RHB Premier Visa Infinite credit card

RHB Premier Visa Infinite

Your golfing, traveling, shopping and dining companion. Indulge in endless luxury at zero annual fee - reserved only for the ultra high net worth individuals.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 0% p.a. balance transfer over 6 months
  • Easy Payment Plan (EPP)
  • RM0.00 annual fee
  • Earn up to 8x reward points 

Apply online now for RHB Premier Visa Infinite

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Benefits

Because you should be rewarded for giving the bank your business

Rewards
8x Reward Points on overseas retail purchases, which are non-expiry! Make your holiday abroad an unforgettable experience with RHB Visa Infinite (cash advance, charity, government and petrol transactions are excluded).
Rewards Points
EarnSpent
8 points on every RM1on all overseas retail spends
3 points on every RM1at local hotels, airlines, duty-free, dining and online spend
1 point on every RM1all other retail spends
Rewards points earned never expires
Balance Transfer
Transfer your outstanding balance from other credit cards to RHB credit card via Smart Move Balance Transfer plan to benefit from low interest rate and flexible repayment terms.
Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and no one-time upfront handling feefrom RM3000 
Learn more about RHB 0% Balance Transfer
Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and no one-time upfront handling feefrom RM3000 
Learn more about RHB 0% Smart Move Balance Transfer
Easy Payment Plan (EPP)
Turn your wish list into reality with a flexible payment plan of up to 24 months from RHB credit card. Enjoy 0% interest with RHB Smart Instalment, or pay a small one-time upfront interest with RHB Dial-an-Instalment.
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feefrom RM500 
12 months5% one-time upfront handling feefrom RM1000 
18 months7% one-time upfront handling feefrom RM1000 
24 months9% one-time upfront handling feefrom RM2000 
Learn more about RHB Dial-An-Instalment
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feefrom RM1000 
9 months0% p.a. and no one-time upfront handling feefrom RM1000 
12 months0% p.a. and no one-time upfront handling feefrom RM1000 
24 months0% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about RHB Smart Instalment
Travel
Escape the busy crowd at the departure hall with a complimentary unlimited airport lounge access in Malaysia and Singapore. Also, complement your journey with a free Travel Insurance coverage of up to RM2 million.
Travel CoverageSum Insured
Travel InsuranceUp to RM2000000
Delayed FlightUp to RM800
Missed FlightUp to RM800
Lost LuggageUp to RM2000
Delayed LuggageUp to RM800
Premium
Practice your swing at your favorite golf clubs in Selangor, Johor, Penang and Langkawi and enjoy zero green fees by RHB Golf Privileges, and 50% discount on green fees by Visa Premium Golf Program.

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM0
  • Free for life
Annual Fee for Supplementary Card
RM0
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum monthly payment
5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.00 or 5.00% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

Requirements

Are you eligible for this credit card?

Minimum annual income
RM150000
Minimum age for primary card holder
21 years old
Maximum age for primary card holder
65 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
RHB Premier Banking Members

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
RHB Dial-An-Instalment
RHB Smart Instalment
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
RHB CashXcess
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
RHB 0% Balance Transfer
RHB 0% Smart Move Balance Transfer
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

RHB Premier Visa Infinite review

What's so good (or not so good) about it?

The world of opportunity is what’s waiting for you when you have an RHB Premier Banking Membership. Experience luxury and endless benefits with the RHB Premier Visa Infinite credit card.

Exclusive Lounge Access

Indulge yourself and travel the world and take advantage of exclusive access to the Plaza Premium Lounges everywhere. Premier card holders can have unlimited access to all the Plaza Premium Lounge locations in Malaysia as well as in Abu Dhabi, Hong Kong, London, Singapore and Taipei.

This unlimited access is available to you when you spend a minimum of RM100,000 in a year. But wait, you still get 10x complimentary access regardless.

On top of that, enjoy 25% discount for the entry of all your accompanying guest at these lounges. For other Plaza Premium Lounges across the world, you have an exclusive 20% off for entry.

Rewards, Rewards, Rewards

This credit card gives you rewards everywhere you go. Here, there, in the country and out. Earn 1x rewards on all retail spending when you are here in Malaysia. Going on holiday? You get to earn 3x Rewards Points when you spend on hotels, airlines, shop at duty free dining and online spending.

If you are travelling, take this little card with you and earn 8x Rewards Points on all overseas retail spending.

More Travel Benefits

First of all RHB has you covered with travel insurance of up to RM 2million. Besides this, you will have the RHB Premier Travel Concierge at your service, to help you plan your next adventure from start to finish.

Also, say hello to Air Miles Redemption. You can now convert your Rewards Points into Air Miles and airline vouchers from over 40 different airlines. So the faster you collect rewards the more flights you can redeem.

For Enrich Miles exclusively, the conversion rate is 6,000 Rewards Points to 1,000 Enrich Miles.

Premier Banking Membership

If you are looking to be a Premier Banking Member, the requirements are easy to beat. You can either have a minimum of RM200,000 in a deposit, investment, or Bancassurance with RHB Group.

Or a minimum Home Financing amount of RM1,000,000 and an investment or Bancassurance of RM10,000 with RHB Group.

Both options need to be accompanied by a minimum of RM10,000 maintained in a RHB Bank/ RHB Islamic Current or Savings Account. And there you have it, Premier Banking at your feet.

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