Are you looking for a credit card that gives you more values when swiping on Halal transactions? RHB Islamic Smart Value Credit Card-i is designed with Shariah compliance in mind for the Everyday People - where cashback and practicality go hand in hand.
Up to 5% Cashback
Petrol, groceries and utilities are some of the most basic necessities to the working class. We all know that prices are going up everywhere and a single week of grocery shopping can come to a few hundred ringgit.
You can keep your hard cash for the unexpected and turn to RHB Islamic Smart Value Credit Card-i as it gives you your money back by way of cashback on these expenses.
Depending on your monthly spending appetite, you could be earning 5% cashback, or RM10 every month, when you spend from RM2,500 and above.
Besides the fact that you can cash in on your everyday expenses, this credit card also allows you to splurge on online spending and earn tiered cashback - don't let your wishlist items stay in the cart for too long!
Made for Halal Transactions
It is worth noting that this Islamic credit card follows the Shariah concept of Ujrah which is a fee payable to the bank for its service of facilitating a payment method (the credit card).
Keep in mind that you can only swipe your Smart Value Credit Card-i on Halal goods and services. RHB Islamic Bank will decline any payment charged to your credit card-i for transactions in the following situations:
|Bars and Clubs|
|Purchase of Packaged Beers, Wine and Liquor|
|Cigar Stores and Stands|
Free Travel Takaful Coverage
It’s a rare occasion when the working class take a break from work and go on a vacation. Once you are finally freed from your desk, book your flight ticket with Smart Value Credit Card-i to enjoy a complimentary travel Takaful coverage worth RM100,000, for both you and your family.
Flexible Credit Lifelines
Often times people will avoid credit card for fear of impulse swiping and delinquent on payment. But do you know that credit card can do you an immense favor in meeting your financial difficulties?
There are instances where your purse string is tight but you need to survive the day, or your favorite items in the store is fast selling out but you don't have enough cash, here's where you can be smart.
For a flexible easy payment plan with low profit charges and longer tenures, you can check out the RHB Smart Instalment and RHB Dial-An-Instalment. Or, if you're looking to consolidate all your credit card outstanding debts, have a look at the RHB Smart Move Balance Transfer plan.
Who can apply?
Anybody aged 21 years old and above can apply for RHB and RHB Islamic Credit Cards. All you need to prepare is a valid identification card and other income and financial supporting documents as required by RHB.
If you're a self employed individual, you need to have a business with a minimum of 5 years in operation to qualify for RHB credit card application.