- *Fly for Free & Win a Volkswagen Polo Car! - Terms and Conditions apply.
Benefits
Because you should be rewarded for giving the bank your business
- Cashback
- Earn up to 10% cashback when spending above RM2,500 per month, capped at RM10 every month. Other spending get you an unlimited 0.2% cashback!
Discover how much you can save when you shop with your new RHB Cash Back MasterCard Credit Card Cashback Category Cashback Rate Monthly Cap Spend Online Dining and Groceries Spendfrom RM2500 and above monthly 10% RM10 from RM2500 and above monthly Petrol, Dining, Utilities and Groceries Spendfrom RM2500 and above monthly 5% RM10 from RM2500 and above monthly Petrol, Dining, Utilities and Groceries Spendfrom RM2499 up to RM2000 monthly 2% RM10 from RM2499 up to RM2000 monthly Petrol, Dining, Utilities and Groceries Spendfrom RM1999 up to RM1000 monthly 1% RM10 from RM1999 up to RM1000 monthly Petrol, Dining, Utilities and Groceries Spendfrom RM999 up to RM1 monthly 0.2% RM10 from RM999 up to RM1 monthly Others Spend Spendfrom RM1 and above monthly 0.2% uncapped from RM1 and above monthly
- Balance Transfer
- Why pay 18% p.a. charges on your outstanding debts when you can transfer your balances from other credit cards to RHB Cash Back MasterCard Credit Card at a low one-time charge with flexible repayment terms.
Learn more about RHB Smart Move Balance TransferPay Over With Interest Rate At When You Transfer 12 months 4% p.a. and 0% one-time upfront handling fee from RM1000 18 months 7% p.a. and 0% one-time upfront handling fee from RM1000 24 months 10.99% p.a. and 0% one-time upfront handling fee from RM1000
- Easy Payment Plan (EPP)
- Take advantage of 0% instalment plan for up to 24 months when you convert RHB credit card payment made at participated merchants of RHB Smart Instalment.
Learn more about RHB Dial-An-InstalmentPay Over With Interest Rate At When You Spend 6 months 2.5% one-time upfront handling fee from RM500 12 months 5% one-time upfront handling fee from RM1000 18 months 7% one-time upfront handling fee from RM1000 24 months 9% one-time upfront handling fee from RM2000
Learn more about RHB Smart InstalmentPay Over With Interest Rate At When You Spend 6 months 0% p.a. and no one-time upfront handling fee from RM1000 9 months 0% p.a. and no one-time upfront handling fee from RM1000 12 months 0% p.a. and no one-time upfront handling fee from RM1000 24 months 0% p.a. and no one-time upfront handling fee from RM1000
- Petrol
- Earn up to 5% cashback when you fill up the tank at any petrol stations nationwide.
Fees & Charges
There are always fees but how much are they?
- Annual Fee
- RM70.00
- First year free
- Waived when 12 swipes per year for subsequent years
- Annual Fee for Supplementary Card
- RM0
- Sales and Service Tax
- RM25 on each principal and supplementary card upon approval and anniversary date
- Minimum monthly payment
- RM50 or 5% of outstanding amount
- Late payment fee
- RM10 or 1% of outstanding amount, up to a maximum of RM100
- Cash withdrawal fee
- RM15.00 or 5.00% of withdrawn amount, whichever is higher
- Interest Rate on Cash Withdrawals
- 18%
- Contact-less Payment Methods
- MasterCard PayPass
Requirements
Are you eligible for this credit card?
- Minimum annual income
- RM2400
- Minimum age for primary card holder
- 21 years old
- Maximum age for primary card holder
- 60 years old
- Minimum age for supplementary card holder
- 18 years old
- Who can Apply
- Anybody
Features
Get some extra help from your credit card when you need it most
- Easy Payment Plan
- RHB Dial-An-Instalment
- RHB Smart Instalment
- Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
- Cash Advance / Cash Loan
- RHB CashXcess
- Cash Advance is a loan against the credit limit of your card at a reasonable rate.
- Balance Transfer
- RHB Smart Move Balance Transfer
- Balance transfer allows you to consolidate debt from your other credit cards onto this card.