RHB Visa Infinite

Earn up to 5x Reward Points on your spending and unlimited access to selected airport lounges, complimentary travel insurance and exclusive golf privileges.

RHB Visa InfiniteGolf and Travel Privilege!
Min. Income
RM12,500/month
Annual Fee
Free
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Get a FREE
JBL Bar 1300
worth RM7999
when you apply through RinggitPlus *

JBL Bar 1300

Our Previous Winners

Rewards

5x Reward Points on overseas purchases, while local spending earns you 1x Reward Points for every Ringgit spent which is non-expiry! However, transactions such as cash advances, charity, government and petrol transactions are excluded from earning reward points.

RHB Reward Points
EarnSpend
5 points on every RM1on overseas spends
1 point on every RM1on local spends

Travel

You can enjoy unlimited access to selected Plaza Premium Lounge/Aerotel in Malaysia and overseas, provided you spend a minimum retail amount of RM100,000 in a calendar year. Otherwise, enjoy up to 12x complimentary access per calendar year when you activate your card and spend a minimum retail amount of RM1,000 and above in the past calendar month. Your accompanying guest(s) get a 25% discount on the lounges in Malaysia. In addition, complement your journey with free Travel Insurance coverage of up to RM2 million. Terms apply to all!

Travel CoverageSum Insured
Travel InsuranceUp to RM2,000,000
Delayed FlightUp to RM800
Missed FlightUp to RM800
Lost LuggageUp to RM2,000
Delayed LuggageUp to RM800

Premium

Enjoy a complimentary green fee at your favourite golf clubs in Selangor under RHB Premium Cards Golf Privileges 2024 with terms and conditions that apply. Give a call to RHB at 03-9206 8118 for more details or bookings. In addition, enjoy an eCommerce Purchase Protection up to USD200 per annum coverage for any possible losses on your online purchases, valid until 30 September 2024.

Balance Transfer

Transfer your outstanding balances from other credit cards and enjoy low-interest rates, including flexible repayment terms for up to 36 months with the RHB Smart Move Balance Transfer plan! Enjoy a special offer of 0% interest per annum over a 12-month tenure. Terms and conditions apply!

Pay OverWith Interest Rate AtWhen You Transfer
12 months0% p.a.and no one-time upfront handling feefrom RM1,000
6 months4.88% p.a. and no one-time upfront handling feefrom RM1,000
24 months5.88% p.a. and no one-time upfront handling feefrom RM1,000
36 months6.88% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about RHB Smart Move Balance Transfer

Easy Payment Plans

Turn your wish list into reality with a flexible instalment payment plan of up to 36 months from an RHB credit card at ZERO interest.

RHB Smart Instalment
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM500
24 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about RHB Smart Instalment

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM150,000
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
RHB Smart Instalment
Convert your purchase into affordable monthly instalments with 0% interest for up to 36 months. Use the 100% available credit limit under this plan.
Cash Advance / Cash Loan
RHB CashXcess
Need extra cash? You can withdraw from your principal RHB Credit Card/-i via this plan and enjoy zero interest rates, valid until 31 December 2024.
Balance Transfer Plans
RHB Smart Move Balance Transfer
Enjoy great savings with a 0% interest rate per annum for 12 months to repay and consolidate your debt from other credit cards to your new RHB credit card.

Review

Whether you are going on a shopping spree overseas or golfing with your business clients, a great reward awaits you with each swipe of your RHB Visa Infinite! Don't settle for less, go for the best credit card you deserve.

RHB Visa Infinite Gives You Unlimited Access to Selected Airport Lounges

If you spend most of your time on a plane than at home, then you probably are already sick of the regular boarding gate with weak Wi-Fi connection. 

Loosen up and relax in selected Plaza Premium Lounges in participating Malaysia airports such as KLIA, KLIA2, Penang International Airport as well as Singapore Changi Airport with unlimited access all year round, provided you make a minimum retail spend of RM100,000 in a calendar year.

However, if you cannot make it to that amount, you still can enjoy up to 12x complimentary access per calendar year, provided you activate your card and make a minimum retail spend of RM1,000 and above in the past calendar month.

Beyond Malaysia and Singapore airports, you are entitled to a 20% discount on the entrance fee of participating Plaza Premium Lounges across the world including Hong Kong International Airport, London Heathrow Airport, Sydney Airport, and more! Except for Shanghai and Beijing.

Don't leave your travel partners out, bring them to the Premium Lounge in Malaysia with an exclusive 25% discount on the applicable walk-in rates which they can get with your RHB credit card. Please click the terms and conditions of this privilege here to find out more.

