15% cashback on weekends!
Hong Leong Wise Gold - Up to 15% cashback to earn!
Hong Leong Wise Gold credit card now offers a high cashback of up to 15% on petrol, groceries and essentials, online and dining categories spent over the weekend with a total cashback of up to RM20 every month.
What's more – you will enjoy unlimited 0.20% cash back on other transactions such as Insurance, Utilities, Mobile and more!
Do note that Government and JomPAY transactions are not eligible for cashback.
You are qualified for the cashback when you charge a minimum of RM1,000 retail transaction to your Hong Leong Wise Gold per month.
| Minimum Spend >=RM1,000/month | PETROL | GROCERIES & ESSENTIALS | ONLINE | DINING | OTHERS |
| Weekday | 0.5% | 0.5% | 1% | 0.5% | 0.20% |
| Weekend | 10% | 10% | 1% | 15% | 0.20% |
| Cash Back Capped | RM15 | RM15 | RM15 | RM20 | Unlimited |
As the top 4 spend categories are pre-selected for you, switching spend categories will not be available.
If your monthly spending is below RM1,000, you will still receive 0.20% cashback with a monthly cap of RM2.
Posted Transactions
You may be wondering, "If I performed a Petrol transaction on Sunday but the transaction is only posted on Monday, does it mean I only enjoy 0.5% cash back on Petrol?"
You will enjoy 10% cash back because the transaction is performed on a Weekend (Sunday).
Do remember that the eligibility of an 10% cash back is to have the total posted transaction meet the minimum spend of RM1,000 per month.
In the event you do not meet the minimum spend of RM1,000 (posted transaction) per month - you will enjoy 0.20% cashback on all spending and all categories excluding Government and JomPay transactions.
Hong Leong Wise Gold Participating Merchants
Hong Leong Wise credit card offers a wide range of merchants who are eligible for cashback.
You wouldn't have to limit your choices at petrol stations with Hong Leong Wise Gold.
The cashback is available for petrol transactions at automated fuel dispensers at any petrol station nationwide.
Bear in mind that your petrol transactions at the cashier counter will not be eligible for petrol cashback because the transactions may include other purchases such as food and drinks.
If you're looking for a dining or grocery credit card, Hong Leong Wise Gold gives you the best cashback rate of up to 15% and this applies to all dining outlets and grocery stores such as Giant, Cold Storage, Jaya Grocer and Mercato.
Balance Transfer
Understanding the financial needs of credit card cardholders, Hong Leong Wise Credit Card also has a balance transfer feature.
This tool is very useful if you want to consolidate outstanding balances from other credit cards or charge cards into one credit card for easy management and to save on interest payments.
Hong Leong Balance Transfer plan offers two (2) choices either with a one-time upfront fee of 3% or 5% for up to 12 months or as low as 7.99% p.a. and 8.99% p.a. fixed interest for 6 or 12 months tenure.
You can transfer outstanding balances of at least RM1,000 from as many as three cards under this programme.
Flexi Payment Plan (FPP)
Most people nowadays use credit cards to pay for expensive purchases so that they do not have to fork out a huge amount of cash on the spot.
More importantly, many credit cards offer FPP to allow cardholders to pay for their purchases over time. This Hong Leong credit card is no exception.
Under the Hong Leong Bank FPP, Hong Leong cardholders can enjoy low-interest shopping with payment terms of up to 36 months, making it so easy to own their dream TV or the latest smartphone.
Easy Application for Hong Leong Wise Gold
Wondering if you are eligible to apply for this Hong Leong credit card?
The Hong Leong Wise Gold requirement is as simple as ABC.
If you are 21 years old and above, earning a minimum of RM24,000 per year, then you can apply for this Hong Leong credit card.
The annual fee is RM98 for the principal cardholder, whereas the supplementary card is RM48.
