RHB World MasterCard Credit Card-i
Enjoy up to 6% cashback on your dining, petrol and travel. What's more - complimentary golf privileges, airport lounge access and flexible credit lines
5x Airport Lounge
Product summary
- Min. Income
- RM6,666.67/month
- Annual Fee
- Free
- Cashback
- up to 6%
- Balance Transfer
- From 4% p.a.
- Easy Payment Plan
- From 0% p.a.
- Interest Rate
- 15% p.a.
- Interest-free
- 20 days
Get a FREE
Giordano 20’ Luggage Bag
worth RM249
when you apply through RinggitPlus3
Cashback
Earn up to 6% cashback every month on local retail spending (excluding cash advance, petrol and government transactions), and up to 2% cashback on all overseas retail spending.
| Cashback category | Cashback rate | Monthly cap | Spend |
|---|---|---|---|
| Local Travel, Petrol, Dining Transactions | 1% | RM30 | from RM1,000 up to RM2,499 monthly |
| Local Travel, Petrol, Dining Transactions | 2% | RM30 | from RM2,500 up to RM3,499 monthly |
| Local Travel, Petrol, Dining Transactions | 6% | RM30 | from RM3,500 and above monthly |
| Other Local Retail Spends | 0.2% | uncapped | from RM1,000 and above monthly |
| Overseas Retail Spends | 0.5% | RM100 | from RM1,000 up to RM2,499 monthly |
| Overseas Retail Spends | 1% | RM100 | from RM2,500 up to RM3,499 monthly |
| Overseas Retail Spends | 2% | RM100 | from RM3,500 and above monthly |
Petrol
Enjoy up to 6% petrol cashback at all petrol stations nationwide.
Travel
5x complimentary access to Plaza Premium Lounges in Malaysia for you to indulge in the exclusivity and privacy.
| Travel Coverage | Sum Insured |
|---|---|
| Travel Insurance | Up to RM200,000 |
| Delayed Flight | Up to RM500 |
| Missed Flight | Up to RM500 |
| Lost Luggage | Up to RM1,000 |
| Delayed Luggage | Up to RM500 |
Balance Transfer
Exclusively for new customers, enjoy 0% interest for 12 months with RHB Smart Move Balance Transfer plan! Transfer your outstanding balance from other credit cards to RHB credit card via Smart Move Balance Transfer plan to benefit from low interest rate and flexible repayment terms.
| Pay Over | With Interest Rate At | When You Transfer |
|---|---|---|
| 12 months | 4% p.a. and no one-time upfront handling fee | from RM1,000 |
| 18 months | 7% p.a. and no one-time upfront handling fee | from RM1,000 |
| 24 months | 10.99% p.a. and no one-time upfront handling fee | from RM1,000 |
Easy Payment Plans
Turn your wish list into reality with a flexible payment plan of up to 24 months from RHB credit card. Enjoy 0% interest with RHB Smart Instalment, or pay a small one-time upfront interest with RHB Dial-an-Instalment.
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 6 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
| 9 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
| 12 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
| 24 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
Fees & Charges
- Annual Fee
- RM0 primary card
Free for life
- RM0 supplementary card
- RM0 primary card
- Sales and Service Tax
- RM25 on each principal and supplementary card upon approval and anniversary date
- Minimum Monthly Payment
- RM50 or 5% of outstanding amount, whichever is higher
- Late Payment Fee
- RM10 or 1% of outstanding amount, up to a maximum of RM100
- Cash withdrawal fee
- RM15 or 5% of withdrawn amount, whichever is higher
- Interest Rate on Cash Withdrawals
- 18%
- Contact-less Payment Methods
- MasterCard PayPass
Requirements
- Minimum Annual Income
- RM80,000
- Minimum Age
- 21 to 65 years old years old primary card
- 18 years old supplementary card
- Who can apply
- Anybody
Features
- Easy Payment Plan
- RHB Smart Instalment
- Convert your purchase into affordable monthly instalments with 0% interest for up to 24 months. Combine all of your debts and use 100% available credit limit under this plan.
- Cash Advance / Cash Loan
- RHB CashXcess
- Need extra cash? Apply for RHB CashXcess and enjoy low interest rates at affordable monthly instalments.
- Balance Transfer Plans
- RHB Smart Move Balance Transfer
- Low rate balance transfer with up to 24 months to repay and consolidate your debt from other credit cards to your new RHB credit card.
Review
Credit Card » RHB
RHB Cash Back Visa Credit Card
- Cashback
- up to 10%
- Interest Rate
- 15% p.a.
- Annual Fee
- Free*
RHB Rewards Visa Credit Card
- Cashback
- No
- Interest Rate
- 15% p.a.
- Annual Fee
- Free*
RHB Islamic Cash Back Credit Card-i
- Cashback
- up to 10%
- Interest Rate
- 15% p.a.
- Annual Fee
- Free*
RHB Visa Signature
- Cashback
- up to 6%
- Interest Rate
- 15% p.a.
- Annual Fee
- Free
RHB Rewards MasterCard Credit Card
- Cashback
- No
- Interest Rate
- 15% p.a.
- Annual Fee
- Free*
RHB Platinum Business MasterCard
- Cashback
- up to 1%
- Interest Rate
- 15% p.a.
- Annual Fee
- Free
RHB Cash Back MasterCard Credit Card
- Cashback
- up to 10%
- Interest Rate
- 15% p.a.
- Annual Fee
- Free*
MyEG-RHB Credit Card
- Cashback
- No
- Interest Rate
- 15% p.a.
- Annual Fee
- RM88
RHB Visa Infinite
- Cashback
- No
- Interest Rate
- 15% p.a.
- Annual Fee
- Free
RHB Premier Visa Infinite
- Cashback
- No
- Interest Rate
- 15% p.a.
- Annual Fee
- Free
RHB Platinum Business Visa
- Cashback
- up to 1%
- Interest Rate
- 15% p.a.
- Annual Fee
- Free
RHB Islamic Rewards Credit Card-i
- Cashback
- No
- Interest Rate
- 15% p.a.
- Annual Fee
- Free*
RHB World MasterCard Credit Card
- Cashback
- up to 6%
- Interest Rate
- 15% p.a.
- Annual Fee
- Free
RHB Rewards Motion Code Credit Card
- Cashback
- No
- Interest Rate
- 15% p.a.
- Annual Fee
- Free*
RHB World MasterCard Credit Card-i
- Cashback
- up to 6%
- Interest Rate
- 15% p.a.
- Annual Fee
- Free
RHB Islamic Rewards Motion Code Credit Card-i
- Cashback
- No
- Interest Rate
- 15% p.a.
- Annual Fee
- Free*