Up to 5% Cashback
With the RHB Smart Value MasterCard, you can earn up to 5% cashback on purchases for petrol, groceries, online shopping and utility bills.
- 1% cashback for spending between RM500 and RM1,500
- 2% cashback for spending between RM1,501 and RM2,500
- 5% cashback for spending more than RM2,501
The maximum monthly cashback is capped at RM10 for each category. For other retail spending, you can get an unlimited 0.2% cashback with every swipe of your RHB Smart Value MasterCard.
If you're looking for a petrol credit card, RHB Smart Value MasterCard offers you cashback on transactions at all petrol stations nationwide, such as Petronas, Shell, Petron and Caltex.
Grocery shopping allows you to earn cashback too. Just visit your nearest stores such as Cold Storage, AEON BiG, Giant or any hypermarkets or supermarkets to stock up your weekly sundries.
Online shopping has never been more convenient these days. You can get anything you want from all over the world in just a click away. With the RHB Smart Value MasterCard, you can earn cashback on your purchases from any e-commerce websites such as Zalora, Lazada and Groupon.
Besides that, you can also save on utility bills when you pay for your electricity, water, phone and Internet bills. This offer is applicable to all utility service providers such as Astro, Digi and Tenaga Nasional Berhad.
The signal icon formed by 4 white lines at the upper right corner of the card means that your RHB Smart Value MasterCard supports PayPass, MasterCard’s contactless payment technology that works just like Visa payWave.
This allows you to pay instantly at a contactless point of sale with the PayPass symbol. The participating merchants include Tesco, Giant, Starbucks, The Coffee Bean & Tea Leaf, MPH, Secret Recipe and many more.
When making a payment, just tell the cashier you would like to pay with PayPass. The cashier will enter the payment amount which will be displayed on the PayPass reader. Then, just wave your card over the contactless symbol. No signature or PIN is required.
Complimentary Travel Insurance
RHB Smart Value MasterCard is one of few lower income requirement credit cards that offer free travel insurance, underwritten by RHB Insurance BHD.
Now, you can enjoy peace of mind when you travel overseas with your spouse and children. The maximum travel coverage is up to RM100,000 - just remember to charge your air tickets to the credit card.