New AEON Visa Gold credit card

Also available as MasterCard

New AEON Visa Gold

With special discounts at every AEON store nationwide and access to deals at over 1500 partner stores your shopping gets a whole lot more value.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • up to 2% cashback
  • 0% p.a. balance transfer over 6 months
  • Easy Payment Plan (EPP)
  • RM100.70 annual fee
  • Earn up to 500x reward points 

Apply online now for New AEON Visa Gold

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Because you should be rewarded for giving the bank your business

Enjoy 2% rebate for purchases at any AEON Stores during AEON MEMBER DAY. Rebate is capped at RM 100.
Discover how much you can save when you shop with your new New AEON Visa Gold
Cashback CategoryCashback RateMonthly CapSpend
AEON Member DaySpendany amount in a single receipt2%RM100any amount in a single receipt
2 AEON Member Points for every Ringgit spent at AEON and Max Valu Stores. Earn 2.5 points for every Ringgit spend during AEON Member Privilege Day at AEON stores. Earn extra 500 AEON Member Points during any AEON Member Fiesta events with minimum spending of RM200.
AEON Redemption Rewards Program
2.5 points on every RM1at AEON Stores on AEON Member Privilege Day
2 points on every RM1aEON and Max Valu Stores
1 point on every RM2at other merchants and overseas spend
500 points on every RM200at AEON MEMBER Fiesta
Your AEON Redemption Rewards Program earned expires in  3 years
Balance Transfer
Great value AEON Balance Transfer offers a 0% interest rate for a fixed term of 6 months.
Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about AEON Cards Balance Transfer Plan
Easy Payment Plan (EPP)
AEON 0% Instalment Payment Plan offers 0% interest for payment terms of up to 36 months on retail purchases from participating merchants. For all the other purchases, the interest rate is from as little as 2.5% for instalment of up to 18 months.
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feefrom RM500 
12 months0% p.a. and no one-time upfront handling feefrom RM500 
24 months0% p.a. and no one-time upfront handling feefrom RM500 
36 months0% p.a. and no one-time upfront handling feefrom RM500 
Learn more about AEON Cards 0% Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feefrom RM500 
12 months3.5% one-time upfront handling feefrom RM1000 
18 months5.5% one-time upfront handling feefrom RM2000 
Learn more about AEON Cards Flexi Payment Plan
AEON World Desk Centre provides personalised services and global assistance from lost and stolen cards to hotel reservations. Enjoy free Flight Travel Personal Accident up to RM1000000 and Credit Card Balance insurance coverage. Free access to KLIA Plaza Premium Lounge while waiting for flights for 6x times a year.
Travel CoverageSum Insured
Personal AccidentUp to RM1000000
Delayed FlightUp to RM600
Lost LuggageUp to RM2000
Delayed LuggageUp to RM600

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • Free for first year
  • Waived when 12 swipes per year
Annual Fee for Supplementary Card
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.90 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals

All fees & charges are inclusive of 6% GST if applicable


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply


Get some extra help from your credit card when you need it most

Easy Payment Plan
AEON Cards 0% Instalment Payment Plan
AEON Cards Flexi Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Balance Transfer
AEON Cards Balance Transfer Plan
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

New AEON Visa Gold review

What's so good (or not so good) about it?

Spice up your life and most importantly, your wallet with the New AEON Visa Gold! This credit card keeps you busy with awesome rewards it hands out to you from Plaza Premium Lounge access all the way to free extensive personal accident insurance coverage!

Multi-fold AEON MEMBER Points

As the title suggest, AEON MEMBER Point doesn't just come singly, you could get them in pair or even more! Every RM1 you spend with your New AEON Visa Gold card at all AEON and Max Valu Stores rolls in 2 AEON MEMBER Points on any regular day.

Things get more intense when you visit AEON on AEON MEMBER Privilege day, 2.5 times of the points will be rewarded to you for every Ringgit spent. With all these points at your disposal, go crazy on them and pick your desired items from a list of tens and hundreds of amazing gifts!

That's certainly not the end of it. Earn yourself additional 500 AEON MEMBER Points when you spend at least RM200 during any AEON MEMBER Fiesta events. Also, get 2% cash rebate off your total purchases at all AEON stores during AEON MEMBER day, the rebate is capped at RM100. Outside of AEON and Max Valu Stores, points will be awarded at a rate of RM2 to 1 point.

Privilege Access to KLIA Plaza Premium Lounge

An average-income earner could easily afford a flight ticket these days but getting into Plaza Premium Lounge is still a dream of many. Not any more with New AEON Visa Gold credit card as a total of 6 free access will be yours the moment you get your card and it refreshes every year! No minimum spend or any conditions required, they are yours for real.

You are allowed to stay at the Plaza Premium Lounge for 3 hours for each visit. RM70 will be charged for the next visit if all 6 free access are exhausted.

Worldwide Travel Assistance

Don't get panic when your card is stolen or loss, AEON has a dedicated team to help you out in times of emergency! AEON World Desk Centre provides worldwide assistance round the clock, contact them right away to report a loss and immediate action will be taken.

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