With the RHB Smart Value MasterCard, you can earn up to 5% cashback on purchases for petrol, groceries, online shopping and utility bills.
- 1% cashback for spending between RM500 and RM1500
- 2% cashback for spending between RM1501 and RM2500
- 5% cashback for spending more than RM2501
The maximum monthly cap is RM15 for each category. For all the other spending, you can get 0.2% cash rebate, capped at RM10 per month.
If you're looking for a petrol credit card, RHB Smart Value MasterCard offers you cashback on transactions at all petrol stations nationwide, such as Petronas, Shell, Petron and Caltex.
Grocery shopping allows you to earn cashback too. Just visit your nearest stores such as Cold Storage, AEON BiG, Giant or any hypermarkets or supermarkets to stock up your weekly sundries.
Online shopping has never been more convenient these days. You can get anything you want from all over the world in just a click away. With the RHB Smart Value MasterCard, you can earn cashback on your purchases from any e-commerce websites such as Zalora, Lazada and Groupon.
Besides that, you can also save on utility bills when you pay for your electricity, water, phone and Internet bills. This offer is applicable to all utility service providers such as Astro, Digi and Tenaga Nasional Berhad.
The signal icon formed by 4 white lines at the upper right corner of the card means that your RHB Smart Value MasterCard supports PayPass, MasterCard’s contactless payment technology that works just like Visa payWave. This allows you to pay instantly at a contactless point of sale with the PayPass symbol. The participating merchants include Tesco, Giant, Starbucks, The Coffee Bean & Tea Leaf, MPH, Secret Recipe and many more.
When making a payment, just tell the cashier you would like to pay with PayPass. The cashier will enter the payment amount which will be displayed on the PayPass reader. Then, just wave your card over the contactless symbol. No signature or PIN is required.
Complimentary Travel Insurance
RHB Smart Value MasterCard is one of few lower income requirement credit cards that offer free travel insurance. Now, you can enjoy peace of mind when you travel overseas with your spouse and children. The maximum travel coverage is up to RM100000 - just remember to charge your air tickets to the credit card.
Keep in mind that the insurance coverage is underwritten by RHB Insurance Berhad.