RHB Rewards Visa Credit Card credit card

Also available as MasterCard

RHB Rewards Visa Credit Card

Reward yourself up to 10x points whenever you spend on Entertainment, Overseas, Online, Health, Insurance and Shopping. Plus, enjoy discounts and complimentary passes at Plaza Premium Lounge and golf clubs in Malaysia.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 4% p.a. balance transfer over 12 months
  • Easy Payment Plan (EPP)
  • RM200.00 annual fee
  • Earn up to 10x reward points 

Free RM 350 AirAsia e-Voucher + RM100 Lazada e-Voucher & Much More!

Free RM 350 AirAsia e-Voucher + RM100 Lazada e-Voucher & Much More!


RinggitPlus will help you all the way! No wait for call, no paper form to fill in, just a simple chat.

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Benefits

Because you should be rewarded for giving the bank your business

Rewards
Earn 10x Rewards Points when you buy movie tickets, whereas up to 4x Rewards Points for spending in other categories. For every RM1 spend, you get 1x Reward Point!
Rewards Points
EarnSpent
10 points on every RM1entertainment (Cinema Movie Ticket-MCC 7832)
4 points on every RM1overseas Transaction
3 points on every RM1online Transaction
2 points on every RM1health
2 points on every RM1insurance
2 points on every RM1shopping
1 point on every RM1others
Your Rewards Points earned expires in  3 years
Balance Transfer
Transfer your outstanding balance from other credit cards to RHB credit card via Smart Move Balance Transfer plan to benefit from low interest rate and flexible repayment terms.
Pay OverWith Interest Rate AtWhen You Transfer
12 months4% p.a. and 0% one-time upfront handling feefrom RM1000 
18 months7% p.a. and 0% one-time upfront handling feefrom RM1000 
24 months10.99% p.a. and 0% one-time upfront handling feefrom RM1000 
Learn more about RHB Smart Move Balance Transfer
Easy Payment Plan (EPP)
Turn your wish list into reality with a flexible payment plan of up to 24 months from RHB credit card. Enjoy 0% interest with RHB Smart Instalment, or pay a small one-time upfront interest with RHB Dial-an-Instalment.
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feefrom RM500 
12 months5% one-time upfront handling feefrom RM1000 
18 months7% one-time upfront handling feefrom RM1000 
24 months9% one-time upfront handling feefrom RM2000 
Learn more about RHB Dial-An-Instalment
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feefrom RM1000 
9 months0% p.a. and no one-time upfront handling feefrom RM1000 
12 months0% p.a. and no one-time upfront handling feefrom RM1000 
24 months0% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about RHB Smart Instalment
Travel
Maximize your frequent flyer benefits with Malaysia Airlines, Singapore Airline and AirAsia by converting Reward Points to Air Miles.
Premium
Enjoy great discounts at any Plaza Premium Lounges in Malaysia and worldwide, and zero green fees at participating golf clubs in Malaysia.

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM200.00
  • Waived when you spend RM24,000 each year
Annual Fee for Supplementary Card
RM0
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.00 or 5.00% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

Requirements

Are you eligible for this credit card?

Minimum annual income
RM48000
Minimum age for primary card holder
21 years old
Maximum age for primary card holder
60 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Anybody

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
RHB Dial-An-Instalment
RHB Smart Instalment
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
RHB CashXcess
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
RHB Smart Move Balance Transfer
Balance transfer allows you to consolidate debt from your other credit cards onto this card.