1% cashback for online shopping
A basic-to-intermediate cashback credit card for everyone. Experience hassle-free payment via PIN & PAY or Visa payWave methods, monthly cash rebate, the convenience of online banking at PBe Service and annual fee waiver.
Earn 1% cashback with Public Islamic Bank Visa Gold Credit Card-i
Public Islamic Bank Visa Gold Credit Card-i is a cashback credit card that rewards cash rebates to you whenever you swipe on online transactions, locally or overseas.
Technically speaking, it is called Hibah Performance Bonus to articulate its Shariah-compliance nature.
The mechanics are similar, which is 1% cashback equals RM1 spent on your Visa Gold Credit Card-i. While 1% may look less profitable, imagine the compounding effect of it on every Ringgit you have swiped.
The cashback that you get to earn is capped at RM10 per monthly statement cycle (combined between Principal and Supplementary accounts). But remember, only online transactions are qualified for this cashback.
Beneficial line of credits
0% Flexipay Plan
Like what you see but can't afford the purchase?
With Public Bank’s special 0% Flexipay, you have the privilege to swipe on purchases made at non-participating merchants with ZERO management fee and stretch it over 6 months.
You only need to make sure that the stuff you're about to purchase costs at least RM1,000 or above before being eligible to sign up for this instalment plan.
Otherwise, if you are keen on a longer repayment tenure, you can opt for the Public Bank Flexipay Plan with choices of up to 48 months.
Cash Advance
Are you strapping for cash? Make your way to Public Bank branches or any ATM nearby to withdraw some cash from your Visa Gold Credit Card-i at a small fee.
Annual fee waivers
You would be happy to learn that you don't need to pay for the Public Islamic Bank Visa Gold Credit Card-i annual fee in the first year as it is waived by the bank for you.
Plus, you can maintain not paying the annual fees for the subsequent years when you make a minimum of 12 swipes in a year.
Banking benefits of Public Islamic Bank Visa Gold
Owning a Public Bank credit card opens the door for you to enjoy the many financial benefits this bank has to offer, ranging from banking services to wealth management and insurance products.
For all your money management purposes, there are many ways to go about it such as ATMs, Public Bank branches, 24-hour helpdesk and internet banking facilities via PBe Service.
That's not all, if you want to open a current account at a Public Bank branch, you don't need an introducer, just go ahead and tell the bank officer that you are a Public Bank Visa Gold Credit Card-i cardholder.
