Public Bank Petron Visa Gold

A dedicated petrol cashback credit card for Petron patrons. Earn up to a 5% cash rebate on fuel and non-fuel purchases at Petron service stations nationwide.

Public Bank Petron Visa Gold5% cashback for any Petron purchase
Min. Income
Annual Fee
up to 5%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days

Get a Complimentary
JBL GO 4 Ultra-Portable Bluetooth Speaker
worth RM299
when you apply through RinggitPlus *

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Our Previous Winners


Get up to a 5% cash rebate, capped at RM50 per month on fuel and non-fuel transactions made at Petron stations nationwide. Plus, enjoy unlimited 0.1% Cash MegaBonus on other local and overseas retail purchases.

Fuel and Non-Fuel Spends at Petron Stations Only0.5%RM50from RM1up to RM100 monthly
Fuel and Non-Fuel Spends at Petron Stations Only1%RM50from RM101up to RM200 monthly
Fuel and Non-Fuel Spends at Petron Stations Only2%RM50from RM201up to RM500 monthly
Fuel and Non-Fuel Spends at Petron Stations Only3%RM50from RM501up to RM800 monthly
Fuel and Non-Fuel Spends at Petron Stations Only5%RM50from RM801 or above monthly
All Local & Overseas Retail Spends0.1%uncappedany amount


Beat that weekly oil price fluctuation on RON95 and RON97 with cash rebates to enjoy savings on fuel expenses.


Receive complimentary personal accident insurance by Public Bank for up to RM20,000.

Balance Transfer

Take advantage of savings and flexibility when you transfer your outstanding credit card debts to a Public Bank credit card to benefit from a low one-time upfront interest.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 1%one-time upfront handling feefrom RM1,000
12 months0% p.a. and 2.5%one-time upfront handling feefrom RM1,000
24 months0% p.a. and 4.5%one-time upfront handling feefrom RM1,000
36 months0% p.a. and 6.5%one-time upfront handling feefrom RM1,000
48 months0% p.a. and 9.5%one-time upfront handling feefrom RM1,000
Learn more about Public Bank Balance Transfer

Easy Payment Plans

Enjoy low and competitive upfront fees over longer repayment terms of your choice with a Public Bank credit card instalment plan.

Public Bank Flexipay Plan
Pay OverWith Interest Rate AtWhen You Spend
12 months2% one-time upfront handling feeRM1,000
24 months4% one-time upfront handling feeRM1,000
36 months6% one-time upfront handling feeRM1,000
48 months8% one-time upfront handling feeRM1,000
Learn more about Public Bank Flexipay Plan

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods
Visa payWave


Minimum Annual Income
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody


Easy Payment Plan
Public Bank Flexipay Plan
Tired of window shopping all the time? You can shop for anything anywhere with an instalment rate as low as 2% with this Public Bank Flexipay Plan.
Balance Transfer Plans
Public Bank Balance Transfer
Fancy paying as low as 1% interest over flexible repayment terms for a Balance Transfer? Transfer your outstanding credit card debts to Public Bank Balance Transfer.


Highlights of Public Bank Petron Visa Gold

Enjoy more savings on petrol spent with tiered cashback or a mega bonus with a swipe of a card.

Highlights of Public Bank Petron Visa Gold
Highest cashback rate 5% cashback with a total monthly spend of RM801 and above
Highest cashback amount RM50 per month
Max spends to earn the highest cashback amount RM1,000 per month
Eligible spend to earn the highest cashback rate Fuel and non-fuel spending at Petron stations only
Eligible Cardholder(s) Principal and Supplementary

Unlimited Cash MegaBonus

Petron Visa Gold credit card can help you save even more with its tiered cash rebate structure.

Credited to you every month, Cash MegaBonus pays you back for every Ringgit spent on all Petron transactions.

Public Bank Petron Visa Gold Cash MegaBonus
Total Monthly Retail Purchase at Petron Stations Cash Rebate
RM100 or less 0.5%
RM101 - RM200 1%
RM201 - RM500 2%
RM501 - RM800 3%
>RM801 5%

 *Unlimited Cash MegaBonus of 0.1% on other local and overseas retail purchases

For example, when you spend RM800 and above on fuel and non-fuel purchases combined, you are entitled to a 5% Cash MegaBonus.

That is easily RM40 while the capping on this cash rebate is RM50 per month!

But remember, only retail purchases at Petron are qualified for Cash MegaBonus.

Complimentary personal accident insurance and other benefits

Travel Benefits

FREE Personal Accident Insurance
Receive up to RM20,000 in Personal Accident Insurance.

No Annual Fee
The annual fee is waived for life without conditions.

24/7 Help Desk
The Public Bank Help Desk is ready to assist you all the time. You may call 03-2176 8000.

What are the eligibility requirements and documents for application?

Here are the requirements to apply for this Public Bank credit card:

  • Minimum annual income: RM24,000
  • Age: minimum 21 years old (principal card), minimum 18 years old (supplementary card)

Remember to prepare these documents as well:

Salaried Employee
  • Copy of your IC (front and back)/Passport
  • Latest month's salary slip; and/or
  • Latest EA statement; and/or
  • Latest EPF statement; and/or
  • Employment letter/Employer confirmation
  • Copy of your IC (front and back)/Passport
  • Latest 1-year Tax Returns/Tax Receipts
  • Latest 6 months' company CASA statement (for company directors)
Variable Income
  • Copy of your IC (front and back)/Passport
Latest 6 months of the following:
  • Overtime as reflected on the salary slips
  • Commission statements/vouchers
  • Fee statements/vouchers

Latest 3 years of the following:

  • Dividend statements/vouchers
  • Interest statements/vouchers
Other Income
  • Tenancy agreements and/or
  • Pension statements/vouchers and/or
  • Annuities statements
Overseas Income
  • Latest 3 months' salary slips
  • Latest 2 years Notice of Assessment/Form IR8A/Form IR8E (for Singapore only)
  • Salary Deposits Account (reflecting the latest 3 months of salary crediting - for Brunei only)
  • Employment letter

*Applicants who are self-employed, but do not register for companies are required to fill up their names as the company name and indicate the nature of the business.

Public Bank Balance Transfer Plan

Want to recover your sleepless nights and hair falls from worrying over credit card debts? Here's where Public Bank Balance Transfer comes to the rescue.

Public Bank Balance Transfer helps you ease your financial distress by offering a zero interest rate and low one-time upfront charges starting with repayment terms extended up to 48 months.

You can consolidate up to four credit cards and transfer them to your Public Bank credit card, subject to 80% of the total available credit limit.

The minimum transfer amount should be RM1,000 with repayment terms ranging from 6, 12, 24, 36 and 48 months.

Public Bank Petron Visa Gold 0% Instalment Plan 

Like what you see but can't afford the purchase?

You can opt for the Public Bank Flexipay Plan, which is a flexible credit card instalment plan for purchases made at non-participating merchants at a small fee.

If you're in a hurry, you can enjoy 0% interest per annum on your EPP conversion amount — always check out Public Bank Petron Visa Gold credit card promotions!

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