HSBC Amanah MPower Platinum Credit Card-i

Enjoy extra savings and up to 8% cashback on your petrol, groceries and e-wallet spending with HSBC Amanah's latest cash rebate programme. No annual fee when you swipe 12 times in a year and meet a minimum annual spend of RM2,000.

HSBC Amanah MPower Platinum Credit Card-i8% cashback for petrol and groceries
Min. Income
Annual Fee
up to 8%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days

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Touch 'n Go E-Wallet Credit
worth RM200
when you apply through RinggitPlus *

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Grab up to 8% cashback on petrol, groceries and eWallets for monthly spending above RM2,000; spending below that earns you 1% cashback instead. Additionally, get an extra 0.2% cashback on all other spending with an RM15 cap per category. Maximise your cashback by getting your loved ones a supplementary card!

Petrol (any petrol station in Malaysia)8%RM15from RM2,000 or above monthly
Groceries (Giant, Lotus's, AEON BIG, and Mydin)8%RM15from RM2,000 or above monthly
eWallets (SamsungPay, GrabPay, Touch 'n Go, and FavePay)8%RM15from RM2,000 or above monthly
Petrol (any petrol station in Malaysia)1%RM15 up to RM1,999 monthly
Groceries (Giant, Lotus's, AEON BIG, and Mydin)1%RM15 up to RM1,999 monthly
eWallets (SamsungPay, GrabPay, Touch 'n Go, and FavePay)1%RM15 up to RM1,999 monthly
All Local and Overseas Retail Spends0.2%uncappedany amount monthly


Swipe your petrol purchases at any petrol station nationwide, and get up to 8% cashback with a minimum spend of RM2,000 or more each month.


This card is available with Apple Pay, Samsung Pay and Google Pay! Spoil yourself with some retail therapy under the HSBC VIP SmartPrivileges Programme and enjoy great deals and discounts at more than 6,500 participating shopping outlets nationwide. Donate to any cause with your card, and HSBC will contribute 1% to supported charities. Additionally, get your online purchases protected for up to USD 200 with the E-Commerce Purchase Protection.

Balance Transfer

Save on your credit card debt with a special low-interest Balance Transfer Instalment from HSBC.

Pay OverWith Interest Rate AtWhen You Transfer
3 months0% p.a.and no one-time upfront handling feefrom RM1,000
6 months0% p.a. and 1.88%one-time upfront handling feefrom RM1,000
12 months0% p.a. and 3.88%one-time upfront handling feefrom RM1,000
Learn more about HSBC Balance Transfer Instalment

Easy Payment Plans

Keeping tabs on that dream item? Convert it and enjoy zero interest rates on tenure as long as 36 months with participating merchants.

HSBC Card Instalment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM1,000
18 months0% p.a. and no one-time upfront handling feeRM1,500
24 months0% p.a. and no one-time upfront handling feeRM2,000
36 months0% p.a. and no one-time upfront handling feeRM2,000
Learn more about HSBC Card Instalment Plan

Fees & Charges

Annual Fee
  • RM240 primary card

    Waived when you do 1x swipe once a month for 12 consecutive months, and meet annual spending of RM2,000

  • RM120 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
2% of outstanding amount
Interest Rate on Cash Withdrawals
Contact-less Payment Methods
Visa payWave


Minimum Annual Income
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody


Easy Payment Plan
HSBC Card Instalment Plan
Enjoy a 0% interest rate on tenure as long as 36 months at zero fees. Never have to worry about money when you can convert it HSBC Card Instalment Plan.
Cash Advance / Cash Loan
HSBC Cash Instalment Plan
Take care of your immediate needs with HSBC. New-to-card customers get as low as 3.88% p.a. while existing-to-card customers enjoy 4.88% p.a. over a 12-month tenure. Both customers have the flexibility to borrow up to 60% of their credit limit. Reach out to the bank for more details!
Balance Transfer Plans
HSBC Balance Transfer Instalment
Enjoy low-interest rates and have the flexibility to stretch your payment over a 3-month, 6-month or 12-month tenure. Get back in control of your finances!


As an initiative to save the environment, it is worth highlighting that HSBC Amanah MPower Platinum Credit Card-i is made from 100% recycled plastic starting from January 2021.

HSBC Amanah MPower Platinum - King of cashback 

Swipe your HSBC Amanah MPower Platinum Credit Card-i on Petrol, Groceries and eWallet as you can get up to 8% cash back every month. 

