RHB Cash Back Visa Credit Card credit card

Also available as MasterCard

RHB Cash Back Visa Credit Card

Get up to 10% cashback when you spend on petrol, dining, utility and groceries - a credit card that meets your daily needs.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • up to 10% cashback
  • 4% p.a. balance transfer over 12 months
  • Easy Payment Plan (EPP)
  • RM70.00 annual fee

Free RM 350 AirAsia e-Voucher + RM100 Lazada e-Voucher & Much More!

Free RM 350 AirAsia e-Voucher + RM100 Lazada e-Voucher & Much More!


RinggitPlus will help you all the way! No wait for call, no paper form to fill in, just a simple chat.

Start Application


Benefits

Because you should be rewarded for giving the bank your business

Cashback
Earn up to 10% cashback when spending above RM2,500 per month, capped at RM10 every month. Other spending get you an unlimited 0.2% cashback!
Discover how much you can save when you shop with your new RHB Cash Back Visa Credit Card
Cashback CategoryCashback RateMonthly CapSpend
Online Dining and GroceriesSpendfrom RM2500 and above monthly10%RM10from RM2500 and above monthly
Petrol, Dining, Utilities and GroceriesSpendfrom RM2500 and above monthly5%RM10from RM2500 and above monthly
Petrol, Dining, Utilities and GroceriesSpendfrom RM2000 up to RM2999 monthly2%RM10from RM2000 up to RM2999 monthly
Petrol, Dining, Utilities and GroceriesSpendfrom RM1000 up to RM1999 monthly1%RM10from RM1000 up to RM1999 monthly
Petrol, Dining, Utilities and GroceriesSpendfrom RM1 up to RM999 monthly0.2%RM10from RM1 up to RM999 monthly
Others SpendSpendfrom RM1 and above monthly0.2%uncappedfrom RM1 and above monthly
Balance Transfer
Why paying 18% p.a. charges on your outstanding debts when you can transfer your balances from other credit cards to RHB Cash Back Visa Credit Card at low one-time charge and with flexible repayment terms.
Pay OverWith Interest Rate AtWhen You Transfer
12 months4% p.a. and 0% one-time upfront handling feefrom RM1000 
18 months7% p.a. and 0% one-time upfront handling feefrom RM1000 
24 months10.99% p.a. and 0% one-time upfront handling feefrom RM1000 
Learn more about RHB Smart Move Balance Transfer
Easy Payment Plan (EPP)
Take advantage of 0% instalment plan for up to 24 months when you convert RHB credit card payment made at participated merchants of RHB Smart Instalment.
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feefrom RM500 
12 months5% one-time upfront handling feefrom RM1000 
18 months7% one-time upfront handling feefrom RM1000 
24 months9% one-time upfront handling feefrom RM2000 
Learn more about RHB Dial-An-Instalment
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feefrom RM1000 
9 months0% p.a. and no one-time upfront handling feefrom RM1000 
12 months0% p.a. and no one-time upfront handling feefrom RM1000 
24 months0% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about RHB Smart Instalment
Petrol
Earn up to 5% cashback when you fill up the tank at any petrol stations nationwide.

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM70.00
  • First year free
  • Waived when 12 swipes per year for subsequent years
Annual Fee for Supplementary Card
RM0
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.00 or 5.00% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

Requirements

Are you eligible for this credit card?

Minimum annual income
RM24000
Minimum age for primary card holder
21 years old
Maximum age for primary card holder
60 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Anybody

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
RHB Dial-An-Instalment
RHB Smart Instalment
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
RHB CashXcess
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
RHB Smart Move Balance Transfer
Balance transfer allows you to consolidate debt from your other credit cards onto this card.