A credit card that offers generous cashback and rewards at zero annual cost.
5% Cashback
How do you like to get a cash refund after spending on your credit card? Public Bank Quantum Visa Credit Card is giving you a 5% cashback every time you spend on entertainment and departmental stores.
Imagine your favorite Parkson, AEON or Robinsons store flashes their SALES banners, or movie theater is screening 3 new blockbuster movies in a month, which you cannot wait to watch, you will be thrilled to use this Quantum Visa card for those!
Just make sure you manage your transactions well as the cashback is capped at RM30 per statement cycle.
VIP Points
VIP Point is where you can collect as many points as you want every time you swipe your card on retail transactions and can exchange them with more gifts and benefits.
It’s very easy to harvest VIP Points: For every Ringgit spent in Malaysia, you earn 1x VIP Point, whereas for every Ringgit spent overseas, 2x VIP Points will be credited to you.
The best way to maximize VIP Points and reward yourself is by spending more using your Quantum Visa card.
Exclusive Flexipay Plan
If you have a big-ticket item to purchase, you can convert the outstanding balance into 12-month instalments at 0% one-time upfront interest via an exclusive flexipay plan offer – because not having enough money to repay within the interest-free period is stressful, isn’t it?
Just make a minimum transaction of RM1,200, then call Customer Service at +603 21768000 (or write to custsvc@publicbank.com.my3 days after the purchase or 5 days before settlement date) to convert the amount to Public Bank Flexipay Plan.
No Annual Fee
Public Bank Quantum Visa Credit Card is free for a lifetime without conditions – making owning a credit card less hassle and more valuable.
For principal cardmembers, you need to be at least 21 years old with a minimum income of RM3,000 per month, meanwhile your supplementary cardholders need to be at least 18 years old.
24/7 Help Desk
If your credit card is stolen, tampered with or broken, there is a dedicated, round-the-clock Help Desk who is ready to assist you for any credit card-related emergencies. Just dial +603 21768333.