RHB Premier Visa Infinite

Earn up to 10x Loyalty Plus points whenever you shop abroad! Enjoy unlimited access to selected airport lounges and a low air-mile redemption rate with zero annual fees.

RHB Premier Visa InfiniteGolf & Travel Perks
Min. Income
RM12,500/month
Annual Fee
Free
Balance Transfer
From 4.88% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Rewards

Earn attractive Loyalty Points on eligible spending! The points you have collected will expire in 3 years, so don't forget to redeem them with exclusive gifts or convert them to air miles. Make your holiday abroad an unforgettable experience.

RHB Loyalty/LoyaltyPlus Points
EarnSpend
10 points on every RM1on overseas retail spending in foreign currency (subject to hitting a total monthly retail spend of RM10,000 or more)
8 points on every RM1on overseas retail spending in foreign currency
3 points on every RM1on local airlines, hotels and travel (via online) spending
3 points on every RM1on local dining, duty-free shopping and online spending
1 point on every RM1on other local retail spending

Travel

Escape the busy crowd at the departure hall to complimentary unlimited access to participating Plaza Premium Lounges/Aerotel, subject to a minimum spend of RM100,000 in a year. If you aren't able to hit that amount, you'll still enjoy up to 12x complimentary yearly access with a minimum retail spend of RM1,000. Additionally, complement your journey with free Travel Insurance coverage of up to RM2 million.

Travel CoverageSum Insured
Travel InsuranceUp to RM2,000,000
Delayed FlightUp to RM800
Missed FlightUp to RM800
Lost LuggageUp to RM2,000
Delayed LuggageUp to RM800

Premium

Pay zero green fee when you have achieved a minimum spending requirement of RM5,000 on your credit card statement and practice your swing for free at your favourite golf clubs in Selangor. For any inquiries or bookings, give the RHB Customer Care Centre a call at +603 9206 8118.

Balance Transfer

Transfer your outstanding debt from other banks' credit cards to a new RHB Premier Visa Infinite card with lower interest rates and longer tenure.

Pay OverWith Interest Rate AtWhen You Transfer
6 months4.88% p.a. and no one-time upfront handling feefrom RM1,000
12 months4.88% p.a. and no one-time upfront handling feefrom RM1,000
24 months5.88% p.a. and no one-time upfront handling feefrom RM1,000
36 months6.88% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about RHB Smart Move Balance Transfer

Easy Payment Plans

Turn your wish list items into reality with a flexible payment plan of up to 36 months from an RHB credit card.

RHB Smart Instalment
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM500
24 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about RHB Smart Instalment

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM150,000
Minimum Age
  • 21 to 65 years old primary card
  • 18 years old supplementary card
Who can apply
  • RHB Premier Banking Members Only

Features

Easy Payment Plan
RHB Smart Instalment
Convert your purchase into affordable monthly instalments with 0% interest for up to 36 months. Use the 100% available credit limit under this plan.
Cash Advance / Cash Loan
RHB CashXcess
Need extra cash? You can withdraw from your principal RHB Credit Card/-i via this plan and enjoy interest rates from 7.88% p.a., valid until 31 December 2025. T&Cs apply.
Balance Transfer Plans
RHB Smart Move Balance Transfer
Enjoy great savings with as low as 4.88% p.a. interest for up to 36 months to repay and consolidate your debt from other credit cards to your new RHB credit card.

Review

Experience luxury and endless benefits with the RHB Premier Visa Infinite credit card. The world of opportunity is what’s waiting for you when you have an RHB Premier Banking Membership.

Exclusive Lounge Access for RHB Premier Visa Infinite Cardholders

Travel the world and indulge yourself with exclusive access to participating Plaza Premium Lounges in selected airports.

Premier cardholders can have unlimited access to selected Plaza Premium Lounge/Aerotel locations in Malaysia as well as in Singapore, Hong Kong, Taiwan, Indonesia, England, the Philippines, Cambodia, China and Australia, including other eligible airports overseas. This unlimited access is available to you when you spend a minimum of RM100,000 in a year. 

Spending less than that amount? Don't worry, you will still enjoy up to 12x complimentary yearly access, regardless! You just need to spend at least RM1,000 in retail transactions to get this perk.

Rewards, Rewards, Rewards

This credit card gives you rewards everywhere you go. Here, there, in the country and out. 

Earn 1x Loyalty Points on eligible retail spending when you are in Malaysia. 

Going on holiday overseas? You get to earn 8x LoyaltyPlus Points for every retail purchase you make in foreign currency, OR 10x LoyaltyPlus Points if your total monthly spend reaches RM10,000 or more, based on your full statement cycle month.

Spending locally earns you reward points, too! The eligible categories are as follows:

  • Local airlines, hotels, and travel (via online) spend: 3x LoyaltyPlus Points for every RM1
  • Local dining, duty-free shopping, online, and other spending: 3x Loyalty Points for every RM1

Read the terms and conditions for more details about RHB Loyalty/ LoyaltyPlus Points.

