RHB World MasterCard Credit Card-i

Enjoy up to 6% cashback on your dining, petrol and travel. What's more - complimentary golf privileges, airport lounge access and flexible credit lines

RHB World MasterCard Credit Card-i5x Airport Lounge
Min. Income
RM6,666.67/month
Annual Fee
Free
Cashback
up to 6%
Balance Transfer
From 4% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Get a FREE
Giordano 20’ Luggage Bag
worth RM249
when you apply through RinggitPlus3

Giordano 20’ Luggage Bag

Cashback

Earn up to 6% cashback every month on local retail spending (excluding cash advance, petrol and government transactions), and up to 2% cashback on all overseas retail spending.

Cashback categoryCashback rateMonthly capSpend
Local Travel, Petrol, Dining Transactions1%RM30from RM1,000 up to RM2,499 monthly
Local Travel, Petrol, Dining Transactions2%RM30from RM2,500 up to RM3,499 monthly
Local Travel, Petrol, Dining Transactions6%RM30from RM3,500 and above monthly
Other Local Retail Spends0.2%uncappedfrom RM1,000 and above monthly
Overseas Retail Spends0.5%RM100from RM1,000 up to RM2,499 monthly
Overseas Retail Spends1%RM100from RM2,500 up to RM3,499 monthly
Overseas Retail Spends2%RM100from RM3,500 and above monthly

Petrol

Enjoy up to 6% petrol cashback at all petrol stations nationwide.

Travel

5x complimentary access to Plaza Premium Lounges in Malaysia for you to indulge in the exclusivity and privacy.

Travel CoverageSum Insured
Travel InsuranceUp to RM200,000
Delayed FlightUp to RM500
Missed FlightUp to RM500
Lost LuggageUp to RM1,000
Delayed LuggageUp to RM500

Premium

Practice your swing at your favorite golf clubs in Malaysia and enjoy zero green fees by RHB Golf Privileges, and you can enjoy up to 50% off on the walk-in green fees by MasterCard Golf Privileges across the Southeast Asia region.

Balance Transfer

Exclusively for new customers, enjoy 0% interest for 12 months with RHB Smart Move Balance Transfer plan! Transfer your outstanding balance from other credit cards to RHB credit card via Smart Move Balance Transfer plan to benefit from low interest rate and flexible repayment terms.

Pay OverWith Interest Rate AtWhen You Transfer
12 months4% p.a. and no one-time upfront handling feefrom RM1,000
18 months7% p.a. and no one-time upfront handling feefrom RM1,000
24 months10.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about RHB Smart Move Balance Transfer

Easy Payment Plans

Turn your wish list into reality with a flexible payment plan of up to 24 months from RHB credit card. Enjoy 0% interest with RHB Smart Instalment, or pay a small one-time upfront interest with RHB Dial-an-Instalment.

RHB Smart Instalment
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM1,000
9 months0% p.a. and no one-time upfront handling feeRM1,000
12 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about RHB Smart Instalment

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
MasterCard PayPass

Requirements

Minimum Annual Income
RM80,000
Minimum Age
  • 21 to 65 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
RHB Smart Instalment
Convert your purchase into affordable monthly instalments with 0% interest for up to 24 months. Combine all of your debts and use 100% available credit limit under this plan.
Cash Advance / Cash Loan
RHB CashXcess
Need extra cash? Apply for RHB CashXcess and enjoy low interest rates at affordable monthly instalments.
Balance Transfer Plans
RHB Smart Move Balance Transfer
Low rate balance transfer with up to 24 months to repay and consolidate your debt from other credit cards to your new RHB credit card.

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