RHB EVO Visa credit card

Also available as MasterCard

RHB EVO Visa

A lifestyle card with 20% cashback on entertainment, clubbing, cinemas, karaoke, dining - perfect for the young and hip Gen-Y crowd.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • up to 20% cashback
  • 7.3% p.a. balance transfer over 12 months
  • Easy Payment Plan (EPP)
  • RM106.00 annual fee
  • Earn up to 2x reward points 

Benefits

Because you should be rewarded for giving the bank your business

Cashback
20% cashback at the movies, theatres and other entertainment venues! Cashback capped at RM50 per month.
Discover how much you can save when you shop with your new RHB EVO Visa
Cashback CategoryCashback RateMonthly CapSpend
Amusement and Entertainment VenuesSpendany amount in a single receipt20%RM50any amount in a single receipt
Rewards
Get DOUBLE the Reward Points for all e-commerce transactions and RHB Now bill payments, that means 2 Reward points for every RM1 spent. Redeem amazing prizes ranging from home appliances, tech gadgets and other home essentials. The reward points will have a 2-year expiry!
RHB Reward Points
EarnSpent
2 points on every RM1on all online transactions and RHB Now bill payments
Your RHB Reward Points earned expires in  2 years
Balance Transfer
Enjoy as low as 1.99% of interest on your outstanding balance when your transfer your credit card debt to your brand new RHB EVO Visa via the RHB Smart Move Balance Transfer plan.
Pay OverWith Interest Rate AtWhen You Transfer
12 months7.3% p.a. and 4% one-time upfront handling feefrom RM1000 
18 months8.67% p.a. and 7% one-time upfront handling feefrom RM1000 
24 months10.22% p.a. and 10.99% one-time upfront handling feefrom RM1000 
Learn more about RHB Smart Move Balance Transfer
Easy Payment Plan (EPP)
Pay for your big ticket items with RHB Smart Instalment at 0% interest for up to 24 months at selected merchants. RHB Dial-An-Instalment offers payment terms of 6 to 24 months on any retail purchase.
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feefrom RM500 
24 months17.5% one-time upfront handling feefrom RM2000 
12 months4% one-time upfront handling feefrom RM2000 
Learn more about RHB Dial-An-Instalment
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feefrom RM1000 
9 months0% p.a. and no one-time upfront handling feefrom RM1000 
12 months0% p.a. and no one-time upfront handling feefrom RM1000 
24 months0% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about RHB Smart Instalment

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM106.00
Annual Fee for Supplementary Card
RM53.00
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.90 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

*inclusive of 6% GST

Requirements

Are you eligible for this credit card?

Minimum annual income
RM24000
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Anybody

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
RHB Dial-An-Instalment
RHB Smart Instalment
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
RHB CashXcess
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
RHB Smart Move Balance Transfer
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

RHB EVO Visa review

What's so good (or not so good) about it?

Jazz up your life with the stylish RHB Evo Visa, the card that is there for you whenever you are getting ripped at the gym or at a concert, singing along to your favourite song. Get the best out of the city with RHB, because the worst thing you can be is average!

Benefits and privileges

Get 20% Cash Back whenever you use your card for a movie, watch your favourite sports team roughen it up on the field or at any merchant under the selective Amusement and Entertainment Merchant Category Code (MCC). Cardholders are entitled to a maximum of RM50 per month.

Finally, if you swipe your card like you strum your guitar (12 swipes per annum), you will be able to waive your annual card fee.

Other features

Aside from boasting exclusive invitations tickets for concerts and theatre, or gym promotions and attractive EPP rates, RHB Smart Services is also there for your daily transactions. Never miss your bills ever again with Smart Pay, which will automatically charge your card for certain bills.

For up to 24 months, Smart Instalment will allow for 0% interest at selected merchants. Card holders can also claim from a wide selection of items from household gadgets to shopping vouchers via RHB Rewards Programme. Those in need of extra cash can withdraw from your credit card at low interest rates and no processing fee with CashXcess.

All that while having worldwide acceptance.

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