RHB Premier Visa Infinite

Earn 8x Reward points whenever you shop abroad! Indulge in endless luxury with unlimited airport lounge access and special airmiles redemption rate at zero annual fee - reserved only for the ultra high net worth individuals.

15% p.a. interest rate
20 days interest-free period
4% p.a. balance transfer over 12 months
Easy Payment Plan (EPP)
RM0.00 annual fee
Earn up to 8x reward points

Benefits
Fees & Charges
Requirements
Features
Review
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Apply online now for RHB Premier Visa Infinite

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My income is greater than RM150k a year. That's at least RM12500 monthly.

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Benefits

Because you should be rewarded for giving the bank your business

Rewards

8x Reward Points on overseas retail purchases, which are non-expiry! Make your holiday abroad an unforgettable experience with RHB Premier Visa Infinite (cash advance, charity, government and petrol transactions are excluded).

Rewards Points
Earn	Spent
8 points on every RM1	on all overseas retail spends
3 points on every RM1	at local hotels, airlines, duty-free, dining and online spend
1 point on every RM1	all other retail spends

Rewards points earned never expires

Balance Transfer

Exclusively for new customers, enjoy 0% interest for 12 months with RHB Smart Move Balance Transfer plan! Transfer your outstanding balance from other credit cards to RHB credit card via Smart Move Balance Transfer plan to benefit from low interest rate and flexible repayment terms.

Pay Over	With Interest Rate At	When You Transfer
12 months	4% p.a. and 0% one-time upfront handling fee	from RM1000
18 months	7% p.a. and 0% one-time upfront handling fee	from RM1000
24 months	10.99% p.a. and 0% one-time upfront handling fee	from RM1000

Learn more about RHB Smart Move Balance Transfer

Easy Payment Plan (EPP)

Turn your wish list into reality with a flexible payment plan of up to 24 months from RHB credit card. Enjoy 0% interest with RHB Smart Instalment, or pay a small one-time upfront interest with RHB Dial-an-Instalment.

Pay Over	With Interest Rate At	When You Spend
6 months	2.5% one-time upfront handling fee	from RM500
12 months	5% one-time upfront handling fee	from RM1000
18 months	7% one-time upfront handling fee	from RM1000
24 months	9% one-time upfront handling fee	from RM2000

Learn more about RHB Dial-An-Instalment

Pay Over	With Interest Rate At	When You Spend
6 months	0% p.a. and no one-time upfront handling fee	from RM1000
9 months	0% p.a. and no one-time upfront handling fee	from RM1000
12 months	0% p.a. and no one-time upfront handling fee	from RM1000
24 months	0% p.a. and no one-time upfront handling fee	from RM1000

Learn more about RHB Smart Instalment

Travel

Escape the busy crowd at the departure hall with a complimentary unlimited airport lounge access in Malaysia and Singapore. Also, complement your journey with a free Travel Insurance coverage of up to RM2 million.

Travel Coverage	Sum Insured
Travel Insurance	Up to RM2000000
Delayed Flight	Up to RM800
Missed Flight	Up to RM800
Lost Luggage	Up to RM2000
Delayed Luggage	Up to RM800

Premium: Practice your swing at your favorite golf clubs in Selangor, Johor, Penang and Langkawi and enjoy zero green fees by RHB Golf Privileges, and enjoy up to 50% discount on the walk-in green fees by Visa Premium Golf Program.

Fees & Charges

There are always fees but how much are they?

Annual Fee

RM0

Free for life

Annual Fee for Supplementary Card

RM0

Sales and Service Tax

RM25 on each principal and supplementary card upon approval and anniversary date

Minimum monthly payment

RM50 or 5% of outstanding amount

Late payment fee

RM10 or 1% of outstanding amount, up to a maximum of RM100

Cash withdrawal fee

RM15.00 or 5.00% of withdrawn amount, whichever is higher

Interest Rate on Cash Withdrawals

18%

Contact-less Payment Methods

Visa payWave

Requirements

Are you eligible for this credit card?

Minimum annual income: RM150000
Minimum age for primary card holder: 21 years old
Maximum age for primary card holder: 65 years old
Minimum age for supplementary card holder: 18 years old
Who can Apply: RHB Premier Banking Members

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan: RHB Dial-An-Instalment; RHB Smart Instalment; Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.

Cash Advance / Cash Loan: RHB CashXcess; Cash Advance is a loan against the credit limit of your card at a reasonable rate.

Balance Transfer: RHB Smart Move Balance Transfer; Balance transfer allows you to consolidate debt from your other credit cards onto this card.

RHB Premier Visa Infinite review

What's so good (or not so good) about it?

The world of opportunity is what’s waiting for you when you have an RHB Premier Banking Membership. Experience luxury and endless benefits with the RHB Premier Visa Infinite credit card.

Exclusive Lounge Access

Indulge yourself and travel the world and take advantage of exclusive access to the Plaza Premium Lounges everywhere. Premier card holders can have unlimited access to all the Plaza Premium Lounge locations in Malaysia as well as in Abu Dhabi, Hong Kong, London, Singapore and Taipei.

This unlimited access is available to you when you spend a minimum of RM100,000 in a year. But wait, you still get 10x complimentary access regardless.

On top of that, enjoy 25% discount for the entry of all your accompanying guest at these lounges in Malaysia. For other Plaza Premium Lounges across the world, you have an exclusive 20% off for entry.

Rewards, Rewards, Rewards

This credit card gives you rewards everywhere you go. Here, there, in the country and out. Earn 1x rewards on all retail spending when you are here in Malaysia. Going on holiday? You get to earn 3x Rewards Points when you spend on hotels, airlines, shop at duty free, dining and online spending.

If you are travelling, take this little card with you and earn 8x Rewards Points on all overseas retail spending.

More Travel Benefits

First of all RHB has you covered with travel insurance of up to RM 2million. Besides this, you will have the RHB Premier Travel Concierge at your service, to help you plan your next adventure from start to finish.

Also, say hello to Air Miles Redemption. You can now convert your Rewards Points into Air Miles and airline vouchers from over 40 different airlines. So the faster you collect rewards the more flights you can redeem.

For Enrich Miles exclusively, the conversion rate is 6,000 Rewards Points to 1,000 Enrich Miles.

Golf for Free

If you are a golf enthusiast, complimentary tee off could save you so much. Being a RHB Premier Visa Infinite cardholder, you have the privilege of free access to selected golf course in Selangor and Penang like Glenmarie Golf & Country Club, Kota Permai Gold & Country Club, Penang Golf Club, Tropicana Gold & Country Resort, Palm Garden Golf Club and the list goes on.

All you got to do is call RHB Priority Line at 03 9206 1188 to make your reservation.

Premier Banking Membership

If you are looking to be a Premier Banking Member, the requirements are easy to beat. You can either have a minimum of RM200,000 in a deposit, investment, or Bancassurance with RHB Group.

Or a minimum Home Financing amount of RM1,000,000 and an investment or Bancassurance of RM10,000 with RHB Group.

Both options need to be accompanied by a minimum of RM10,000 maintained in a RHB Bank/ RHB Islamic Current or Savings Account. And there you have it, Premier Banking at your feet.