2% cashback for online shopping
A basic-to-intermediate cashback credit card for everyone. Experience hassle-free payment via PIN & PAY or Visa payWave methods, monthly cash rebate, the convenience of online banking at PBe Service and annual fee waiver.
Public Islamic Bank Visa Credit Card Mid Year Cash Back Campaign
On top of the current RinggitPlus flash deal, don’t miss out to win an additional RM100 cashback from Public Islamic Bank when you apply as a Principal card member for the eligible Public Islamic Bank Visa credit cards. Valid from 1 June until 30 September 2023 (“Campaign Period”), this campaign is subject to terms and conditions.
The participating Public Islamic Bank Visa credit cards include:
- Public Islamic Bank Visa Platinum Credit Card-i
- Public Islamic Bank Visa Gold Credit Card-i
To get the additional RM100 cashback from Public Islamic Bank, you must:
- Be a new-to-bank Principal card member of the participating Public Islamic Bank Visa Credit Card.
- Apply for the eligible card(s) via RinggitPlus.
- Spend minimum accumulative retail transactions of RM1,500 within 60 days from the card approval date.
Let’s say you’re participating in our ongoing flash deal and have followed the minimum accumulative retail spend amount criteria to get the Xiaomi 70mai 1S Dash Cam, you’ll need to spend another RM1,500 within the stipulated time above to win the extra RM100 cash back from Public Islamic Bank.
For example, you applied for the Public Islamic Bank Visa Gold Credit Card-i via RinggitPlus on the 6th of June 2023, and the said card has already been approved in the same month. After that, you spend RM2,000 on retail transactions within 60 days from the card approval date. The eligible rewards you’re going to receive are the Xiaomi 70mai 1S Dash Cam (RinggitPlus sign-up gift) and RM100 cashback (fulfilled by Public Islamic Bank).
Those who are not eligible to participate in this campaign include:
- Existing Public Bank/Public Islamic Bank Principal card members; and
- Former Public Bank/Public Islamic Bank Principal card members who have cancelled any of their credit card(s) within 2 years from the date of current application; and
- Employees of the Public Bank Group, its advertising agencies, their immediate families or any other persons connected with the administration of the Campaign.
Should you have any questions about the campaign above, do reach out to us via [email protected]. We’re happy to help!
Earn 2% cashback with Public Islamic Bank Visa Gold Credit Card-i
Public Islamic Bank Visa Gold Credit Card-i is a cashback credit card that rewards cash rebates to you whenever you swipe on online transactions, locally or overseas.
Technically speaking, it is called Hibah Performance Bonus to articulate its Shariah compliance nature.
The mechanics are similar, which is 2% cashback equals RM1 spend on your Visa Gold Credit Card-i.
While 2% may look less profitable, imagine the compounding effect of it on every Ringgit you have swiped.
The cashback that you get to earn is capped at RM30 per monthly statement cycle (combined between Principal and Supplementary accounts). But remember, only online transaction is qualified for this cashback.
Beneficial line of credits
0% Flexipay Plan
Like what you see but can't afford the purchase?
With Public Bank’s special 0% Flexipay, you have the privilege to swipe on purchases made at non-participating merchants with ZERO management fee and stretch it over the period of 6 months.
You only need to make sure that the stuff you're about to purchase costs at least RM1,000 or above before being eligible to sign up for this instalment plan.
Otherwise, if you are keen on a longer repayment tenure, you can opt for Public Bank Flexipay Plan with choices of up to 48 months.
Cash Advance
Are you strapping for cash? Make your way to Public Bank branches or any ATM nearby to withdraw some cash from your Visa Gold Credit Card-i at a small fee.
Annual fee waivers
You would be happy to learn that you don't need to pay for Public Islamic Bank Visa Gold Credit Card-i annual fee in the first year as it is waived by the bank for you.
Plus, you can maintain not paying the annual fees for the subsequent years when you make a minimum of 12 swipes in a year.
Banking benefits of Public Islamic Bank Visa Gold
Owning a Public Bank credit card opens the door for you to enjoy the many financial benefits this bank has to offer, ranging from banking services to wealth management and insurance products.
For all your money management purposes, there are many ways to go about it such as ATM machines, Public Bank branches, 24-hour helpdesk and internet banking facilities via PBe Service.
That's not all, if you want to open a current account at a Public Bank branch, you don't need an introducer, just go ahead and tell the bank officer that you are a Public Bank Visa Gold Credit Card-i cardholder.
