RHB Shell Visa Credit Card-i

Often fueling up your car at Shell? Earn cashback of up to 12% all year long. Spending on your everyday essentials also can earn you up to 5% cashback!

RHB Shell Visa Credit Card-iUp to 12% cashback for petrol
Min. Income
Annual Fee
up to 12%
Balance Transfer
From 4.88% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days

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Fuel up your car at any Shell station nationwide to get up to 12% cashback all year long. Spending on Groceries, Online, E-Wallet Top-Up and Utilities can earn you up to 5% cashback.

Petrol spend at Shell12%RM50from RM2,500 or above monthly
Petrol spend at Shell8%RM50from RM1,500up to RM2,499 monthly
Petrol spend at Shell5%RM50from RM800up to RM1,499 monthly
Grocery, Online Spend, E-Wallet Top-Up & Utilities5%RM50from RM2,500 or above monthly
Groceries, Online Spend, E-Wallet Top-Up & Utilities2%RM50from RM1,500up to RM2,499 monthly
Groceries, Online Spend, E-Wallet Top-Up & Utilities1%RM50from RM800up to RM1,499 monthly
Other Spend0.2%uncappedfrom RM2,500 or above monthly
Other spend0.2%uncappedfrom RM1,500up to RM2,499 monthly
Other Spend0.2%uncappedfrom RM800up to RM1,499 monthly


Up to 12% cash back for fuel spending at Shell petrol station all year long, capped at RM50 per month.


Enjoy VISA Ecommerce Purchase Protection that will automatically be activated when you shop at any online store globally.

Balance Transfer

Transfer your outstanding balance from other credit cards to an RHB credit card via the Smart Move Balance Transfer plan to benefit from low-interest rates and flexible repayment terms.

Pay OverWith Interest Rate AtWhen You Transfer
6 months4.88% p.a. and no one-time upfront handling feefrom RM1,000
12 months4.88% p.a. and no one-time upfront handling feefrom RM1,000
24 months5.88% p.a. and no one-time upfront handling feefrom RM1,000
36 months6.88% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about RHB Smart Move Balance Transfer

Easy Payment Plans

Get that dream item of yours and enjoy 0% interest with RHB Smart Instalment for up to 36 months.

RHB Smart Instalment
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM500
24 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about RHB Smart Instalment

Fees & Charges

Annual Fee
  • RM195 primary card

    First year free

    Waived when you swipe minimum 24 times on the subsequent years

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods
Visa payWave


Minimum Annual Income
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody


Easy Payment Plan
RHB Smart Instalment
Convert your purchase into affordable monthly instalments with 0% interest for up to 36 months. Use the 100% available credit limit under this plan.
Cash Advance / Cash Loan
RHB CashXcess
Need extra cash? Apply for RHB CashXcess and enjoy low interest rates at affordable monthly instalments.
Balance Transfer Plans
RHB Smart Move Balance Transfer
Enjoy great savings with interest rates as low as 4.88% per annum for up to 36 months to repay and consolidate your debt from other credit cards to your new RHB credit card.


Why should I choose RHB Shell Visa Credit Card-i?

Fueling your car these days can be expensive especially if you are always on the road. If you are looking for ways to save money for petrol spending, why not take advantage of a petrol credit card?

Co-branded with Shell, this Islamic credit card offers attractive tiered cashback not just for fuel spending but also for your necessary expenses such as grocery, e-wallet reload, online spending as well as utility payments. Because it’s tiered, the cashback that you may get is therefore fully dependent on how much you spend on a monthly basis.

Here’s a brief look below at the tiered cashback amount that you may get to earn from fueling at Shell station using this card.

Total Monthly Spend (RM)Shell Petrol Spending
2,500 and above12%
1,500 - 2,499.998%
800 - 1,499.995%
Monthly CapRM50 for each tier

Allow great savings for your everyday essentials

Say, if you are someone who drives less frequently and spends quite a moderate amount on petrol every month, you may find the Shell petrol cashback not exactly beneficial for you. However, that doesn’t mean that this card isn’t worth being the next best cashback credit card for your monthly expenses.

If you are a big spender who most of the time spends thousands a month on groceries, online spending, utility payments and e-wallet reload, the RHB Shell Visa Credit Card-i offers you up to 5% cash back with a monthly cap of RM50 on these categories. You may also earn 0.2% cash back on other retail purchases.

Total Monthly Spend (RM)Groceries, Online, E-Wallet Top-Up and UtilitiesOther Retail Spending
2,500 and above5%0.2%
1,500 - 2,499.992%0.2%
800 - 1,499.991%0.2%
Monthly CapRM50Unlimited

Additionally, RHB has a list of eligible merchant category codes and examples for the cashback above for your reference. You can check them out here. But if you need a quick browse, below are some of the eligible participating merchants.


  • Jaya Grocer
  • AEON Supermarket
  • Giant
  • Other supermarkets and hypermarkets


  • GrabFood
  • Food Panda
  • Zalora
  • McDonald’s Delivery
  • Other online platforms


  • GrabPay
  • Touch ‘n Go eWallet
  • Boost
  • BigPay
  • Lazada Wallet
  • Shopee Pay
  • WeChat Pay


  • Astro
  • Celcom
  • Maxis
  • TNB
  • Other utility billers

Moreover, due to the Islamic nature of this credit card, the transactions below are prohibited from earning any cashback and will be declined.

  • Beer, Wine and Liquor
  • Cigar Stores and Stands
  • Gambling
  • Dating and Escort Services
  • Government Owned Lotteries (US region only)
  • Government Licensed Online Casinos (Online Gambling and US region only)
  • Government Licensed Horse/Dog Racing (US region only)

VISA Ecommerce Purchase Protection Programme

If you fancy shopping via online platforms, you can enjoy this Ecommerce Purchase Protection programme by VISA exclusively for RHB Shell Visa credit cardholders. What’s great is that this programme is eligible for any online platform both local and international. Here are some benefits that you can find from this programme:

  • Your purchases will be covered by losses due to non-delivery or incomplete delivery, plus physical damage to your purchased goods
  • Automatically activated when an item is purchased
  • Claims and insurance details can be made available online from AIG Cardholder Insurance Portal
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