A basic-to-intermediate cashback credit card for everyone. Experience hassle-free payment via PIN & PAY or Visa payWave methods, monthly cash rebate, convenient of online banking at PBe Service and annual fee waiver.
Unlimited Cash MegaBonus
Public Islamic Bank Visa Gold Credit Card-i is a cashback credit card that rewards cash rebate to you whenever you swipe on retail transactions, over here or overseas.
Technically speaking, it is called Hibah Performance Bonus to articulate its Shariah compliance nature. The mechanics is similar, which is 0.1% Cash MegaBonus equals to RM1 spend on your Visa Gold Credit Card-i.
While 0.1% may look less profitable, but imagine the compounding effect of it on every Ringgit you have swiped? What's more, there's no capping on the cashback amount you will get back. But remember, only retail transaction is qualified for this cashback.
Line of Credits
0% Balance Transfer
Recover your sleepless nights and hair falls for worrying over credit card debts with Public Bank Balance Transfer plan, easing your financial distress by offering a low one-time upfront charges, low minimum transfer amount and flexible repayment terms.
0% Instalment Plans
Like what you see but can't afford the purchase? With Public Bank’s Zero Interest Installment Plan (ZIIP), you have the privileges to swipe on the goods or services first then repay at a later date, i.e. one month after the successful EPP conversion.
First thing first, check if your merchants are ZIIP-approved, or else you can opt for Public Bank Flexipay Plan, which is also a flexible credit card instalment plan for purchases made at non-participating merchants at a small fee.
Cash Advance
Are you strapping for cash? Make your way to Public Bank branches or any ATMs nearby to withdraw some cash from your Visa Gold Credit Card-i at a small fee.
Banking Benefits
Owning a Public Bank credit card opens the door for you to enjoy the many financial benefits this bank has to offer, ranging from banking services to wealth management and insurance products.
To ease your money management, there are many ways to go about it such as ATM machines, Public Bank branches, 24-hour helpdesk and internet banking facility via PBe Service.
That's not all, if you want to open a current account at Public Bank branch, you don't need an introducer, just proudly tell the bank officer that you are a Public Bank credit card holder.
Annual Fee Waivers
You would be happy to learn that you don't need to pay for Public Islamic Bank Visa Gold Credit Card-i annual fee in the first year as it is waived by the bank for you.
Plus, you can maintain not paying annual fee for the subsequent years when you make a minimum 12 swipes in a year.