RHB Shell Visa Credit Card-i

Often fueling up your car at Shell? Earn cashback of up to 12% all year long. Spending on your everyday essentials also can earn you up to 5% cashback!

RHB Shell Visa Credit Card-iUp to 12% cashback for petrol
Min. Income
RM2,000/month
Annual Fee
Free*
Cashback
up to 12%
Balance Transfer
From 4.88% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Get a FREE
Touch 'n Go E-Wallet Credit
worth RM5000
when you apply through RinggitPlus *

Touch 'n Go E-Wallet Credit

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Cashback

Fuel up your car at any Shell station nationwide to get up to 12% cashback all year long. Everyday spending such as grocery shopping, online shopping, e-wallet reload and paying for utilities can earn you up to 5% cashback (effective 8th September 2025).

CASHBACK CATEGORYCASHBACK RATEMONTHLY CAPSPEND
Petrol Spend at Shell12%RM30from RM3,000 or above monthly
Petrol Spend at Shell5%RM30from RM2,000up to RM2,999 monthly
Petrol Spend at Shell3%RM30from RM1,000up to RM1,999 monthly
Grocery & Utility (min. spend RM250 each category)5%RM10from RM3,000 or above monthly
Grocery & Utility (min. spend RM250 each category)2%RM10from RM1,000up to RM2,999 monthly
Grocery & Utility (min. spend RM250 each category)1%RM10from RM1,000up to RM1,999 monthly
E-Wallet Top-up & Online Spend (min. spend RM500)5%RM10from RM3,000 or above monthly
E-Wallet Top-up & Online Spend (min. spend RM500)2%RM10from RM2,000up to RM2,999 monthly
E-Wallet Top-up & Online Spend (min. spend RM500)1%RM10from RM1,000up to RM1,999 monthly
Overseas Spend (min. spend RM500)5%RM50from RM3,000 or above monthly
Overseas Spend (min. spend RM500)2%RM50from RM2,000up to RM2,999 monthly
Overseas Spend (min. spend RM500)1%RM50from RM1,000up to RM1,999 monthly
Other Spend0.2%uncappedfrom RM3,000 or above monthly
Other Spend0.2%uncappedfrom RM2,000up to RM2,999 monthly
Other Spend0.2%uncappedfrom RM1,000up to RM1,999 monthly

Petrol

Up to 12% cash back for fuel spending at Shell petrol station all year long, capped at RM30 per month (effective 8th September 2025).

Balance Transfer

Transfer your credit card balance to RHB with the Smart Move Balance Transfer plan and enjoy 4.88% p.a. for 36 months. Terms and conditions apply.

Pay OverWith Interest Rate AtWhen You Transfer
6 months4.88% p.a. and no one-time upfront handling feefrom RM1,000
12 months4.88% p.a. and no one-time upfront handling feefrom RM1,000
24 months5.88% p.a. and no one-time upfront handling feefrom RM1,000
36 months6.88% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about RHB Smart Move Balance Transfer

Easy Payment Plans

Get that dream item of yours and enjoy 0% interest with RHB Smart Instalment for up to 36 months with participating merchants.

RHB Smart Instalment
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM500
24 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about RHB Smart Instalment

Fees & Charges

Annual Fee
  • RM195 primary card

    First year free

    Waived when you swipe minimum 24 times on the subsequent years

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM24,000
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
RHB Smart Instalment
Convert your purchase into affordable monthly instalments with 0% interest for up to 36 months. Use the 100% available credit limit under this plan.
Cash Advance / Cash Loan
RHB CashXcess
Need extra cash? You can withdraw from your principal RHB Credit Card/-i via this plan and enjoy interest rates from 7.88% p.a., valid until 31 December 2025. T&Cs apply.
Balance Transfer Plans
RHB Smart Move Balance Transfer
Enjoy great savings with as low as 4.88% p.a. interest for up to 36 months to repay and consolidate your debt from other credit cards to your new RHB credit card.

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