Why should I choose RHB Shell Visa Credit Card-i?
Fueling your car these days can be expensive especially if you are always on the road. If you are looking for ways to save money for petrol spending, why not take advantage of a petrol credit card?
Co-branded with Shell, this Islamic credit card offers attractive tiered cashback not just for fuel spending but also for your necessary expenses such as grocery, e-wallet reload, online spending as well as utility payments. Because it’s tiered, the cashback that you may get is therefore fully dependent on how much you spend on a monthly basis.
Here’s a brief look below at the tiered cashback amount that you may get to earn from fueling at Shell station using this card.
|Total Monthly Spend (RM)||Shell Petrol Spending|
|2,500 and above||12%|
|1,500 - 2,499.99||8%|
|800 - 1,499.99||5%|
|Monthly Cap||RM50 for each tier|
Allow great savings for your everyday essentials
Say, if you are someone who drives less frequently and spends quite a moderate amount on petrol every month, you may find the Shell petrol cashback not exactly beneficial for you. However, that doesn’t mean that this card isn’t worth being the next best cashback credit card for your monthly expenses.
If you are a big spender who most of the time spends thousands a month on groceries, online spending, utility payments and e-wallet reload, the RHB Shell Visa Credit Card-i offers you up to 5% cash back with a monthly cap of RM50 on these categories. You may also earn 0.2% cash back on other retail purchases too.
|Total Monthly Spend (RM)||Groceries, Online, E-Wallet Top-Up and Utilities||Other Retail Spending|
|2,500 and above||5%||0.2%|
|1,500 - 2,499.99||2%||0.2%|
|800 - 1,499.99||1%||0.2%|
Additionally, RHB has a list of eligible merchant category codes and examples for the cashback above for your reference. You could check them out here. But if you need a quick browse, below are some of the eligible participating merchants.
- Jaya Grocer
- AEON Supermarket
- Other supermarkets and hypermarkets
- Food Panda
- McDonald’s Delivery
- Other online platforms
- Touch ‘n Go eWallet
- Lazada Wallet
- Shopee Pay
- WeChat Pay
- Other utility billers
Moreover, due to the Islamic nature of this credit card, the transactions below are prohibited from earning any cashback and will be declined.
- Beer, Wine and Liquor
- Cigar Stores and Stands
- Dating and Escort Services
- Government Owned Lotteries (US region only)
- Government Licensed Online Casinos (Online Gambling and US region only)
- Government Licensed Horse/Dog Racing (US region only)
VISA Ecommerce Purchase Protection Programme
If you fancy shopping via online platforms, you can enjoy this Ecommerce Purchase Protection programme by VISA exclusively for RHB Shell Visa credit cardholders. What’s great is that this programme is eligible for any online platform both local and international. Here are some benefits that you can find from this programme:
- Your purchases will be covered by losses due to non-delivery or incomplete delivery, plus physical damage to your purchased goods
- Automatically activated when an item is purchased
- Claims and insurance details can be made available online from AIG Cardholder Insurance Portal