12% cashback for fueling at Shell
Our everyday spending now gets even more rewarding with attractive cashback on every swipe and transaction with RHB Shell Visa credit card.
Petrol cashback with RHB Shell Visa Credit Card
With the increased petrol price lately, fueling up our car can get a bit frustrating especially if you’re always on the go. Let the RHB Shell Visa card mend that frustration of yours with its attractive petrol cashback of up to 12% every month.
To earn the cashback, you just need to fuel up at any Shell petrol station nationwide. Let’s take a look at the cashback tiers for your Shell petrol transactions:
| Total Monthly Spend (RM) | Cashback | Monthly Cap (RM) |
| 800 - 1499.99 | 5% | 50 |
| 1500 - 2499.99 | 8% | |
| 2500 & above | 12% |
Up to 5% cashback for essential transactions
Apart from petrol, you can save much more on your essential shopping every month with an RHB Shell Visa credit card. Depending on your total monthly spend as well, each cashback you get will be capped at RM50 per month.
The eligible everyday spending categories to earn cashback are Grocery, Online Spending, E-Wallet Reload and Utilities. Check out the cashback tiers below:
| Total Monthly Spend (RM) | Cashback for Grocery, Online Spend, E-Wallet Reload & Utilities | Monthly Cap (RM) |
| 800 - 1499.99 | 1% | 50 |
| 1500 - 2499.99 | 2% | |
| 2500 & above | 5% |
For a full list of merchants do click here. Some of the eligible merchants include:
- Grocery: Aeon Supermarket, Giant, Jaya Grocer, and other hypermarkets/supermarkets
- Online Spend: GrabFood, Food Panda, Zalora, and other online platforms
- E-Wallet Reload: Touch ‘n Go eWallet, GrabPay, Boost, BigPay, Lazada Wallet, WeChat Pay, and Shopee Pay
- Utilities: Astro, Celcom, Maxis, TNB, and other utility billers
Unlimited cashback for other types of spending
Yes, you’ve read it right! Other types of spending outside of the categories mentioned above also get you unlimited 0.2% cashback every month.
| Total Monthly Spend (RM) | Cashback | Monthly Cap (RM) |
| 800 - 1499.99 | 0.2% | 50 |
| 1500 - 2499.99 | 0.2% | |
| 2500 & above | 0.2% |
VISA Ecommerce Purchase Protection Programme
If you fancy shopping via online platforms, you can enjoy this Ecommerce Purchase Protection programme by VISA exclusively for RHB Shell Visa credit cardholders. What’s great is that this program is eligible for any online platform both local and international. Here are some benefits that you can find from this programme:
- Your purchases will be covered by losses due to non-delivery or incomplete delivery, plus physical damage to your purchased goods.
- Automatically activated when an item is purchased
- Claims and insurance details can be made available online from the AIG Cardholder Insurance Portal
0% interest RHB Smart Move Balance Transfer Campaign
Looking to lessen your credit card debts? If you are a Principal or Primary cardholder of other banks’ credit card(s) issued in Malaysia, take this chance to transfer your outstanding balances to a new RHB credit card/-i at ZERO interest!
Valid until 31 December 2025 (“Campaign Period”), you can enjoy from 0% p.a. up to 6.88% p.a. with a minimum transfer amount of RM1,000 while the maximum amount is subject to the criteria set by the bank.
However, RHB Supplementary cards, RHB Business Credit Card, RHB Purchasing Charge Card/-i, RHB Corporate Credit Card/-i and RHB Corporate Charge Card/-i are not eligible for this balance transfer offer.
If you are keen, check out the RHB Smart Move Balance Transfer page for more details!
Otherwise, you can apply directly by visiting any RHB branch or calling the RHB Customer Contact Centre at 03 9206 8118.
RHB Dial-An-Instalment Campaign
An instalment plan can help you have a better cash flow if you wish to buy a big-ticket item. It’s even better if the plan has ZERO rate and you can do so with the RHB Dial-An-Instalment, subject to the campaign’s terms and conditions.
This campaign ends on 31 December 2025, so grab this chance to enjoy as low as 0% one-time upfront rates and stretch your payments for up to 24 months with a minimum transaction amount of RM500. No maximum purchase amount limit is applicable. Refer to the below table for your easy reference.
- For new RHB credit card/-i holders: (T&Cs)
| Tenure | Minimum Transaction Amount | One-time Upfront Rate/Actual Management Fee | Effective Rate |
| 12 months | RM500 | 0% | 0% |
- For existing RHB credit card/-i holders: (T&Cs)
| Tenure | Minimum Transaction Amount | One-time Upfront Rate/Actual Management Fee | Effective Rate |
| 6 months | RM500 | 2.50% | 8.25% |
| 12 months | RM1,000 | 5% | 9.10% |
| 18 months | RM1,000 | 7% | 8.67% |
| 24 months | RM1,000 | 9% | 8.41% |
The cards that are not eligible include RHB Business Credit Cards, RHB Purchasing Charge Card/-i, RHB Corporate Credit Card/-i and RHB Corporate Charge Card/-i.
If you are keen, make an application by giving a call to the RHB Customer Contact Centre at 03 9206 8118 to take part!
RHB CashXcess Campaign
From 1 January 2025 until 31 December 2025, you can enjoy as low as 4.88% interest per annum when you withdraw from your Principal RHB credit card via the RHB CashXcess plan, subject to the campaign’s terms and conditions.
Referring to the T&C, the minimum withdrawal is set at RM1,000 while the maximum amount is set up to 80% of your available RHB Credit Card/-i credit limit. Only the Principal cardholder(s) is eligible to participate in this campaign.
The cards that are not eligible to participate include the RHB Supplementary Cards, RHB Business Credit Card, RHB Purchasing Charge Card/-i, RHB Corporate Credit Card/-i and RHB Corporate Charge Card/-i.
If you are keen, make an application through RHB Online Banking to take part. Do ensure that your credit limit is sufficient before you apply!
Once your CashXcess application has been approved, the said amount will be debited accordingly to your RHB Credit Card/-i account.
