RHB Premier Visa Infinite

Earn 8x Reward Points whenever you shop abroad! Enjoy unlimited access to selected airport lounges and a low air miles redemption rate at zero annual fees.

RHB Premier Visa InfiniteGolf & Travel Perks
Min. Income
RM12,500/month
Annual Fee
Free
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Rewards

Shopping overseas gets 8x Reward Points, whereas shopping online earns 3x Reward Points. The points you have collected are evergreen so keep spending to earn more points and convert to Enrich Miles. Make your holiday abroad an unforgettable experience.

Reward Points
EarnSpend
8 points on every RM1on overseas retail spending
3 points on every RM1on local hotels, duty-free, dining and online spending
1 point on every RM1on local retail spending

Travel

Escape the busy crowd at the departure hall to complimentary unlimited access to participating Plaza Premium Lounges/Aerotel, subject to a minimum spend of RM100,000 in a year. Spending below RM100,000 in a year, you'll get ten (10) complimentary access instead. Plus, complement your journey with free Travel Insurance coverage of up to RM2 million.

Travel CoverageSum Insured
Travel InsuranceUp to RM2,000,000
Delayed FlightUp to RM800
Missed FlightUp to RM800
Lost LuggageUp to RM2,000
Delayed LuggageUp to RM800

Premium

Pay zero green fee when you have achieved a minimum spending requirement of RM3,000 on your credit card statement and practice your swing for free at your favourite golf clubs in Selangor. For any inquiries or bookings, you may give the RHB Customer Care Centre a call at +603 9206 1188.

Balance Transfer

Transfer your outstanding balance from other credit cards to an RHB credit card via the Smart Move Balance Transfer plan. Enjoy a special offer of 0% interest per annum over a 12-month tenure. Terms and conditions apply!

Pay OverWith Interest Rate AtWhen You Transfer
12 months0% p.a.and no one-time upfront handling feefrom RM1,000
6 months4.88% p.a. and no one-time upfront handling feefrom RM1,000
24 months5.88% p.a. and no one-time upfront handling feefrom RM1,000
36 months6.88% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about RHB Smart Move Balance Transfer

Easy Payment Plans

Turn your wish list items into reality with a flexible payment plan of up to 36 months from an RHB credit card.

RHB Smart Instalment
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM500
24 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about RHB Smart Instalment

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM150,000
Minimum Age
  • 21 to 65 years old primary card
  • 18 years old supplementary card
Who can apply
  • By Invitation and RHB Premier Banking Members Only

Features

Easy Payment Plan
RHB Smart Instalment
Convert your purchase into affordable monthly instalments with 0% interest for up to 36 months. Use the 100% available credit limit under this plan.
Cash Advance / Cash Loan
RHB CashXcess
Need extra cash? You can withdraw from your principal RHB Credit Card/-i via this plan and enjoy zero interest rates, valid until 31 December 2024.
Balance Transfer Plans
RHB Smart Move Balance Transfer
Enjoy great savings with a 0% interest rate per annum for 12 months to repay and consolidate your debt from other credit cards to your new RHB credit card.

Review

Experience luxury and endless benefits with the RHB Premier Visa Infinite credit card. The world of opportunity is what’s waiting for you when you have an RHB Premier Banking Membership.

Exclusive Lounge Access for RHB Premier Visa Infinite Cardholders

Travel the world and indulge yourself with exclusive access to participating Plaza Premium Lounges in selected airports.

Premier cardholders can have unlimited access to selected Plaza Premium Lounge/Aerotel locations in Malaysia as well as in Singapore, Hong Kong, Taiwan, Indonesia, England, the Philippines, Cambodia, China and Australia, including other eligible airports overseas. This unlimited access is available to you when you spend a minimum of RM100,000 in a year. 

But wait, you still get 10x complimentary access, if you spent below RM100,000 in a year, regardless!

Rewards, Rewards, Rewards

This credit card gives you rewards everywhere you go. Here, there, in the country and out. 

Earn 1x Reward Points on all retail spending when you are here in Malaysia. 

Going on holiday? You get to earn 3x Reward Points when you spend on local hotels, shop duty-free, dining and online spending.

If you are travelling, take RHB Premier Visa Infinite with you and earn 8x Reward Points on all overseas retail spending.

More Travel Benefits with RHB Premier Visa Infinite

First of all, RHB has you covered with travel insurance of up to RM2 million. 

Besides this, you will have the RHB Premier Travel Concierge at your service, to help you plan your next adventure from start to finish.

Also, say hello to Air Miles Redemption. You can now convert your Reward Points into Air Miles and airline vouchers from over 40 different airlines. So, the faster you collect rewards the more flights you can redeem.

