annual Fee
- Free*
- Cashback
- up to 8%
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HSBC Premier Travel Credit Card
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- Cashback
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