RHB World MasterCard Credit Card-i

Enjoy up to 6% cashback on your local dining, petrol and travel spending. What's more, enjoy complimentary golf privileges, airport lounge access and flexible credit lines.

RHB World MasterCard Credit Card-i5x Free Airport Lounge Access
Min. Income
Annual Fee
up to 6%
Balance Transfer
From 4.88% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days

Get a FREE
Touch & Go E-Wallet Credit
worth RM500
when you apply through RinggitPlus *

Touch & Go E-Wallet Credit

Our Previous Winners


Earn up to 6% cashback every month on local petrol, dining and travel spending (excluding cash advance, charity, overseas petrol and government transactions). Up to 2% cashback on all overseas spending.

Local Travel, Petrol and Dining Transactions1%RM30from RM1,000up to RM2,499 monthly
Local Travel, Petrol and Dining Transactions2%RM30from RM2,500up to RM3,499 monthly
Local Travel, Petrol and Dining Transactions6%RM30from RM3,500 or above monthly
Other Local Retail Spends0.2%uncappedfrom RM1,000up to RM2,499 monthly
Other Local Retail Spends0.2%uncappedfrom RM2,500up to RM3,499 monthly
Other Local Retail Spends0.2%uncappedfrom RM3,500 or above monthly
Overseas Retail Spends0.5%RM100from RM1,000up to RM2,499 monthly
Overseas Retail Spends1%RM100from RM2,500up to RM3,499 monthly
Overseas Retail Spends2%RM100from RM3,500 or above monthly


Enjoy up to 6% petrol cashback at all petrol stations nationwide.


5x complimentary access and 25% off for accompanying guests to participating Plaza Premium Lounges/Aerotel in Malaysia for you to indulge in exclusivity and privacy. For the sixth visit onward to lounges in Malaysia, you'll get a 25% off on the walk-in rate as well. Plus, enjoy 20% off at all Plaza Premium Lounges around the world (except Shanghai and Beijing).


Practice your swing at your favourite golf clubs in Selangor, Malaysia and enjoy zero green fees with RHB Golf Privileges. Terms and conditions apply.

Balance Transfer

Transfer your outstanding balance from other credit cards to an RHB credit card via the Smart Move Balance Transfer plan to benefit from low-interest rates and flexible repayment terms.

Pay OverWith Interest Rate AtWhen You Transfer
6 months4.88% p.a. and no one-time upfront handling feefrom RM1,000
12 months4.88% p.a. and no one-time upfront handling feefrom RM1,000
18 months4.88% p.a. and no one-time upfront handling feefrom RM1,000
24 months4.88% p.a. and no one-time upfront handling feefrom RM1,000
36 months4.88% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about RHB Smart Move Balance Transfer

Easy Payment Plans

Turn your wish list into reality with a flexible payment plan of up to 36 months from an RHB credit card at ZERO interest.

RHB Smart Instalment
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM500
24 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about RHB Smart Instalment

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods


Minimum Annual Income
Minimum Age
  • 21 to 65 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody


Easy Payment Plan
RHB Smart Instalment
Convert your purchase into affordable monthly instalments with 0% interest for up to 36 months. Combine all of your debts and use the 100% available credit limit under this plan.
Cash Advance / Cash Loan
RHB CashXcess
Need extra cash? Apply for RHB CashXcess and enjoy low interest rates at affordable monthly instalments.
Balance Transfer Plans
RHB Smart Move Balance Transfer
Enjoy great savings with interest rates as low as 4.88% per annum for up to 36 months to repay and consolidate your debt from other credit cards to your new RHB credit card.


Discover a world of privileges and the best rewards when you sign up for the RHB Islamic World MasterCard Credit Card-i.

Up to 6% Cashback with RHB World MasterCard Credit Card-i

With RHB Islamic World MasterCard Credit Card-i, your travelling and shopping experiences will never be dull again as you can earn cashback for every Ringgit spent locally and abroad.

There are two categories to look out for: local and overseas spending. 

For every Travel, Petrol, and Dining transaction performed in Malaysia, you can earn up to 6% cashback when you spend above RM3,500, capped at RM30 per month. 

Spending above RM1,000 on other retail purchases can get you 0.2% unlimited cashback. 

When you're on the other side of the world, all of your retail spending with MasterCard Credit Card-i gives you a maximum of 2% cashback, capped at RM100 every month.

Made for Halal Transactions

Please note that this Islamic credit card operates under the Shariah concept of Ujrah

So keep in mind that you can only swipe your World MasterCard Credit Card-i on Halal goods and services.

RHB Islamic Bank will decline any payment charged to your credit card-i for transactions in the following situations:

  • Bars and Clubs
  • Purchase of Packaged Beers, Wine and Liquor
  • Cigar Stores and Stands
  • Gambling Transactions
  • Dating and Escort Services

Complimentary Airport Lounge Access

Making RHB World MasterCard Credit Card-i your travel companion would be the best decision you have made as this credit card lives up to its name with a host of benefits that commensurate your lifestyle and travel needs. 

With this World MasterCard Credit Card-i, your next cross-border trip will be the most anticipated one as you are entitled to up to 5x complimentary access to participating Plaza Premium Lounges/Aerotel in Malaysia. While your accompanying guests get to enjoy a 25% discount on the applicable walk-in rate.

In addition, you will get a 25% discount on the walk-in rates as well when you have expired the free passes. 

On top of that, when you're travelling to other airports overseas, you can also get 20% off on access at all Plaza Premium Lounges worldwide except Shanghai and Beijing.

Click here to find out more details about this privilege and the list of participating airport lounges.

Golf Privileges from RHB World MasterCard Credit Card-i

For golf lovers, RHB World MasterCard Credit Card-i also invites you to practice your swing for free at selected renowned Golf Clubs in Selangor, Malaysia. 

  • Sungai Long Golf & Country Club
  • Palm Garden Golf Club
  • Glenmarie Golf & Country Club
  • Tropicana Golf & Country Resort
  • Kota Permai Golf & Country Club

Even when you go overseas, you can enjoy up to 50% off on the walk-in rates at Golf Clubs across Asia.

All you have to do is spend a minimum of RM3,000 every month to qualify for up to 4 times access per golf club in one calendar year.

Flexible Credit Lifelines

Often times people will avoid credit cards for fear of impulse swiping and delinquent on payment. 

But do you know that credit cards can do you an immense favour in meeting your financial difficulties?

There are instances where your purse string is tight but you need to survive the day, or your favourite items in the store are fast selling out but you don't have enough cash, here's where you can be smart.

For a flexible easy payment plan with low-profit charges and longer tenures, you can check out the RHB Smart Instalment. 

Or, if you're looking to consolidate all your credit card outstanding debts, have a look at the RHB Smart Move Balance Transfer plan.

Who can apply for RHB World MasterCard Credit Card-i?

Anybody aged 21 years old and above can apply for RHB and RHB Islamic Credit Cards.

All you need to prepare is a valid identification card and other income and financial supporting documents as required by RHB. 

If you're a self-employed individual, you need to have a business with a minimum of 5 years in operation to qualify for the RHB World MasterCard Credit Card-i application.

Search Icon

Get the financial support you need


We’ll guide you through your application for this financial product