RHB Visa Infinite

Earn up to 5x Reward Points on your spending and unlimited airport lounge access, travel insurance and exclusive golf privileges.

RHB Visa InfiniteComplimentary Golf Access
Min. Income
Annual Fee
Balance Transfer
From 4.88% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days


5x Reward Points on overseas retail purchases, while local spend earns you 1x Reward Point which are non-expiry! Make your holiday an unforgettable experience with RHB Visa Infinite (cash advance, charity, government and petrol transactions are excluded).

Reward Points
5 points on every RM1on all overseas retail spends
1 point on every RM1on all local retail spends


Free unlimited airport lounge access in Malaysia and Singapore while accompanying guest gets 25% discount. Enjoy 20% discount at lounges around the world, except Shanghai and Beijing. Also, complement your journey with a free Travel Insurance coverage of up to RM2 million.

Travel CoverageSum Insured
Travel InsuranceUp to RM2,000,000
Delayed FlightUp to RM800
Missed FlightUp to RM800
Lost LuggageUp to RM2,000
Delayed LuggageUp to RM800


Enjoy complimentary green fee at your favourite golf clubs in Selangor and Penang under RHB Premium Cards Golf Privileges 2020.

Balance Transfer

Exclusively for new customers, enjoy 0% interest for 12 months with RHB Smart Move Balance Transfer plan! RHB Smart Move Balance Transfer plan offers the benefit of low interest rate and flexible repayment terms.

Pay OverWith Interest Rate AtWhen You Transfer
6 months4.88% p.a. and no one-time upfront handling feefrom RM1,000
12 months4.88% p.a. and no one-time upfront handling feefrom RM1,000
18 months4.88% p.a. and no one-time upfront handling feefrom RM1,000
24 months4.88% p.a. and no one-time upfront handling feefrom RM1,000
36 months4.88% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about RHB Smart Move Balance Transfer

Easy Payment Plans

Turn your wish list into reality with a flexible payment plan of up to 24 months from RHB credit card. Enjoy 0% interest with RHB Smart Instalment, or pay a small one-time upfront interest with RHB Dial-An-Instalment.

RHB Dial-An-Instalment
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feeRM500
12 months5% one-time upfront handling feeRM1,000
18 months7% one-time upfront handling feeRM1,000
24 months9% one-time upfront handling feeRM2,000
Learn more about RHB Dial-An-Instalment
RHB Smart Instalment
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM500
24 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about RHB Smart Instalment

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods
Visa payWave


Minimum Annual Income
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody


Easy Payment Plan
RHB Dial-An-Instalment
Anything your heart desires is only a phone call away - swipe a minimum of RM500, choose your preferred tenure and off you go!
RHB Smart Instalment
Convert your purchase into affordable monthly instalments with 0% interest for up to 36 months. Combine all of your debts and use 100% available credit limit under this plan.
Cash Advance / Cash Loan
RHB CashXcess
Need extra cash? Apply for RHB CashXcess and enjoy low interest rates at affordable monthly instalments.
Balance Transfer Plans
RHB Smart Move Balance Transfer
Enjoy great savings with interest rates as low as 4.88% for 12 months to repay and consolidate your debt from other credit cards to your new RHB credit card.


Whether you are going on a shopping spree overseas or golfing with your business clients, a great reward awaits you in each swipe of your RHB Visa Infinite!

Don't settle for less, go for the best credit card you deserve.

RHB Visa Infinite - Endless Access of Plaza Premium Lounge 

If you spend most of your time on a plane than at home, then you probably are already sick of the regular boarding gate with weak Wi-Fi connection. 

Loosen up and relax in Plaza Premium Lounges in any Malaysia Airport such as KLIA, KLIA2, Kota Kinabalu Airport, Langkawi Airport as well as Singapore Changi Airport with unlimited access all year round for the first 1,000 customers each month!

Rest assured there's no trick to it, this luxury is yours at absolute zero cost with RHB Visa Infinite Credit Card. 

Beyond Malaysia and Singapore airports, you are entitled to a 20% discount on the entrance fee of Premium Lounges across the world including Abu Dhabi International Airport, London Heathrow Airport, Sydney Airport, Macau International Airport and more! Except Shanghai and Beijing.

Don't leave your travel partners out, bring them to the Premium Lounge too with an exclusive 25% discount which they can get with your RHB credit card.

Reward Points Galore

Spending a good amount of money while travelling overseas is inevitable whether on souvenirs, food or accommodation. 

Make every Ringgit you spend work harder for you, get 5 reward points for every RM1 charged to your RHB Visa Infinite Credit Card overseas.

As for local purchases, RHB rewards you with a 1X reward point. Petrol transactions, charity, cash advance and payment to government bodies are not entitled to reward points.

Gather your RHB points and redeem them for fabulous gifts ranging from HD LED TV to smart home appliances to elegant watches.

Golf for Free with RHB Visa Infinite

Golf course's green fees may poke a hole in your wallet if you are a golf enthusiast.

Being an RHB Visa Infinite cardholder, you have the privilege of free access to the selected golf courses in Selangor and Penang like Glenmarie Golf & Country Club, Kota Permai Golf & Country Club, Penang Golf Club, Tropicana Golf & Country Resort and the list goes on.

All you got to do is call RHB Priority Line at 03 9206 1111 to make your reservation.

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