Public Bank Petron Visa Gold

A dedicated petrol cashback credit card for Petron patrons. Earn up to 5% Cash MegaBonus on fuel and non-fuel purchases at Petron Service Station nationwide.

Public Bank Petron Visa GoldPetrol Cashback
Min. Income
RM2,000/month
Annual Fee
Free
Cashback
up to 5%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Get a FREE
RM180 Lazada e-voucher
worth RM180
when you apply through RinggitPlus3

RM180 Lazada e-voucher

Cashback

Get up to 5% Cash MegaBonus, capped at RM50 per month on all retail transactions made at Petron Service Station nationwide.

Cashback categoryCashback rateMonthly capSpend
Retail Purchase at Petron Service Station0.5%RM50from RM1 up to RM100 monthly
Retail Purchase at Petron Service Station1%RM50from RM101 up to RM200 monthly
Retail Purchase at Petron Service Station2%RM50from RM201 up to RM500 monthly
Retail Purchase at Petron Service Station3%RM50from RM501 up to RM800 monthly
Retail Purchase at Petron Service Station5%RM50from RM801 and above monthly

Petrol

Beat that weekly oil price fluctuation on RON95 and RON97 with Cash MegaBonus to enjoy savings on fuel expenses.

Premium

Open a current account with Public Bank without an introducer when you own a Public Bank credit card.

Balance Transfer

Take advantage of savings and flexibility when you transfer your outstanding credit card debts to Public Bank credit card to benefit from a low one-time upfront interest starting from 0%.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 1% one-time upfront handling feefrom RM1,000
12 months0% p.a. and 3% one-time upfront handling feefrom RM2,000
24 months0% p.a. and 5.5% one-time upfront handling feefrom RM3,000
36 months0% p.a. and 7% one-time upfront handling feefrom RM6,000
Learn more about Public Bank Balance Transfer

Easy Payment Plans

Enjoy low and competitive interest rate starting from 0% p.a. with flexible repayment terms of your choice with Public Bank credit card instalment plans.

Public Bank Flexipay Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months1% one-time upfront handling feeRM1,000
9 months2% one-time upfront handling feeRM2,000
12 months3% one-time upfront handling feeRM1,000
24 months5.5% one-time upfront handling feeRM2,000
36 months7% one-time upfront handling feeRM3,000
Learn more about Public Bank Flexipay Plan

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

Requirements

Minimum Annual Income
RM24,000
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
Public Bank Flexipay Plan
Tired of window shopping all the time? You can shop for anything at anywhere with instalment rate as low as 1% with this Public Bank Flexipay Plan.
Balance Transfer Plans
Public Bank Balance Transfer
Fancy paying 1% interest over flexible repayment terms for a Balance Transfer? Transfer your outstanding credit card debts to Public Bank Balance Transfer.

Review

Weekly oil price revision has got you all nervy and expecting the worst? Don't be as Public Bank Petron Visa Gold has got your back and ensuring you gain more savings, flexibility and benefits with a swipe of a card.

Free Annual Fee for Life

First and foremost, this cashback credit card is free for a lifetime with no conditions or whatsoever attached. Having a peace of mind carrying a credit card that is free should be the same as driving on a free highway, isn't it?

Unlimited Cash MegaBonus

Second of all, Petron Visa Gold credit card can help you save even more with its tiered cash rebate structure. Credited to you every month, Cash MegaBonus pays you back for every Ringgit spent on all Petron transactions.

For example, when you spend RM800 and above on fuel and non-fuel purchases combined, you are entitled for 5% Cash MegaBonus. That is easily RM40 while the capping on this cash rebate is RM50 per month. But remember, only retail purchases at Petron are qualified for Cash MegaBonus.

0% Balance Transfer

Want to recover your sleepless nights and hair falls for worrying over credit card debts? Here's where Public Bank Balance Transfer comes to the rescue.

Public Bank Balance Transfer helps you ease your financial distress by offering a zero interest rate and a low one-time upfront charges starting from 0% with repayment terms extended up to 36 months.

You can consolidate up to 4 credit cards and transfer to your Public Bank credit card, subject to 80% of the total available credit limit. The minimum transfer amount should be RM500, with repayment terms ranging from 6, 12, 24 and 36 months.

0% Instalment Plan

Like what you see but can't afford the purchase? With Public Bank’s Zero Interest Installment Plan (ZIIP), you have the privileges to swipe on the goods or services first then repay at a later date, i.e. one month after the successful EPP conversion.

First thing first, check if your merchants are ZIIP-approved, or else you can opt for Public Bank Flexipay Plan, which is also a flexible credit card instalment plan for purchases made at non-participating merchants at a small fee.

But if you're hurry, you can enjoy a 0% p.a. interest on your EPP conversion amount - always check out on Public Bank credit card promotions!