RHB Shell Visa Credit Card-i

Why should I choose RHB Shell Visa Credit Card-i?

Fueling your car these days can be expensive especially if you are always on the road. If you are looking for ways to save money for petrol spending, why not take advantage of a petrol credit card?

Co-branded with Shell, this Islamic credit card offers attractive tiered cashback not just for fuel spending but also for your necessary expenses such as grocery, e-wallet reload, online spending as well as utility payments. Because it’s tiered, the cashback that you may get is therefore fully dependent on how much you spend every month.

Here’s a brief look below at the tiered cashback amount that you may get to earn from fueling at Shell station using this card.

Allow great savings for your everyday essentials

Say, if you are someone who drives less frequently and spends quite a moderate amount on petrol every month, you may find the Shell petrol cashback not exactly beneficial for you. However, that doesn’t mean that this card isn’t worth being the next best cashback credit card for your monthly expenses.

If you are a big spender who most of the time spends thousands a month on groceries, online spending, utility payments and e-wallet reload, the RHB Shell Visa Credit Card-i offers you up to 5% cash back with a monthly cap of RM50 on these categories. You may also earn 0.2% cash back on other retail purchases.

Additionally, RHB has a list of eligible merchant category codes and examples for the cashback above for your reference. You can check them out here. But if you need a quick browse, below are some of the eligible participating merchants.

Groceries:

• Jaya Grocer
• AEON Supermarket
• Giant
• Other supermarkets and hypermarkets

Online:

• GrabFood
• Food Panda
• Zalora
• McDonald’s Delivery
• Other online platforms

E-Wallet:

• GrabPay
• Touch ‘n Go eWallet
• Boost
• BigPay
• Lazada Wallet
• Shopee Pay
• WeChat Pay

Utilities:

• Astro
• Celcom
• Maxis
• TNB
• Other utility billers

Moreover, due to the Islamic nature of this credit card, the transactions below are prohibited from earning any cashback and will be declined.

• Beer, Wine and Liquor
• Cigar Stores and Stands
• Gambling
• Dating and Escort Services
• Government Owned Lotteries (US region only)
• Government Licensed Online Casinos (Online Gambling and US region only)
• Government Licensed Horse/Dog Racing (US region only)

VISA Ecommerce Purchase Protection Programme

If you fancy shopping via online platforms, you can enjoy this Ecommerce Purchase Protection programme by VISA exclusively for RHB Shell Visa credit cardholders. What’s great is that this program is eligible for any online platform both local and international. Here are some benefits that you can find from this programme:

• Your purchases will be covered by losses due to non-delivery or incomplete delivery, plus physical damage to your purchased goods
• Automatically activated when an item is purchased
• Claims and insurance details can be made available online from the AIG Cardholder Insurance Portal

0% interest RHB Smart Move Balance Transfer Campaign

Looking to lessen your credit card debts? If you are a Principal or Primary cardholder of other banks’ credit card(s) issued in Malaysia, take this chance to transfer your outstanding balances to a new RHB credit card/-i at ZERO interest!

Valid until 31 December 2025 (“Campaign Period”), you can enjoy from 0% p.a. up to 6.88% p.a. with a minimum transfer amount of RM1,000 while the maximum amount is subject to the criteria set by the bank.

However, RHB Supplementary cards, RHB Business Credit Card, RHB Purchasing Charge Card/-i, RHB Corporate Credit Card/-i and RHB Corporate Charge Card/-i are not eligible for this balance transfer offer.

If you are keen, check out the RHB Smart Move Balance Transfer page for more details!

Otherwise, you can apply directly by visiting any RHB branch or calling the RHB Customer Contact Centre at 03 9206 8118.

RHB Dial-An-Instalment Campaign

An instalment plan can help you have a better cash flow if you wish to buy a big-ticket item. It’s even better if the plan has ZERO rate and you can do so with the RHB Dial-An-Instalment, subject to the campaign’s terms and conditions.

This campaign ends on 31 December 2025, so grab this chance to enjoy as low as 0% one-time upfront rates and stretch your payments for up to 24 months with a minimum transaction amount of RM500. No maximum purchase amount limit is applicable. Refer to the below table for your easy reference.

• For new RHB credit card/-i holders: (T&Cs)

• For existing RHB credit card/-i holders: (T&Cs)

The cards that are not eligible include RHB Business Credit Cards, RHB Purchasing Charge Card/-i, RHB Corporate Credit Card/-i and RHB Corporate Charge Card/-i.

If you are keen, make an application by giving a call to the RHB Customer Contact Centre at 03 9206 8118 to take part!

RHB CashXcess Campaign

From 1 January 2025 until 31 December 2025, you can enjoy as low as 4.88% interest per annum when you withdraw from your Principal RHB credit card via the RHB CashXcess plan, subject to the campaign’s terms and conditions.

Referring to the T&C, the minimum withdrawal is set at RM1,000 while the maximum amount is set up to 80% of your available RHB Credit Card/-i credit limit. Only the Principal cardholder(s) is eligible to participate in this campaign.

The cards that are not eligible to participate include the RHB Supplementary Cards, RHB Business Credit Card, RHB Purchasing Charge Card/-i, RHB Corporate Credit Card/-i and RHB Corporate Charge Card/-i.

If you are keen, make an application through RHB Online Banking to take part. Do ensure that your credit limit is sufficient before you apply!

Once your CashXcess application has been approved, the said amount will be debited accordingly to your RHB Credit Card/-i account.