Maybank Islamic Petronas Ikhwan Visa Gold Card-i
Fill up your tank as this Shariah-compliant credit card earns you up to 8% cashback when you spend at any Petronas station nationwide.

Product summary
- Min. Income
- RM2,500/month
- Annual Fee
- Free
- Cashback
- up to 8%
- Balance Transfer
- From 0% p.a.
- Easy Payment Plan
- From 0% p.a.
- Interest Rate
- 15% p.a.
- Interest-free
- 20 days
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Cashback
Get an 8% cash rebate, which is capped at RM50 per month, when you pump up at PETRONAS over the weekends. Earn 1% cash back for spending at PETRONAS every Monday to Friday.
CASHBACK CATEGORY | CASHBACK RATE | MONTHLY CAP | SPEND |
---|---|---|---|
Weekend spending made at Petronas | 8% | RM50 | any amount |
Weekday spending made at Petronas | 1% | RM50 | any amount |
Rewards
Spend on petrol fueling at PETRONAS Service Station, pay for utilities, education, insurance and EzyPay instalments to earn 1x TreatsPoints (except for government bodies and e-wallet reloads). Use your accumulated TreatsPoints to exchange gifts at the Maybank TreatsPoint Programme online store or redeem air miles (20,000 TreatsPoints are equivalent to 1,000 Enrich/KrisFlyer/Asia Miles).
Earn | Spend |
---|---|
1 point on every RM1 | on education, utilities, insurance and 0% EzyPay (except government bodies and e-wallet reloads) |
Petrol
Stand a chance to get free petrol with TreatsPoints. Simply collect as many Maybank TreatsPoints as you can, and use them to redeem Petronas petrol vouchers.
Balance Transfer
Maybank Islamic Balance Transfer offers low-profit rates and longer payment terms up to 36 months.
Pay Over | With Interest Rate At | When You Transfer |
---|---|---|
6 months | 0% p.a. and 1.88% one-time upfront handling fee | from RM1,000 |
12 months | 0% p.a. and 3% one-time upfront handling fee | from RM1,000 |
9 months | 9% p.a. and no one-time upfront handling fee | from RM1,000 |
12 months | 12% p.a. and no one-time upfront handling fee | from RM1,000 |
24 months | 4.5% p.a. and no one-time upfront handling fee | from RM1,000 |
36 months | 4.95% p.a. and no one-time upfront handling fee | from RM2,000 |
Easy Payment Plans
Maybank EzyPay offers payment terms of up to 36 months, at 0% interest, on purchases from approved merchants. For all other purchases, you can opt for Maybank EzyPay PLUS for an instalment of up to 24 months at 9% p.a. No penalty fee for early payment.
Pay Over | With Interest Rate At | When You Spend |
---|---|---|
3 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
6 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
12 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
18 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
24 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
36 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
Pay Over | With Interest Rate At | When You Spend |
---|---|---|
6 months | 9% p.a.and no one-time upfront handling fee | from RM500to RM30,000 |
12 months | 9% p.a.and no one-time upfront handling fee | from RM500to RM30,000 |
18 months | 9% p.a.and no one-time upfront handling fee | from RM3,000to RM30,000 |
24 months | 9% p.a.and no one-time upfront handling fee | from RM5,000to RM30,000 |
Fees & Charges
- Annual Fee
- RM0 primary card
Free for life
- RM0 supplementary card
- RM0 primary card
- Sales and Service Tax
- RM25 on each principal and supplementary card upon activation and anniversary date
- Minimum Monthly Payment
- RM25 or 5% of outstanding amount, whichever is higher
- Late Payment Fee
- RM10 or 1% of outstanding amount, up to a maximum of RM100
- Cash withdrawal Fee
- RM18 or 5% of withdrawn amount, whichever is higher
- Interest Rate on Cash Withdrawals
- 18%
- Contact-less Payment Methods
- payWave
Requirements
- Minimum Annual Income
- RM30,000
- Minimum Age
- 21 to 65 years old primary card
- 18 years old supplementary card
- Who can apply
- Malaysians and Expatriates
Features
- Easy Payment Plan
- Maybankard EzyPay
- EzyPay is, well, easy: a 0% interest instalment plan that lets you spread your payments up to 36 months. Available at participating merchants only.
- Maybankard EzyPay PLUS
- A hassle-free solution to split your purchases into affordable monthly instalments for up to 24 months. Flexible payment is just a phone call away.
- Cash Advance / Cash Loan
- Maybankard Cash Treats
- It's reassuring to know that you have access to cash in an emergency. With Maybankard Cash Treats it's so easy to apply as no documents are required and fast approval guaranteed!
- Balance Transfer Plans
- Maybankard Balance Transfer Islamic Ikhwan Card
- Save more with the lowest profit rates starting from 0% and enjoy a long repayment period of up to 36 months — choose a plan that meets your needs!