Reward Points Galore

Spending a good amount of money while travelling overseas is inevitable whether on souvenirs, food or accommodation. 

Make every Ringgit you spend work harder for you, and get 5X reward points for every RM1 charged to your RHB Visa Infinite Credit Card overseas.

As for local purchases, RHB rewards you with a 1X reward point. Petrol transactions, charity, cash advances and payments to government bodies are not entitled to reward points.

Gather your RHB points and redeem them for fabulous gifts ranging from HD LED TVs to smart home appliances to elegant watches.

Golf for Free with RHB Visa Infinite

Golf courses' green fees may poke a hole in your wallet if you are a golf enthusiast.

Being an RHB Visa Infinite cardholder, you have the privilege of free access to the selected golf courses in Selangor like Glenmarie Golf & Country Club, Kota Permai Golf & Country Club, Tropicana Golf & Country Resort and the list goes on.

All you have to do is call the RHB Priority Line at 03-9206 8118 to make your reservation or if you have any inquiries.

0% Interest RHB Smart Move Balance Transfer Campaign

Looking to lessen your credit card debts? If you are a Principal or Primary cardholder of other banks’ credit card(s) issued in Malaysia, take this chance to transfer your outstanding balances to a new RHB credit card/-i at ZERO interest!

Valid from now until 31 December 2024 (“Campaign Period”), you can enjoy 0% interest over 12 months of a balance transfer plan with a minimum transfer amount of RM1,000, subject to the campaign’s terms and conditions. The maximum transfer amount would be up to RM30,000, which is subject to 80%* of your available RHB Credit Card/-i credit limit.

Additionally, this campaign applies to new-to-bank credit cardholders and you can make an application within two (2) months from your new RHB Credit Card/-i approval date.

Any RHB Supplementary cards, RHB Business Credit Card, RHB Purchasing Charge Card/-i, RHB Corporate Credit Card/-i and RHB Corporate Charge Card/-i are not eligible for this balance transfer campaign.

If you are keen, make an application by visiting any RHB branch or give a call to the RHB Customer Contact Centre at 03 9206 8118 to take part!

RHB Dial-An-Instalment Campaign

An instalment plan can help you have a better cash flow if you wish to buy a big-ticket item. It’s even better if the plan has ZERO rate and you can do so with the RHB Dial-An-Instalment, subject to the campaign’s terms and conditions.

This campaign ends on 31 December 2024, so grab this chance to enjoy a 0% one-time upfront rate and stretch your payments to 3, 6 or 12 months with a minimum transaction amount of RM300, RM500 and RM1,000 respectively. No maximum purchase amount limit is applicable. Refer to the below table for your easy reference.

Tenure Minimum Transaction Amount One-time Upfront Rate/Actual Management Fee Effective Rate
3 months RM300 0% 0%
6 months RM500 0% 0%
12 months RM1,000 0% 0%

You must be a new-to-RHB Credit Card/-i holder and you can only take part within three (3) months from the month that your new RHB card/-i is approved to participate in this campaign. The cards that are not eligible include RHB Business Credit Cards, RHB Purchasing Charge Card/-i, RHB Corporate Credit Card/-i and RHB Corporate Charge Card/-i.

If you are keen, make an application by giving a call to the RHB Customer Contact Centre at 03 9206 8118 to take part!

RHB CashXcess Zero Interest Campaign

From 1 January 2024 until 31 December 2024, you can enjoy 0% interest per annum when you withdraw from your Principal RHB credit card via the RHB CashXcess plan, subject to the campaign’s terms and conditions.

Referring to the T&C, the minimum withdrawal is set at RM1,000 while the maximum amount is set at up to RM30,000 subject to 80% of your available RHB Credit Card/-i credit limit. Only the Principal cardholder(s) is eligible to participate in this campaign and the CashXcess application must be approved within two (2) months from your RHB Credit Card/-i approval date.

The cards that are not eligible to participate include the RHB Supplementary Cards, RHB Business Credit Card, RHB Purchasing Charge Card/-i, RHB Corporate Credit Card/-i and RHB Corporate Charge Card/-i.

If you are keen, make an application by visiting any RHB branch near you or give a call to the RHB Customer Contact Centre at 03 9206 8118 to take part.

Once your CashXcess application has been approved, the said amount will be debited accordingly to your RHB Credit Card/-i account. Do ensure that your credit limit is sufficient before you apply!

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