5X Loyalty Points!
There is a world of convenience waiting for you when you use MyEG, Malaysia's E-Government Services provider as it allows you to easily conduct transactions with various government agencies online and offline.
What better way to take advantage of an already excellent service than by enhancing it with the MyEG-RHB Credit Card, offering you up to 5X Loyalty Points when you pay for your MyKad/IC replacement, JPJ summons and driving license renewal online?
MyEG-RHB Credit Card rewards you with up to 5X Loyalty Points
Every time you use MyEG-RHB Credit Card services whether at the counter or online on www.myeg.com.my to pay for your monthly utility bills or renew your road tax, you will get 5X Loyalty Points on your payments.
For transactions elsewhere, such as at the supermarket or mall, you will receive 1X Loyalty Points for every Ringgit spent - and this includes online purchases!
The best thing is that there is no limit to how many reward points you can accumulate, but keep in mind that they will expire after 2 years.
Unfortunately, there will be no reward points when paying for government service tax, cash advances, cash withdrawals, RHB Bank Smart Move, or anything similar.
Once you have enough points, use them to redeem gifts and prizes from the RHB Rewards Redemption Programme.
0% interest RHB Smart Move Balance Transfer Campaign
Looking to lessen your credit card debts? If you are a Principal or Primary cardholder of other banks’ credit card(s) issued in Malaysia, take this chance to transfer your outstanding balances to a new RHB credit card/-i at ZERO interest!
Valid until 31 December 2025 (“Campaign Period”), you can enjoy from 0% p.a. up to 6.88% p.a. with a minimum transfer amount of RM1,000 while the maximum amount is subject to the criteria set by the bank.
However, RHB Supplementary cards, RHB Business Credit Card, RHB Purchasing Charge Card/-i, RHB Corporate Credit Card/-i and RHB Corporate Charge Card/-i are not eligible for this balance transfer offer.
If you are keen, check out the RHB Smart Move Balance Transfer page for more details!
Otherwise, you can apply directly by visiting any RHB branch or calling the RHB Customer Contact Centre at 03 9206 8118.
RHB Dial-An-Instalment Campaign
An instalment plan can help you have a better cash flow if you wish to buy a big-ticket item. It’s even better if the plan has ZERO rate and you can do so with the RHB Dial-An-Instalment, subject to the campaign’s terms and conditions.
This campaign ends on 31 December 2025, so grab this chance to enjoy as low as 0% one-time upfront rates and stretch your payments for up to 24 months with a minimum transaction amount of RM500. No maximum purchase amount limit is applicable. Refer to the below table for your easy reference.
- For new RHB credit card/-i holders: (T&Cs)
| Tenure | Minimum Transaction Amount | One-time Upfront Rate/Actual Management Fee | Effective Rate |
| 12 months | RM500 | 0% | 0% |
- For existing RHB credit card/-i holders: (T&Cs)
| Tenure | Minimum Transaction Amount | One-time Upfront Rate/Actual Management Fee | Effective Rate |
| 6 months | RM500 | 2.50% | 8.25% |
| 12 months | RM1,000 | 5% | 9.10% |
| 18 months | RM1,000 | 7% | 8.67% |
| 24 months | RM1,000 | 9% | 8.41% |
The cards that are not eligible include RHB Business Credit Cards, RHB Purchasing Charge Card/-i, RHB Corporate Credit Card/-i and RHB Corporate Charge Card/-i.
If you are keen, make an application by giving a call to the RHB Customer Contact Centre at 03 9206 8118 to take part!
RHB CashXcess Campaign
From 1 January 2025 until 31 December 2025, you can enjoy as low as 4.88% interest per annum when you withdraw from your Principal RHB credit card via the RHB CashXcess plan, subject to the campaign’s terms and conditions.
Referring to the T&C, the minimum withdrawal is set at RM1,000 while the maximum amount is set up to 80% of your available RHB Credit Card/-i credit limit. Only the Principal cardholder(s) is eligible to participate in this campaign.
The cards that are not eligible to participate include the RHB Supplementary Cards, RHB Business Credit Card, RHB Purchasing Charge Card/-i, RHB Corporate Credit Card/-i and RHB Corporate Charge Card/-i.
If you are keen, make an application through RHB Online Banking to take part. Do ensure that your credit limit is sufficient before you apply!
Once your CashXcess application has been approved, the said amount will be debited accordingly to your RHB Credit Card/-i account.
Visa payWave
For purchases up to RM150, you will be able to pay for your items using the VISA payWave, contactless payment technology embedded in your brand-new credit card.
Simply wave your credit card in front of the point-of-sale device - no need to swipe!
Bear in mind that not all merchants have adopted this technology, but most major supermarkets such as Cold Storage, AEON or Lotus do offer such services.
Easily Accessible
This is by no means an exclusive credit card reserved for the affluent crowd.
All you need is to be at least 21 years old and earn at least RM2,000 per month - that makes only RM24,000 per year.
The annual fee is RM88 for the RHB MyEG-RHB principal card, which will be waived for the first year.
Who can apply for a MyEG-RHB Credit Card?
Anybody aged 21 years old and above can apply for a MyEG-RHB Credit Card.
All you need to prepare is a valid identification card and other income and financial supporting documents as required by RHB.