For Enrich Miles exclusively, the conversion rate is 6,000 Reward Points to 1,000 Enrich Miles.

Golf for Free

If you are a golf enthusiast, a complimentary tee-off could save you so much. 

Being an RHB Premier Visa Infinite cardholder, you have the privilege of free access to the selected golf courses in Selangor like the Glenmarie Golf & Country Club, Kota Permai Golf & Country Club, Tropicana Golf & Country Resort, Palm Garden Golf Club and the Sungai Long Golf & Country Club.

All you have to do is call the RHB Priority Line at 03 9206 1188 to make your reservation or if you have any inquiries.

RHB Premier Visa Infinite Premier Banking Membership

RHB Premier Visa Infinite cardholders who are looking to be Premier Banking Members should not worry about the requirements. 

You can either have a minimum of RM200,000 in a deposit, investment or Bancassurance with RHB Group or a minimum Home Financing amount of RM1,000,000 and an investment or Bancassurance of RM10,000 with RHB Group.

Both options need to be accompanied by a minimum of RM10,000 maintained in an RHB Bank/RHB Islamic Current or Savings Account. 

And there you have it, Premier Banking at your feet.

0% Interest RHB Smart Move Balance Transfer Campaign

Looking to lessen your credit card debts? If you are a Principal or Primary cardholder of other banks’ credit card(s) issued in Malaysia, take this chance to transfer your outstanding balances to a new RHB credit card/-i at ZERO interest!

Valid from now until 31 December 2024 (“Campaign Period”), you can enjoy 0% interest over 12 months of a balance transfer plan with a minimum transfer amount of RM1,000, subject to the campaign’s terms and conditions. The maximum transfer amount would be up to RM30,000, which is subject to 80%* of your available RHB Credit Card/-i credit limit.

Additionally, this campaign applies to new-to-bank credit cardholders and you can make an application within two (2) months from your new RHB Credit Card/-i approval date.

Any RHB Supplementary cards, RHB Business Credit Card, RHB Purchasing Charge Card/-i, RHB Corporate Credit Card/-i and RHB Corporate Charge Card/-i are not eligible for this balance transfer campaign.

If you are keen, make an application by visiting any RHB branch or give a call to the RHB Customer Contact Centre at 03 9206 8118 to take part!

RHB Dial-An-Instalment Campaign

An instalment plan can help you have a better cash flow if you wish to buy a big-ticket item. It’s even better if the plan has ZERO rate and you can do so with the RHB Dial-An-Instalment, subject to the campaign’s terms and conditions.

This campaign ends on 31 December 2024, so grab this chance to enjoy a 0% one-time upfront rate and stretch your payments to 3, 6 or 12 months with a minimum transaction amount of RM300, RM500 and RM1,000 respectively. No maximum purchase amount limit is applicable. Refer to the below table for your easy reference.

Tenure Minimum Transaction Amount One-time Upfront Rate/Actual Management Fee Effective Rate
3 months RM300 0% 0%
6 months RM500 0% 0%
12 months RM1,000 0% 0%

You must be a new-to-RHB Credit Card/-i holder and you can only take part within three (3) months from the month that your new RHB card/-i is approved to participate in this campaign. The cards that are not eligible include RHB Business Credit Cards, RHB Purchasing Charge Card/-i, RHB Corporate Credit Card/-i and RHB Corporate Charge Card/-i.

If you are keen, make an application by giving a call to the RHB Customer Contact Centre at 03 9206 8118 to take part!

RHB CashXcess Zero Interest Campaign

From 1 January 2024 until 31 December 2024, you can enjoy 0% interest per annum when you withdraw from your Principal RHB credit card via the RHB CashXcess plan, subject to the campaign’s terms and conditions.

Referring to the T&C, the minimum withdrawal is set at RM1,000 while the maximum amount is set at up to RM30,000 subject to 80% of your available RHB Credit Card/-i credit limit. Only the Principal cardholder(s) is eligible to participate in this campaign and the CashXcess application must be approved within two (2) months from your RHB Credit Card/-i approval date.

The cards that are not eligible to participate include the RHB Supplementary Cards, RHB Business Credit Card, RHB Purchasing Charge Card/-i, RHB Corporate Credit Card/-i and RHB Corporate Charge Card/-i.

If you are keen, make an application by visiting any RHB branch near you or give a call to the RHB Customer Contact Centre at 03 9206 8118 to take part.

Once your CashXcess application has been approved, the said amount will be debited accordingly to your RHB Credit Card/-i account. Do ensure that your credit limit is sufficient before you apply!

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