A basic-to-intermediate cashback credit card for everyone. Experience hassle-free payment via PIN & PAY or Visa payWave methods, monthly cash rebate, the convenience of online banking at PBe Service and annual fee waiver.
Earn Cashback with Public Islamic Bank Visa Gold Credit Card-i
Public Islamic Bank Visa Gold Credit Card-i is a cashback credit card that rewards cash rebates to you whenever you swipe on online transactions, locally or overseas.
Technically speaking, it is called Hibah Performance Bonus to articulate its Shariah compliance nature.
The mechanics are similar, which is 2% cashback equals RM1 spend on your Visa Gold Credit Card-i.
While 2% may look less profitable, imagine the compounding effect of it on every Ringgit you have swiped.
The cashback that you get to earn is capped at RM30 per monthly statement cycle (combined between Principal and Supplementary accounts). But remember, only online transaction is qualified for this cashback.
Line of Credits
0% Flexipay Plan
Like what you see but can't afford the purchase?
With Public Bank’s 0% Flexipay Plan, you have the privilege to swipe on purchases made at non-participating merchants with ZERO management fee and stretch it over the period of 6 months.
You only need to make sure that the stuff you're about to purchase costs at least RM1,000 or above before being eligible to sign up for this instalment plan.
Are you strapping for cash? Make your way to Public Bank branches or any ATMs nearby to withdraw some cash from your Visa Gold Credit Card-i at a small fee.
Annual Fee Waivers
You would be happy to learn that you don't need to pay for Public Islamic Bank Visa Gold Credit Card-i annual fee in the first year as it is waived by the bank for you.
Plus, you can maintain not paying the annual fees for the subsequent years when you make a minimum of 12 swipes in a year.
Public Islamic Bank Visa Gold Credit Card-i Banking Benefits
Owning a Public Bank credit card opens the door for you to enjoy the many financial benefits this bank has to offer, ranging from banking services to wealth management and insurance products.
To ease your money management, there are many ways to go about it such as ATM machines, Public Bank branches, 24-hour helpdesk and internet banking facility via PBe Service.
That's not all, if you want to open a current account at a Public Bank branch, you don't need an introducer, just proudly tell the bank officer that you are a Public Bank Visa Gold Credit Card-i cardholder.