Travel & Golf Perks!
Fresh pressed out of the credit card oven comes the RHB Visa Signature Credit Card. A Visa Signature card with a slight twist - it offers cashback on both domestic and international spending, a feature relatively unheard of in the Malaysian Signature credit card scene.
RHB Visa Signature: Get Local and Overseas Cashback
Earn up to 6% cashback when you spend a minimum of RM3,500 on Entertainment, Shopping and Online transactions locally, capped at RM30 per month.
For other types of retail spending, you can earn up to 0.2% cashback when you spend RM1,000 and above every month.
For overseas retail spending, you can earn up to 2% cashback, capped at RM100 per month, when you spend a minimum of RM1,000.
No Annual Fee
There is no annual fee for principal and supplementary cardholders.
However, the RHB Visa Signature Credit Card is aimed at a slightly higher income segment, whose minimum income begins at RM80,000 per annum.
RM600,000 Travel Insurance Coverage
True to its travel card branding, the RHB Visa Signature gives you up to RM600,000 in travel insurance coverage, inclusive of travel inconveniences benefits such as missed flights, delayed flights, lost luggage and delayed luggage. You can find more details about this privilege here.
RHB Visa Signature Travel Benefits - Access to Plaza Premium Lounges
Other perks included in the RHB Visa Signature credit card are up to 6x complimentary access to participating Plaza Premium Lounge in Malaysia. Once used up, you will get a 25% discount for the walk-in rates.
Meanwhile, all accompanying guests will also enjoy a 25% discount on lounge access.
That's not all, you will also get discounted access to other selected airport lounges worldwide as much as 20% off except for Shanghai and Beijing.
For a list of participating lounges overseas, you can find them here.
0% Interest RHB Smart Move Balance Transfer Campaign
Looking to lessen your credit card debts? If you are a Principal or Primary cardholder of other banks’ credit card(s) issued in Malaysia, take this chance to transfer your outstanding balances to a new RHB credit card/-i at ZERO interest!
Valid until 31 December 2024 (“Campaign Period”), you can enjoy 0% interest over 12 months of a balance transfer plan with a minimum amount of RM1,000, subject to the campaign’s terms and conditions. The maximum transfer amount would be up to RM30,000, which is subject to 80%* of your available RHB Credit Card/-i credit limit.
Additionally, this campaign applies to new-to-bank credit cardholders and you can make an application within two (2) months from your new RHB Credit Card/-i approval date.
Any RHB Supplementary cards, RHB Business Credit Card, RHB Purchasing Charge Card/-i, RHB Corporate Credit Card/-i and RHB Corporate Charge Card/-i are not eligible for this balance transfer campaign.
If you are keen, make an application by visiting any RHB branch or give a call to the RHB Customer Contact Centre at 03 9206 8118 to take part!
RHB Dial-An-Instalment Campaign
An instalment plan can help you have a better cash flow if you wish to buy a big-ticket item. It’s even better if the plan has ZERO rate and you can do so with the RHB Dial-An-Instalment, subject to the campaign’s terms and conditions.
This campaign ends on 31 December 2024, so grab this chance to enjoy a 0% one-time upfront rate and stretch your payments to 3, 6 or 12 months with a minimum transaction amount of RM300, RM500 and RM1,000 respectively. No maximum purchase amount limit is applicable. Refer to the below table for your easy reference.
| Tenure | Minimum Transaction Amount | One-time Upfront Rate/Actual Management Fee | Effective Rate |
| 3 months | RM300 | 0% | 0% |
| 6 months | RM500 | 0% | 0% |
| 12 months | RM1,000 | 0% | 0% |
You must be a new-to-RHB Credit Card/-i holder and you can only take part within three (3) months from the month that your new RHB card/-i is approved to participate in this campaign. The cards that are not eligible include RHB Business Credit Cards, RHB Purchasing Charge Card/-i, RHB Corporate Credit Card/-i and RHB Corporate Charge Card/-i.
If you are keen, make an application by giving a call to the RHB Customer Contact Centre at 03 9206 8118 to take part!
RHB CashXcess Zero Interest Campaign
From 1 January 2024 until 31 December 2024, you can enjoy 0% interest per annum when you withdraw from your Principal RHB credit card via the RHB CashXcess plan, subject to the campaign’s terms and conditions.
Referring to the T&C, the minimum withdrawal is set at RM1,000 while the maximum amount is set at up to RM30,000 subject to 80% of your available RHB Credit Card/-i credit limit. Only the Principal cardholder(s) is eligible to participate in this campaign and the CashXcess application must be approved within two (2) months from your RHB Credit Card/-i approval date.
The cards that are not eligible to participate include the RHB Supplementary Cards, RHB Business Credit Card, RHB Purchasing Charge Card/-i, RHB Corporate Credit Card/-i and RHB Corporate Charge Card/-i.
If you are keen, make an application by visiting any RHB branch near you or give a call to the RHB Customer Contact Centre at 03 9206 8118 to take part.
Once your CashXcess application has been approved, the said amount will be debited accordingly to your RHB Credit Card/-i account. Do ensure that your credit limit is sufficient before you apply!
