RHB Visa Infinite

Offering golf and travel privileges, and unlimited air miles redemption. Plus, couple the journey with free airport lounge access and travel insurance.

RHB Visa InfiniteGolfing & Travelling
Min. Income
Annual Fee
Balance Transfer
From 4% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days

Get a FREE
Poh Kong 999.9 (1G) Gold Bar
worth RM349
when you apply through RinggitPlus3

Poh Kong 999.9 (1G) Gold Bar


5x Reward Points on overseas retail purchases, which are non-expiry! Make your holiday abroad an unforgettable experience with RHB Visa Infinite (cash advance, charity, government and petrol transactions are excluded).

Reward Points
5 points on every RM1on all overseas retail spends
1 point on every RM1on all local retail spends


Escape the busy crowd at the departure hall with a complimentary unlimited airport lounge access in Malaysia and Singapore. Also, complement your journey with a free Travel Insurance coverage of up to RM2 million.

Travel CoverageSum Insured
Travel InsuranceUp to RM2,000,000
Delayed FlightUp to RM800
Missed FlightUp to RM800
Lost LuggageUp to RM2,000
Delayed LuggageUp to RM800


Practice your swing at your favorite golf clubs in Selangor, Johor, Penang and Langkawi and enjoy zero green fees by RHB Golf Privileges, and enjoy up to 50% discount on the walk-in green fees by Visa Premium Golf Program.

Balance Transfer

Exclusively for new customers, enjoy 0% interest for 12 months with RHB Smart Move Balance Transfer plan! Transfer your outstanding balance from other credit cards to RHB credit card via Smart Move Balance Transfer plan to benefit from low interest rate and flexible repayment terms.

Pay OverWith Interest Rate AtWhen You Transfer
12 months4% p.a. and no one-time upfront handling feefrom RM1,000
18 months7% p.a. and no one-time upfront handling feefrom RM1,000
24 months10.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about RHB Smart Move Balance Transfer

Easy Payment Plans

Turn your wish list into reality with a flexible payment plan of up to 24 months from RHB credit card. Enjoy 0% interest with RHB Smart Instalment, or pay a small one-time upfront interest with RHB Dial-an-Instalment.

RHB Dial-An-Instalment
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feeRM500
12 months5% one-time upfront handling feeRM1,000
18 months7% one-time upfront handling feeRM1,000
24 months9% one-time upfront handling feeRM2,000
Learn more about RHB Dial-An-Instalment
RHB Smart Instalment
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM1,000
9 months0% p.a. and no one-time upfront handling feeRM1,000
12 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about RHB Smart Instalment

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods
Visa payWave


Minimum Annual Income
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody


Easy Payment Plan
RHB Dial-An-Instalment
Anything your heart desires is only a phone call away - swipe a minimum of RM500, choose your preferred tenure and off you go!
RHB Smart Instalment
Convert your purchase into affordable monthly instalments with 0% interest for up to 24 months. Combine all of your debts and use 100% available credit limit under this plan.
Cash Advance / Cash Loan
RHB CashXcess
Need extra cash? Apply for RHB CashXcess and enjoy low interest rates at affordable monthly instalments.
Balance Transfer Plans
RHB Smart Move Balance Transfer
Low rate balance transfer with up to 24 months to repay and consolidate your debt from other credit cards to your new RHB credit card.


Don't settle for less, go for the best credit card you deserve. Whether you are going on a shopping spree overseas or golfing with your business clients, great reward awaits you in each swipe of your RHB Visa Infinite card!

Plaza Premium Lounge Endless Access

If you spend most of your time on a plane than at home, then you probably are already sick of the regular boarding gate with weak Wi-Fi. Loosen up and relax in Plaza Premium Lounges in any Malaysia Airport such as KLIA, KLIA2, Kota Kinabalu Airport, Langkawi Airport as well as Singapore Changi Airport with unlimited access all year round for the first 1000 customers each month!

Rest assured there's no trick to it, this luxury is yours at absolute zero cost. Beyond Malaysia and Singapore airports, you are entitled to 20% discount on the entrance fee of Premium Lounges across the world including Abu Dhabi International Airport, London Heathrow Airport, Sydney Aiport, Macau International Aiport and more!

Don't leave your travel partners out, bring them in to the Premium Lounge too with exclusive 25% discount they can get with your RHB card.

Reward Points Galore

Spending a good amount of money while travelling overseas is inevitable whether on souvenirs, food or accommodation. Make every Ringgit you spend work harder for you, get 5 reward points for every RM1 charged to your RHB Visa Infinite card overseas.

As for local purchases, RHB rewards you with 1X reward point. Petrol transactions, charity, cash advance and payment to government bodies are not entitled for reward point. Gather your RHB points and redeem them for fabulous gifts ranging from HD LED TV to smart home appliances to elegant watches.

Golf for Free

Golf course's green fees may poke a hole in your wallet if you are a golf enthusiast. Being a RHB Visa Infinite cardholder, you have the privilege of free access to selected golf course in Selangor, Penang and Johor like Glenmarie Golf & Country Club, Kota Permai Gold & Country Club, Penang Golf Club, Pulai Springs Resort and the list goes on.

All you got to do is call RHB Priority Line at 03 9206 1111 to make your reservation.

Who can apply?

Anybody aged 21 years old and above can apply for RHB and RHB Islamic Credit Cards. All you need to prepare is a valid identification card and other income and financial supporting documents as required by RHB.

If you're a self employed individual, you need to have a business with a minimum of 5 years in operation to qualify for RHB credit card application.