Public Bank Petron Visa Gold

A dedicated petrol cashback credit card for Petron patrons. Earn up to 5% cash rebate on fuel and non-fuel purchases at Petron service station nationwide.

Public Bank Petron Visa Gold5% cashback for any Petron purchase
Min. Income
Annual Fee
up to 5%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days

Get a Complimentary
RM200 Lazada e-voucher or Morgan 12L Food Steamer
worth RM200
when you apply through RinggitPlus
Terms and conditions apply

RM200  Lazada e-voucher or  Morgan 12L Food Steamer

Our Previous Winners


Get up to 5% cash rebate, capped at RM50 per month on fuel & non-fuel transactions made at Petron station nationwide. Plus, enjoy unlimited 0.1% Cash MegaBonus on other local and overseas retail purchases.

Cashback categoryCashback rateMonthly capSpend
Fuel and Non-Fuel Spends at Petron Stations Only0.5%RM50from RM1 up to RM100 monthly
Fuel and Non-Fuel Spends at Petron Stations Only1%RM50from RM101 up to RM200 monthly
Fuel and Non-Fuel Spends at Petron Stations Only2%RM50from RM201 up to RM500 monthly
Fuel and Non-Fuel Spends at Petron Stations Only3%RM50from RM501 up to RM800 monthly
Fuel and Non-Fuel Spends at Petron Stations Only5%RM50from RM801 and above monthly
All Retail Spends0.1%uncappedany amount


Beat that weekly oil price fluctuation on RON95 and RON97 with Cash Rebate to enjoy savings on fuel expenses.


Receive a complimentary up to RM20,000 personal accident insurance.

Balance Transfer

Take advantage of savings and flexibility when you transfer your outstanding credit card debts to Public Bank credit card to benefit from a low one-time upfront interest starting from 1.5%.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 1.5% one-time upfront handling feefrom RM1,000
9 months0% p.a. and 2% one-time upfront handling feefrom RM1,000
12 months0% p.a. and 2.5% one-time upfront handling feefrom RM1,000
24 months0% p.a. and 5% one-time upfront handling feefrom RM2,000
36 months0% p.a. and 6.5% one-time upfront handling feefrom RM3,000
48 months0% p.a. and 9% one-time upfront handling feefrom RM5,000
Learn more about Public Bank Balance Transfer

Easy Payment Plans

Enjoy low and competitive interest rate starting from 0% p.a. with flexible repayment terms of your choice with Public Bank credit card instalment plans.

Public Bank Flexipay Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months1.5% one-time upfront handling feeRM1,000
9 months2% one-time upfront handling feeRM1,000
12 months2.5% one-time upfront handling feeRM1,000
24 months5% one-time upfront handling feeRM2,000
36 months6.5% one-time upfront handling feeRM3,000
48 months9% one-time upfront handling feeRM5,000
Learn more about Public Bank Flexipay Plan

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods
Visa payWave


Minimum Annual Income
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody


Easy Payment Plan
Public Bank Flexipay Plan
Tired of window shopping all the time? You can shop for anything at anywhere with installment rate as low as 1.5% with this Public Bank Flexipay Plan.
Balance Transfer Plans
Public Bank Balance Transfer
Fancy paying 1.5% interest over flexible repayment terms for a Balance Transfer? Transfer your outstanding credit card debts to Public Bank Balance Transfer.


Enjoy more savings on petrol spend with tiered cashback or megabonus with a swipe of a card.

Highlights of Public Bank Petron Visa Gold
Highest cashback rate 5% cashback with a total monthly spend of RM801 and above
Highest cashback amount RM50 per month
Max spend to earn highest cashback amount RM1,000 per month
Eligible spend to earn highest cashback rate Fuel and non-fuel spend at Petron only
Eligible Cardholder(s) Principal and Supplementary

Public Bank Petron Visa Gold - Unlimited Cash MegaBonus

Petron Visa Gold credit card can help you save even more with its tiered cash rebate structure.

Credited to you every month, Cash MegaBonus pays you back for every Ringgit spent on all Petron transactions.

Public Bank Petron Visa Gold Cash MegaBonus
Total Monthly Retail Purchase at Petron Stations Cash Rebate
RM100 or less 0.5%
RM101 - RM200 1%
RM201 - RM500 2%
RM501 - RM800 3%
>RM801 5%

 *Unlimited Cash MegaBonus of 0.1% on other local and overseas retail purchases

For example, when you spend RM800 and above on fuel and non-fuel purchases combined, you are entitled to 5% Cash MegaBonus.

That is easily RM40 while the capping on this cash rebate is RM50 per month!

But remember, only retail purchases at Petron are qualified for Cash MegaBonus.

Complimentary Personal Accident Insurance & Other Benefits

Travel Benefits

FREE Personal Accident Insurance
Receive up to RM20,000 in Personal Accident Insurance.

No Annual Fee
Annual fee is waived for life without conditions.

24/7 Help Desk
Public Bank Help Desk is ready to assist you all the time. You may call 03-2176 8000.

Eligibility and Required Documents

Here are the requirements to apply for this Public Bank credit card:

  • Minimum annual income: RM24,000
  • Age: minimum 21 years old (principal card), minimum 18 years old (supplementary card)

Remember to prepare these documents as well:

  • Latest month payslip and/or
  • Latest EA statement and/or
  • EPF statement and/or
  • Employment letter / Employer confirmation
  • Latest 1 year Tax Returns / Tax Receipts
  • Latest 6 month's company CASA statement (for company directors)
Variable incomeLatest 6 months of the following:
  • Overtime as reflected on the payslips
  • Commission statements/vouchers
  • Fee statements/vouchers

Latest 3 years of the following:

  • Dividend statements/vouchers
  • Interest statements/vouchers
Other income
  • Tenancy agreements and/or
  • Pension statements/vouchers and/or
  • Annuities statements
Overseas income
  • 3 months' payslips
  • Latest 2 years Notice of Assessment / Form IR8A / Form IR8E (for Singapore only)
  • Salary Deposits Account (reflecting the latest 3 months of salary crediting - for Brunei only)
  • Employment letter

*Applicants who are self-employed, but do not register for companies are required to fill up their names as the company name and indicate the nature of business.

 0% Balance Transfer 

Want to recover your sleepless nights and hair falls for worrying over credit card debts? Here's where Public Bank Balance Transfer comes to the rescue.

Public Bank Balance Transfer helps you ease your financial distress by offering a zero interest rate and low one-time upfront charges starting from 1.5% with repayment terms extended up to 48 months.

You can consolidate up to 4 credit cards and transfer to your Public Bank credit card, subject to 80% of the total available credit limit.

The minimum transfer amount should be RM1,000 with repayment terms ranging from 6, 12, 24, 36 and 48 months.

Public Bank Petron Visa Gold 0% Instalment Plan 

Like what you see but can't afford the purchase?

With Public Bank’s Zero Interest Installment Plan (ZIIP), you have the privileges to swipe on the goods or services first then repay at a later date, i.e. one month after the successful EPP conversion.

First thing first, check if your merchants are ZIIP-approved.

Else, you can opt for Public Bank Flexipay Plan, which is also a flexible credit card installment plan for purchases made at non-participating merchants at a small fee.

If you're in a hurry, you can enjoy 0% p.a. interest on your EPP conversion amount - always check out on Public Bank Petron Visa Gold credit card promotions!