RHB Visa Infinite

Collect Reward Points faster when shopping abroad and redeem Air Miles at any time as they are non-expiry! Couple the journey with free airport lounge access and travel insurance.

15% p.a. interest rate
20 days interest-free period
4% p.a. balance transfer over 12 months
Easy Payment Plan (EPP)
RM0.00 annual fee
Earn up to 5x reward points

Benefits
Fees & Charges
Requirements
Features
Review
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Benefits

Because you should be rewarded for giving the bank your business

Rewards

5x Reward Points on overseas retail purchases, which are non-expiry! Make your holiday abroad an unforgettable experience with RHB Visa Infinite (cash advance, charity, government and petrol transactions are excluded).

Reward Points
Earn	Spent
5 points on every RM1	on all overseas retail spends
1 point on every RM1	on all local retail spends

Rewards points earned never expires

Balance Transfer

Transfer your outstanding balance from other credit cards to RHB credit card via Smart Move Balance Transfer plan to benefit from low interest rate and flexible repayment terms.

Pay Over	With Interest Rate At	When You Transfer
12 months	4% p.a. and 0% one-time upfront handling fee	from RM1000
18 months	7% p.a. and 0% one-time upfront handling fee	from RM1000
24 months	10.99% p.a. and 0% one-time upfront handling fee	from RM1000

Learn more about RHB Smart Move Balance Transfer

Easy Payment Plan (EPP)

Turn your wish list into reality with a flexible payment plan of up to 24 months from RHB credit card. Enjoy 0% interest with RHB Smart Instalment, or pay a small one-time upfront interest with RHB Dial-an-Instalment.

Pay Over	With Interest Rate At	When You Spend
6 months	2.5% one-time upfront handling fee	from RM500
12 months	5% one-time upfront handling fee	from RM1000
18 months	9% one-time upfront handling fee	from RM1000
24 months	15% one-time upfront handling fee	from RM2000

Learn more about RHB Dial-An-Instalment

Pay Over	With Interest Rate At	When You Spend
6 months	0% p.a. and no one-time upfront handling fee	from RM1000
9 months	0% p.a. and no one-time upfront handling fee	from RM1000
12 months	0% p.a. and no one-time upfront handling fee	from RM1000
24 months	0% p.a. and no one-time upfront handling fee	from RM1000

Learn more about RHB Smart Instalment

Travel

Escape the busy crowd at the departure hall with a complimentary unlimited airport lounge access in Malaysia and Singapore. Also, complement your journey with a free Travel Insurance coverage of up to RM2 million.

Travel Coverage	Sum Insured
Travel Insurance	Up to RM2000000
Delayed Flight	Up to RM800
Missed Flight	Up to RM800
Lost Luggage	Up to RM2000
Delayed Luggage	Up to RM800

Premium: Practice your swing at your favorite golf clubs in Selangor, Johor, Penang and Langkawi and enjoy zero green fees by RHB Golf Privileges, and 50% discount on green fees by Visa Premium Golf Program.

Fees & Charges

There are always fees but how much are they?

Annual Fee

RM0

Free for life

Annual Fee for Supplementary Card

RM0

Minimum monthly payment

RM50 or 5% of outstanding amount

Late payment fee

RM10 or 1% of outstanding amount, up to a maximum of RM100

Cash withdrawal fee

RM15.90 or 5.30% of withdrawn amount, whichever is higher

Interest Rate on Cash Withdrawals

18%

Contact-less Payment Methods

Visa payWave

All fees & charges are inclusive of 6% GST if applicable

Requirements

Are you eligible for this credit card?

Minimum annual income: RM150000
Minimum age for primary card holder: 21 years old
Maximum age for primary card holder: 60 years old
Minimum age for supplementary card holder: 18 years old
Who can Apply: Anybody

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan: RHB Dial-An-Instalment; RHB Smart Instalment; Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.

Cash Advance / Cash Loan: RHB CashXcess; Cash Advance is a loan against the credit limit of your card at a reasonable rate.

Balance Transfer: RHB Smart Move Balance Transfer; Balance transfer allows you to consolidate debt from your other credit cards onto this card.

RHB Visa Infinite review

What's so good (or not so good) about it?

Don't settle for less, go for the best credit card you deserve. Whether you are going on a shopping spree overseas or golfing with your business clients, great reward awaits you in each swipe of your RHB Visa Infinite card!

Plaza Premium Lounge Endless Access

If you spend most of your time on a plane than at home, then you probably are already sick of the regular boarding gate with weak Wi-Fi. Loosen up and relax in Plaza Premium Lounges in any Malaysia Airport such as KLIA, KLIA2, Kota Kinabalu Airport, Langkawi Airport as well as Singapore Changi Airport with unlimited access all year round for the first 1000 customers each month!

Rest assured there's no trick to it, this luxury is yours at absolute zero cost. Beyond Malaysia and Singapore airports, you are entitled to 20% discount on the entrance fee of Premium Lounges across the world including Abu Dhabi International Airport, London Heathrow Airport, Sydney Aiport, Macau International Aiport and more!

Don't leave your travel partners out, bring them in to the Premium Lounge too with exclusive 25% discount they can get with your RHB card.

Reward Points Galore

Spending a good amount of money while travelling overseas is inevitable whether on souvenirs, food or accommodation. Make every Ringgit you spend work harder for you, get 5 reward points for every RM1 charged to your RHB Visa Infinite card overseas.

As for local purchases, RHB rewards you with 1X reward point. Petrol transactions, charity, cash advance and payment to government bodies are not entitled for reward point. Gather your RHB points and redeem them for fabulous gifts ranging from HD LED TV to smart home appliances to elegant watches.

Golf for Free

Golf course's green fees may poke a hole in your wallet if you are a golf enthusiast. Being a RHB Visa Infinite cardholder, you have the privilege of free access to selected golf course in Selangor, Penang and Johor like Glenmarie Golf & Country Club, Kota Permai Gold & Country Club, Penang Golf Club, Pulai Springs Resort and the list goes on.

All you got to do is call RHB Priority Line at 03 9206 1111 to make your reservation.