Weekly oil price revision has got you all nervy and expecting the worst?
Don't be as Public Bank Petron Visa Gold has got your back and ensuring you gain more savings, flexibility and benefits with a swipe of a card.
|Highlights of Public Bank Petron Visa Gold|
Public Bank Petron Visa Gold
|Highest cashback rate||5% cashback with a total monthly spend of RM801 and above|
|Highest cashback amount||RM50 per month|
|Max spend to earn highest cashback amount||RM1,000 per month|
|Eligible spend to earn highest cashback rate||Fuel and non-fuel spends at Petron only|
|Eligible Cardholder(s)||Principal and Supplementary|
Unlimited Cash MegaBonus
Petron Visa Gold credit card can help you save even more with its tiered cash rebate structure.
Credited to you every month, Cash MegaBonus pays you back for every Ringgit spent on all Petron transactions.
|Public Bank Petron Visa Gold Cash MegaBonus|
|Total Monthly Retail Purchase at Petron Stations||Cash Rebate|
|RM100 or less||0.5%|
|RM101 - RM200||1%|
|RM201 - RM500||2%|
|RM801 - RM800||3%|
*Unlimited Cash MegaBonus of 0.1% on other local and overseas retail purchases
For example, when you spend RM800 and above on fuel and non-fuel purchases combined, you are entitled to 5% Cash MegaBonus.
That is easily RM40 while the capping on this cash rebate is RM50 per month!
But remember, only retail purchases at Petron are qualified for Cash MegaBonus.
Complimentary Personal Accident Insurance & Other Benefits
|Public Bank Petron Visa Gold Benefits|
FREE Personal Accident Insurance
|Receive up to RM20,000 in Personal Accident Insurance.|
No Annual Fee
|Annual fee is waived for life without conditions.|
24/7 Help Desk
|Public Bank Help Desk is ready to assist you all the time. You may call 03-2176 8000.|
Eligibility and Required Documents
Here are the requirements to apply for this Public Bank credit card:
- Min. annual income: RM24,000
- Age: min. 21 years old (principal card), min.18 years old (supplementary card)
Remember to prepare these documents as well:
|Public Bank Petron Visa Gold Required Documents|
|Copy of NRIC (both sides) or Passport|
|Latest Income Tax Return (Form J)|
|Latest 2 months' salary slip|
|Latest 3 months' savings account activity/current account statements|
|Copies of business registration||Letter of employment||Copy of NRIC (both sides) or Passport|
|Latest 3 months' bank statement||Copy of credit/charge card (both sides)|
|Copy of latest card statement|
0% Balance Transfer
Want to recover your sleepless nights and hair falls for worrying over credit card debts? Here's where Public Bank Balance Transfer comes to the rescue.
Public Bank Balance Transfer helps you ease your financial distress by offering a zero interest rate and low one-time upfront charges starting from 0% with repayment terms extended up to 36 months.
You can consolidate up to 4 credit cards and transfer to your Public Bank credit card, subject to 80% of the total available credit limit.
The minimum transfer amount should be RM500, with repayment terms ranging from 6, 12, 24 and 36 months.
0% Instalment Plan
Like what you see but can't afford the purchase?
With Public Bank’s Zero Interest Installment Plan (ZIIP), you have the privileges to swipe on the goods or services first then repay at a later date, i.e. one month after the successful EPP conversion.
First thing first, check if your merchants are ZIIP-approved.
Else, you can opt for Public Bank Flexipay Plan, which is also a flexible credit card instalment plan for purchases made at non-participating merchants at a small fee.
If you're in a hurry, you can enjoy a 0% p.a. interest on your EPP conversion amount - always check out on Public Bank credit card promotions!