More Travel Benefits with RHB Premier Visa Infinite

First of all, RHB has you covered with travel insurance of up to RM2 million. It is complimentary when you charge the full fare of your flight with this card.

Besides this, you will have the RHB Premier Travel Concierge at your service, to help you plan your next adventure from start to finish.

Also, say hello to Air Miles Redemption. You can now convert your Loyalty/ LoyaltyPlus Points into air miles or airline vouchers from your favourite frequent flyer programmes. The faster you collect rewards the more flights you can redeem!

Tee-off for Free!

If you are a golf enthusiast, a complimentary tee-off could save you so much. 

Being an RHB Premier Visa Infinite cardholder, you have the privilege of free access to the selected golf courses in Selangor like the Glenmarie Golf & Country Club, Kota Permai Golf & Country Club, Tropicana Golf & Country Resort, Palm Garden Golf Club and the Sungai Long Golf & Country Club.

All you have to do is call the RHB Customer Service at 03 9206 8118 to make your reservation or if you have any inquiries.

RHB Premier Visa Infinite Premier Banking Membership

RHB Premier Visa Infinite cardholders who are looking to be Premier Banking Members should not worry about the requirements. 

You can either have a minimum of RM200,000 in a deposit, investment or Bancassurance with RHB Group or a minimum Home Financing amount of RM1,000,000 and an investment or Bancassurance of RM10,000 with RHB Group.

Both options need to be accompanied by a minimum of RM10,000 maintained in an RHB Bank/RHB Islamic Current or Savings Account. 

And there you have it, Premier Banking at your feet.

0% interest RHB Smart Move Balance Transfer Campaign

Looking to lessen your credit card debts? If you are a Principal or Primary cardholder of other banks’ credit card(s) issued in Malaysia, take this chance to transfer your outstanding balances to a new RHB credit card/-i at ZERO interest!

Valid until 31 December 2025 (“Campaign Period”), you can enjoy from 0% p.a. up to 6.88% p.a. with a minimum transfer amount of RM1,000 while the maximum amount is subject to the criteria set by the bank.

However, RHB Supplementary cards, RHB Business Credit Card, RHB Purchasing Charge Card/-i, RHB Corporate Credit Card/-i and RHB Corporate Charge Card/-i are not eligible for this balance transfer offer.

If you are keen, check out the RHB Smart Move Balance Transfer page for more details!

Otherwise, you can apply directly by visiting any RHB branch or calling the RHB Customer Contact Centre at 03 9206 8118.

RHB Dial-An-Instalment Campaign

An instalment plan can help you have a better cash flow if you wish to buy a big-ticket item. It’s even better if the plan has ZERO rate and you can do so with the RHB Dial-An-Instalment, subject to the campaign’s terms and conditions.

This campaign ends on 31 December 2025, so grab this chance to enjoy as low as 0% one-time upfront rates and stretch your payments for up to 24 months with a minimum transaction amount of RM500. No maximum purchase amount limit is applicable. Refer to the below table for your easy reference.

  • For new RHB credit card/-i holders: (T&Cs)
Tenure Minimum Transaction Amount One-time Upfront Rate/Actual Management Fee Effective Rate
12 months RM500 0% 0%
  • For existing RHB credit card/-i holders: (T&Cs)
Tenure Minimum Transaction Amount One-time Upfront Rate/Actual Management Fee Effective Rate
6 months RM500 2.50% 8.25%
12 months RM1,000 5% 9.10%
18 months RM1,000 7% 8.67%
24 months RM1,000 9% 8.41%

The cards that are not eligible include RHB Business Credit Cards, RHB Purchasing Charge Card/-i, RHB Corporate Credit Card/-i and RHB Corporate Charge Card/-i.

If you are keen, make an application by giving a call to the RHB Customer Contact Centre at 03 9206 8118 to take part!

RHB CashXcess Campaign

From 1 January 2025 until 31 December 2025, you can enjoy as low as 4.88% interest per annum when you withdraw from your Principal RHB credit card via the RHB CashXcess plan, subject to the campaign’s terms and conditions.

Referring to the T&C, the minimum withdrawal is set at RM1,000 while the maximum amount is set up to 80% of your available RHB Credit Card/-i credit limit. Only the Principal cardholder(s) is eligible to participate in this campaign.

The cards that are not eligible to participate include the RHB Supplementary Cards, RHB Business Credit Card, RHB Purchasing Charge Card/-i, RHB Corporate Credit Card/-i and RHB Corporate Charge Card/-i.

If you are keen, make an application through RHB Online Banking to take part. Do ensure that your credit limit is sufficient before you apply!

Once your CashXcess application has been approved, the said amount will be debited accordingly to your RHB Credit Card/-i account.

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