RHB Cash Back Visa Credit Card
Save up on your daily expenses by earning great cashback of up to 10% on selected categories such as Petrol, Dining, Grocery, Utilities and more!
Earn cashback on everyday spendingProduct summary
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- up to 10%
- Balance Transfer
- From 0% p.a.
- Easy Payment Plan
- From 0% p.a.
- Interest Rate
- 15% p.a.
- Interest-free
- 20 days
Get a FREE
Touch 'n Go E-Wallet Credit
worth RM5000
when you apply through RinggitPlus *
Our Previous Winners
Our Previous Winners
Hear from our users
Find out how Malaysians start making smart financial decisions with us
Hear from our users Sign Up Offers
Cashback
Spend RM2,500 and above to get 10% cashback on online dining and grocery categories, and 5% cashback for petrol, dining, utilities and grocery categories. While other spending earns you 0.2% cashback. Cashback is capped at RM10 per category per month.
| CASHBACK CATEGORY | CASHBACK RATE | MONTHLY CAP | SPEND |
|---|---|---|---|
| Online Dining/Grocery | 10% | RM10 | from RM2,500 or above monthly |
| Online Dining/Grocery | 2% | RM10 | from RM2,000up to RM2,499 monthly |
| Online Dining/Grocery | 1% | RM10 | from RM1,000up to RM1,999 monthly |
| Online Dining/Grocery | 0.2% | RM10 | from RM1up to RM999 monthly |
| Petrol, Dining, Utility and Grocery | 5% | RM10 | from RM2,500 or above monthly |
| Petrol, Dining, Utility and Grocery | 2% | RM10 | from RM2,000up to RM2,499 monthly |
| Petrol, Dining, Utility and Grocery | 1% | RM10 | from RM1,000up to RM1,999 monthly |
| Petrol, Dining, Utility and Grocery | 0.2% | RM10 | from RM1up to RM999 monthly |
| Other Spend | 0.2% | uncapped | from RM1 or above monthly |
Petrol
Earn up to 5% cashback when you fill up the tank at any petrol stations nationwide.
Balance Transfer
Transfer your outstanding balance from other credit cards to an RHB credit card via the Smart Move Balance Transfer plan. Enjoy a special offer of 0% interest per annum over a 12-month tenure. Terms and conditions apply!
| Pay Over | With Interest Rate At | When You Transfer |
|---|---|---|
| 12 months | 0% p.a.and no one-time upfront handling fee | from RM1,000 |
| 6 months | 4.88% p.a. and no one-time upfront handling fee | from RM1,000 |
| 12 months | 4.88% p.a. and no one-time upfront handling fee | from RM1,000 |
| 24 months | 5.88% p.a. and no one-time upfront handling fee | from RM1,000 |
| 36 months | 6.88% p.a. and no one-time upfront handling fee | from RM1,000 |
Easy Payment Plans
Enjoy 0% interest with RHB Smart Instalment and stretch your repayments up to 36 months with participating merchants.
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 6 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 12 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 24 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 36 months | 0% p.a. and no one-time upfront handling fee | RM500 |
Fees & Charges
- Annual Fee
- RM70 primary card
First year free
Waived when you spend RM10,000 each year on the subsequent years
- RM0 supplementary card
- RM70 primary card
- Sales and Service Tax
- RM25 on each principal and supplementary card upon activation and anniversary date
- Minimum Monthly Payment
- RM50 or 5% of outstanding amount, whichever is higher
- Late Payment Fee
- RM10 or 1% of outstanding amount, up to a maximum of RM100
- Cash withdrawal Fee
- RM15 or 5% of withdrawn amount, whichever is higher
- Interest Rate on Cash Withdrawals
- 18%
- Contact-less Payment Methods
- Visa payWave
Requirements
- Minimum Annual Income
- RM24,000
- Minimum Age
- 21 to 60 years old primary card
- 18 years old supplementary card
- Who can apply
- Anybody
Features
- Easy Payment Plan
- RHB Smart Instalment
- Convert your purchase into affordable monthly instalments with 0% interest for up to 36 months. Use the 100% available credit limit under this plan.
- Cash Advance / Cash Loan
- RHB CashXcess
- Need extra cash? You can withdraw from your principal RHB Credit Card/-i via this plan and enjoy interest rates from 4.88% p.a., valid until 31 December 2025. T&Cs apply.
- Balance Transfer Plans
- RHB Smart Move Balance Transfer
- Enjoy great savings with as low as 0% p.a. interest for up to 36 months to repay and consolidate your debt from other credit cards to your new RHB credit card.
Review
Credit Card » RHB
RHB Cash Back Visa Credit Card
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- up to 10%
RHB Shell Visa Credit Card
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- up to 12%
RHB Rewards Motion Code Credit Card
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- No
RHB Islamic Cash Back Credit Card-i
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- up to 10%
RHB Rewards Visa Credit Card
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- No
RHB Visa Signature
- Min. Income
- RM6,666.67/month
- Annual Fee
- Free
- Cashback
- up to 6%
RHB Rewards MasterCard Credit Card
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- No
RHB Shell Visa Credit Card-i
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- up to 12%
RHB Cash Back MasterCard Credit Card
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- up to 10%
MyEG-RHB Credit Card
- Min. Income
- RM2,000/month
- Annual Fee
- RM88
- Cashback
- No
RHB Visa Infinite
- Min. Income
- RM12,500/month
- Annual Fee
- Free
- Cashback
- No
RHB Premier Visa Infinite
- Min. Income
- RM12,500/month
- Annual Fee
- Free
- Cashback
- No
RHB Corporate Credit Card
- Min. Income
- RM -/month
- Annual Fee
- RM150
- Cashback
- up to 1%
RHB Islamic Rewards Visa Credit Card-i
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- No
RHB World MasterCard Credit Card
- Min. Income
- RM6,666.67/month
- Annual Fee
- Free
- Cashback
- up to 6%
RHB Islamic Rewards Motion Code Credit Card-i
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- No
RHB World MasterCard Credit Card-i
- Min. Income
- RM6,666.67/month
- Annual Fee
- Free
- Cashback
- up to 6%
✕
