RHB Premier Visa Infinite

Earn 8x Reward Points whenever you shop abroad! Enjoy unlimited airport lounge access and low air miles redemption rate at zero annual fees.

RHB Premier Visa InfiniteGolf & Travel Perks
Min. Income
Annual Fee
Balance Transfer
From 4.99% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days


Shopping overseas gets 8x Reward Points, whereas shopping online earns 3x Reward Points. The points you have collected are evergreen so keep spending to earn more points and convert to Enrich Miles. Make your holiday abroad an unforgettable experience.

Reward Points
8 points on every RM1on all overseas retail spends
3 points on every RM1at local hotels, airlines, duty-free, dining and online spend
1 point on every RM1all other local retail spends


Escape the busy crowd at the departure hall to complimentary unlimited airport lounge access in Malaysia, Singapore, Abu Dhabi, Hong Kong, London, Jakarta, Taipei, Cebu, Phnom Penh & Siem Reap. Also, complement your journey with a free Travel Insurance coverage of up to RM2 million.

Travel CoverageSum Insured
Travel InsuranceUp to RM2,000,000
Delayed FlightUp to RM800
Missed FlightUp to RM800
Lost LuggageUp to RM2,000
Delayed LuggageUp to RM800


Pay zero green fee when you have achieved a minimum spending requirement of RM3,000 in your credit card statement and practice your swing for free at your favorite golf clubs in Selangor and Penang.

Balance Transfer

Exclusively for new customers, enjoy 0% interest for 12 months with RHB Smart Move Balance Transfer plan! Transfer your outstanding balance from other credit cards to RHB credit card via Smart Move Balance Transfer plan to benefit from low interest rate and flexible repayment terms.

Pay OverWith Interest Rate AtWhen You Transfer
6 months4.99% p.a. and no one-time upfront handling feefrom RM1,000
12 months4.99% p.a. and no one-time upfront handling feefrom RM1,000
18 months4.99% p.a. and no one-time upfront handling feefrom RM1,000
24 months4.99% p.a. and no one-time upfront handling feefrom RM1,000
36 months4.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about RHB Smart Move Balance Transfer

Easy Payment Plans

Turn your wish list into reality with a flexible payment plan of up to 24 months from RHB credit card. Enjoy 0% interest with RHB Smart Instalment, or pay a small one-time upfront interest with RHB Dial-An-Instalment.

RHB Smart Instalment
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM500
24 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about RHB Smart Instalment
RHB Dial-An-Instalment
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feeRM500
12 months5% one-time upfront handling feeRM1,000
18 months7% one-time upfront handling feeRM1,000
24 months9% one-time upfront handling feeRM2,000
Learn more about RHB Dial-An-Instalment

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods
Visa payWave


Minimum Annual Income
Minimum Age
  • 21 to 65 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • RHB Premier Banking Members


Easy Payment Plan
RHB Smart Instalment
Convert your purchase into affordable monthly instalments with 0% interest for up to 36 months. Combine all of your debts and use 100% available credit limit under this plan.
RHB Dial-An-Instalment
Anything your heart desires is only a phone call away - swipe a minimum of RM500, choose your preferred tenure and off you go!
Cash Advance / Cash Loan
RHB CashXcess
Need extra cash? Apply for RHB CashXcess and enjoy low interest rates at affordable monthly instalments.
Balance Transfer Plans
RHB Smart Move Balance Transfer
Enjoy great savings with interest rates as low as 4% for 12 months to repay and consolidate your debt from other credit cards to your new RHB credit card.


Experience luxury and endless benefits with the RHB Premier Visa Infinite credit card.

The world of opportunity is what’s waiting for you when you have an RHB Premier Banking Membership.

Exclusive Lounge Access for RHB Premier Visa Infinite Cardholders

Travel the world and indulge yourself with exclusive access to the Plaza Premium Lounges everywhere.

Premier cardholders can have unlimited access to all the Plaza Premium Lounge locations in Malaysia as well as in Abu Dhabi, Hong Kong, London, Singapore, Taipei, Jakarta, Cebu, Phnom Penh and Siem Reap.

This unlimited access is available to you when you spend a minimum of RM100,000 in a year. 

But wait, you still get 10x complimentary access, regardless!

On top of that, enjoy a 25% discount for the entry of all your accompanying guests at these lounges in Malaysia. 

For other Plaza Premium Lounge across the world, you have an exclusive 20% off for entry.

Rewards, Rewards, Rewards

This credit card gives you rewards everywhere you go. Here, there, in the country and out. 

Earn 1x Reward Point on all retail spending when you are here in Malaysia. 

Going on holiday? You get to earn 3x Reward Points when you spend on local hotels, airlines, shop at duty-free, dining and online spending.

If you are travelling, take RHB Premier Visa Infinite with you and earn 8x Reward Points on all overseas retail spending.

More Travel Benefits with RHB Premier Visa Infinite

First of all, RHB has you covered with travel insurance of up to RM2 million. 

Besides this, you will have the RHB Premier Travel Concierge at your service, to help you plan your next adventure from start to finish.

Also, say hello to Air Miles Redemption. You can now convert your Reward Points into Air Miles and airline vouchers from over 40 different airlines. 

So, the faster you collect rewards the more flights you can redeem.

For Enrich Miles exclusively, the conversion rate is 6,000 Reward Points to 1,000 Enrich Miles.

Golf for Free

If you are a golf enthusiast, complimentary tee off could save you so much. 

Being an RHB Premier Visa Infinite cardholder, you have the privilege of free access to the selected golf course in Selangor and Penang like Glenmarie Golf & Country Club, Kota Permai Golf & Country Club, Penang Golf Club, Tropicana Golf & Country Resort, Palm Garden Golf Club and the list goes on.

All you got to do is call RHB Priority Line at 03 9206 1188 to make your reservation.

RHB Premier Visa Infinite Premier Banking Membership

RHB Premier Visa Infinite cardholders who are looking to be a Premier Banking Member should not worry about the requirements. 

You can either have a minimum of RM200,000 in a deposit, investment, or Bancassurance with RHB Group.

Or a minimum Home Financing amount of RM1,000,000 and an investment or Bancassurance of RM10,000 with RHB Group.

Both options need to be accompanied by a minimum of RM10,000 maintained in a RHB Bank/RHB Islamic Current or Savings Account. 

And there you have it, Premier Banking at your feet.