HSBC Amanah MPower Platinum - Monthly Cashback

HSBC Amanah MPower Platinum

Cashback Category

Cashback Rate

Monthly Cap per category


Petrol, Groceries and eWallets



RM2,000 and above

Petrol, Groceries and eWallets



RM1,999 and below

Other Local and Overseas Retail Spends




Illustration on Monthly Cashback:
How much can a typical Malaysian with an average weekly spend of RM550 (RM2,200 per month) save on an HSBC Amanah MPower Platinum card?

Spend Categories

Spend Amount (RM)

CashBack Rate

CashBack Earned (RM)

Petrol from Shell

Groceries from Tesco

Payment via eWallets













45.00 (Monthly Cap: RM15 per category)

Dining at Restaurant

Other Purchases















Who are the participating merchants of HSBC Amanah MPower Platinum Credit Card-i?

Please find the list of participating merchants eligible for the cashback for HSBC Amanah below:


  • Cashback is open to all petrol stations.


  • Giant
  • Lotus's
  • Aeon BiG
  • Mydin


  • SamsungPay
  • GrabPay
  • Touch 'n Go
  • FavePay

More cashback and exclusive rewards with HSBC Amanah

It pays to be a loyal HSBC Amanah MPower Platinum Credit Card-i cardholder as you are in for a world of privileges and VIP treatments via HSBC Smart Privileges Programme.

This promotion site brings in over 6,500 nationwide merchants, ranging from dining, shopping and travel in a single web page with discounts and cashback. 

Also, you can keep track of all your saved promotions by logging into your dashboard via your Facebook or Twitter account. 

You can additionally choose to sign up with your email address to access the “My Board” functions. “My Board” allows you to bookmark your liked promotion. 

1% contribution to charity spend

Donating is one selfless act. Simply giving back to people in need can make us feel a sense of contentment and the HSBC Amanah MPower Platinum card can help you with that.

With every charity spend that you've performed with your credit card, the bank will donate about 1% of it to a selected charity organisation(s) which is done on a quarterly basis, up to a maximum of RM500,000 yearly. The amount accumulated from the donation will then be equally divided among the participating charities.

For easy tracking, be sure to keep a tab on HSBC Amanah's website as the bank will provide a notice on the total amount donated to the selected charity organisation(s) on a yearly basis.

You can have a look at the participating charities via HSBC Amanah's website.

*Please note that the eligible charity spends you've made are not eligible for cashback under this programme.


The home&Away Privilege Programme entitles you to special discounts of up to 50% off at over 19,000 merchants’ outlets around the world. 

No matter whether you are at home or travelling, enjoy an array of fabulous privileges prepared for you.

Personalised banking services

The real value of a credit card is when it makes your day-to-day life a whole lot simpler and helps you manage your finances efficiently:

  • Internet banking - Take full control of your credit card account wherever you are with HSBC Amanah Personal Internet Banking.
  • Auto bill payments - If you're always running around making late bill payments worry no more. You can set up auto bill payments via online@hsbcamanah and HSBC Amanah Telebanking.
  • Phone banking - If you need to make any banking inquiry, the HSBC customer hotline is only a phone call away. No longer will you need to make your way to a bank branch!

What documents are required to apply for HSBC Amanah MPower Platinum Credit Card-i?

Here are the documents that you need to prepare if you wish to apply for HSBC Amanah MPower Platinum Credit Card-i:

Salaried Employee (Multinational/Public Listed Companies/Government/Semi-Government)

  1. Photocopy of IC (both sides)
  2. Recent utility bill if the address on IC is different from your residential address
  3. Latest month's salary slip or letter of confirmation from the employer if employed less than 3 months OR
  4. Latest income tax return (Form BE with tax receipt) or Form EA or EPF statement

Other Companies

  1. Photocopy of IC (both sides)
  2. Recent utility bill if the address on IC is different from your residential address
  3. Latest month's salary slip OR bank statement showing the latest 3 months' salary credit AND
  4. Latest income tax return (Form BE with tax receipt) or Form EA or EPF statement 


  • Photocopy of IC (both sides)
  • Recent utility bill if the address on IC is different from your residential address 
  • Photocopy of Business Registration form (established minimum 2 years)
  • Latest income tax return (Form B with payment receipts or CPO2 attached or EPF statement) OR
  • Latest 6 months' bank statements

Foreigner / Expatriates

  • Copy of passport showing personal details and work permit (must be valid for at least one year)
  • Latest month's salary slip
  • Letter of confirmation from employer stating position, remuneration and duration of employment
  • Minimum RM10K per month AND working for Multinational/Public Listed companies/Government/Semi-Government/HSBC corporate lending employers only

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