HSBC Platinum Credit Card
Meet your new shopping buddy. Grab up to 8X reward points on your purchases, and claim for awesome dining and travel rewards!
No annual fee after 12X swipes in a yearProduct summary
- Min. Income
- RM3,000/month
- Annual Fee
- Free*
- Balance Transfer
- From 0% p.a.
- Easy Payment Plan
- From 0% p.a.
- Interest Rate
- 15% p.a.
- Interest-free
- 20 days
Get a FREE
Shopee E-Voucher
worth RM800
when you apply through RinggitPlus *
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Rewards
Tap for your daily purchases (contactless purchases via MasterCard Tap & Go™, Visa payWave or Samsung Pay) and earn 8X reward points, while spending on Online (Lazada, Shopee, Zalora, Grab, HappyFresh & Fave), Overseas and Groceries purchases will give you 5X reward points.
| Earn | Spend |
|---|---|
| 8 points on every RM1 | on Contactless spend |
| 5 points on every RM1 | on Online (Lazada, Shopee, Zalora, Grab, HappyFresh & Fave), Overseas and Groceries expenses |
Travel
Enjoy more shopping, dining, and entertainment perks while abroad with HSBC's Home & Away. You'll get special discounts when you swipe using your HSBC Platinum credit card, wherever you go!
Balance Transfer
Handle your credit debt with the HSBC Balance Transfer Instalment programme. Get a special zero interest plan for the next 6 months if you are a new HSBC credit cardholder.
| Pay Over | With Interest Rate At | When You Transfer |
|---|---|---|
| 3 months | 0% p.a.and no one-time upfront handling fee | from RM1,000 |
| 6 months | 0% p.a. and 1.88%one-time upfront handling fee | from RM1,000 |
| 12 months | 0% p.a. and 3.88%one-time upfront handling fee | from RM1,000 |
Easy Payment Plans
Get any of your dream item instantly with 0% p.a. installment for up to 36 months at over 500 participating merchants.
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 6 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 12 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
| 18 months | 0% p.a. and no one-time upfront handling fee | RM1,500 |
| 24 months | 0% p.a. and no one-time upfront handling fee | RM2,000 |
| 36 months | 0% p.a. and no one-time upfront handling fee | RM2,000 |
Fees & Charges
- Annual Fee
- RM240 primary card
Waived when you swipe 12 times with no minimum spend each year
- RM120 supplementary card
- RM240 primary card
- Sales and Service Tax
- RM25 on each principal and supplementary card upon activation and anniversary date
- Minimum Monthly Payment
- RM50 or 5% of outstanding amount, whichever is higher
- Late Payment Fee
- RM10 or 1% of outstanding amount, up to a maximum of RM100
- Cash withdrawal fee
- RM15 or 5% of withdrawn amount, whichever is higher
- Interest Rate on Cash Withdrawals
- 18%
- Contact-less Payment Methods
- MasterCard PayPass
Requirements
- Minimum Annual Income
- RM36,000
- Minimum Age
- 21 years old primary card
- 18 years old supplementary card
- Who can apply
- Anybody
Features
- Easy Payment Plan
- HSBC Card Instalment Plan
- Enjoy 0% interest rate on tenure as long as 36 months at zero fees. Never have to worry about money when you can convert it HSBC Card Instalment Plan.
- Cash Advance / Cash Loan
- HSBC Cash Instalment Plan
- Borrow up to 95% of your credit limit at a low flat rate and pay over 60 months. Your immediate needs will be taken care of with cash from HSBC.
- Balance Transfer Plans
- HSBC Balance Transfer Instalment
- Enjoy low interest rates and have the flexibility to stretch your payment over 3-month, 6-month or 12-month tenure. Get back in control of your finances!
Review
Credit Card » HSBC
HSBC Platinum Credit Card
- Min. Income
- RM3,000/month
- Annual Fee
- Free*
- Cashback
- No
HSBC Visa Signature
- Min. Income
- RM6,000/month
- Annual Fee
- Free*
- Cashback
- No
HSBC Amanah MPower Platinum Credit Card-i
- Min. Income
- RM3,000/month
- Annual Fee
- Free*
- Cashback
- up to 8%
HSBC Premier World MasterCard
- Min. Income
- RM -/month
- Annual Fee
- Free
- Cashback
- No
HSBC Amanah Premier World MasterCard-i
- Min. Income
- RM -/month
- Annual Fee
- Free
- Cashback
- up to 1%
HSBC Advance Visa Platinum
- Min. Income
- RM3,000/month
- Annual Fee
- Free
- Cashback
- No
HSBC Premier Travel Credit Card
- Min. Income
- RM3,000/month
- Annual Fee
- Free*
- Cashback
- No
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