New AEON Visa Gold

With special discounts at every AEON store nationwide and access to deals at over 1,500 partner stores your shopping gets a whole lot more value.

New AEON Visa GoldDouble AEON Rewards
Min. Income
RM3,000/month
Annual Fee
Free*
Cashback
up to 5%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Cashback

Get 5% cashback on AEON Thank You Day (on the 20th of every month) and save up to a maximum of RM100!

Cashback categoryCashback rateMonthly capSpend
AEON Thank You Day5%RM100any amount in a single receipt

Rewards

Get discounts at all AEON stores and earn AEON MEMBER Points for every ringgit spent.

AEON Redemption Rewards Program
EarnSpend
4 points on every RM1at AEON Stores every 10th of the month
2 points on every RM1at AEON Stores everyday
1 point on every RM2on other transactions

Travel

Enjoy complimentary RM200,000 travel insurance and free access to KLIA Plaza Premium Lounge while waiting for flights for 3x times a year.

Travel CoverageSum Insured
Travel InsuranceUp to RM200,000
Delayed FlightUp to RM400
Lost LuggageUp to RM250
Delayed LuggageUp to RM400

Premium

AEON World Desk Centre provides personalised services and global assistance from lost and stolen cards to hotel reservations.

Balance Transfer

Great value AEON Balance Transfer offers a 0% interest rate for a fixed term of 6 months.

Pay OverWith Interest Rate AtWhen You Transfer
12 months0% p.a. and 3% one-time upfront handling feefrom RM1,000
Learn more about AEON Cards Balance Transfer Plan

Easy Payment Plans

AEON 0% Instalment Payment Plan offers 0% interest for payment terms of up to 36 months on retail purchases from participating merchants. For all the other purchases, the interest rate is from as little as 2.5% for instalment of up to 18 months.

AEON Cards 0% Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM500
18 months0% p.a. and no one-time upfront handling feeRM500
24 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about AEON Cards 0% Instalment Payment Plan
AEON Cards Flexi Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feeRM500
12 months3.5% one-time upfront handling feeRM1,000
18 months5.5% one-time upfront handling feeRM2,000
Learn more about AEON Cards Flexi Payment Plan

Fees & Charges

Annual Fee
  • RM95 primary card

    Free for first year

    Waived when 12 swipes per year

  • RM60 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Daily Maximum Cash Withdrawal
Up to RM3,000

Requirements

Minimum Annual Income
RM36,000
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
AEON Cards 0% Instalment Payment Plan
Get your latest smartphone, home appliances, portable gadget what-have-yous affordably with an interest free instalment plan from AEON - available at selected merchants
AEON Cards Flexi Payment Plan
Only with one-time upfront interest makes AEON Cards Flexi Payment Plan an attractive choice for a small loan against your credit card. Available at AEON stores and selected merchants only.
Balance Transfer Plans
AEON Cards Balance Transfer Plan
AEON Cards offers 3% interest for 12-months on a transferred credit card balance from any other bank. No processing fee and penalty for early settlement.

Review

New AEON Visa Gold: Multi-fold AEON MEMBER Points 

As the title suggests, AEON MEMBER Point doesn't just come singly, you could get them in pair or even more! 

Every RM1 you spend with your New AEON Visa Gold card at all AEON stores rolls in 2 AEON MEMBER Points on any regular day.

Things get more intense when you visit AEON on the 10th of every month, 4x of the points will be rewarded to you for every Ringgit spent!

With all these points at your disposal, go crazy on them and pick your desired items from a list of tens and hundreds of amazing gifts!

For your reference, the point redemption rate is 400 AEON Points = RM1.

Also, get a 5% cash rebate on AEON Thank You Day, capped at RM100. 

Outside of AEON and Max Valu Stores, points will be awarded at a rate of RM2 to 1 point.

Privilege Access to KLIA Plaza Premium Lounge

An average-income earner could easily afford a flight ticket these days but getting into Plaza Premium Lounge is still a dream of many. 

Not anymore with this New AEON Gold credit card as a total of 3x complimentary access will be yours the moment you get your card and it refreshes every year! 

No minimum spend or any conditions required, they are yours for real. You are allowed to stay at the Plaza Premium Lounge for 3 hours for each visit. 

Don't leave your travel companion behind, flash your credit card and get a 20% off from the walk-in rate for each of your companion.

New AEON Visa Gold Worldwide Travel Assistance

Don't get panic when your New AEON Visa Gold is stolen or loss, AEON has a dedicated team to help you out in times of emergency! 

AEON World Desk Centre provides worldwide assistance round the clock, contact them right away to report a loss and immediate action will be taken.