Up To 6x Free Airport Lounge Access
Discover a world of privileges and the best rewards when you sign up for the RHB Islamic World MasterCard Credit Card-i.
Up to 6% Cashback with RHB World MasterCard Credit Card-i
With RHB Islamic World MasterCard Credit Card-i, your travelling and shopping experiences will never be dull again as you can earn cashback for every Ringgit spent locally and abroad.
There are two categories to look out for which are local and overseas spending.
For every Travel, Petrol, and Dining transaction performed in Malaysia, you can earn up to 6% cashback when you spend above RM3,500, capped at RM30 per month.
Spending above RM1,000 on other retail purchases can get you 0.2% unlimited cashback.
When you're on the other side of the world, all of your retail spending with MasterCard Credit Card-i gives you a maximum of 2% cashback, capped at RM100 every month.
Made for Halal Transactions
Please note that this Islamic credit card operates under the Shariah concept of Ujrah.
So keep in mind that you can only swipe your World MasterCard Credit Card-i on Halal goods and services.
RHB Islamic Bank will decline any payment charged to your credit card-i for transactions in the following situations:
- Bars and Clubs
- Purchase of Packaged Beers, Wine and Liquor
- Cigar Stores and Stands
- Gambling Transactions
- Dating and Escort Services
Complimentary Airport Lounge Access
Making RHB World MasterCard Credit Card-i your travel companion would be the best decision you have made as this credit card lives up to its name with a host of benefits that commensurate your lifestyle and travel needs.
With this World MasterCard Credit Card-i, your next cross-border trip will be the most anticipated one as you are entitled to up to 6x complimentary access to participating Plaza Premium Lounges in Malaysia. Your accompanying guests get to enjoy a 25% discount on the applicable walk-in rate.
In addition, you will get a 25% discount on the walk-in rates as well when you have expired the free passes.
On top of that, when you're travelling to other airports overseas, you can also get 20% off on access at all Plaza Premium Lounges worldwide except Shanghai and Beijing.
Click here to find out more details about this privilege and the list of participating airport lounges.
Golf Privileges from RHB World MasterCard Credit Card-i
For golf lovers, RHB World MasterCard Credit Card-i also invites you to practice your swing for free at selected renowned Golf Clubs in Selangor, Malaysia.
- Sungai Long Golf & Country Club
- Glenmarie Golf & Country Club
- Tropicana Golf & Country Resort
- Kota Permai Golf & Country Club
Even when you go overseas, you can enjoy up to 50% off on the walk-in rates at Golf Clubs across Asia.
All you have to do is spend a minimum of RM3,000 every month to qualify for up to 4 times access per golf club in one calendar year.
Flexible Credit Lines
Oftentimes, people will avoid credit cards for fear of impulse swiping and delinquency on payment.
But do you know that credit cards can do you an immense favour in meeting your financial difficulties?
There are instances where your purse string is tight but you need to survive the day, or your favourite items in the store are fast selling out but you don't have enough cash. Here's where you can be smart.
For a flexible easy payment plan with low-profit charges and longer tenures, you can check out the RHB Smart Instalment.
Or, if you're looking to consolidate all your credit card outstanding debts, have a look at the RHB Smart Move Balance Transfer plan.
0% interest RHB Smart Move Balance Transfer Campaign
Looking to lessen your credit card debts? If you are a Principal or Primary cardholder of other banks’ credit card(s) issued in Malaysia, take this chance to transfer your outstanding balances to a new RHB credit card/-i at ZERO interest!
Valid until 31 December 2025 (“Campaign Period”), you can enjoy from 0% p.a. up to 6.88% p.a. with a minimum transfer amount of RM1,000 while the maximum amount is subject to the criteria set by the bank.
However, RHB Supplementary cards, RHB Business Credit Card, RHB Purchasing Charge Card/-i, RHB Corporate Credit Card/-i and RHB Corporate Charge Card/-i are not eligible for this balance transfer offer.
If you are keen, check out the RHB Smart Move Balance Transfer page for more details!
Otherwise, you can apply directly by visiting any RHB branch or calling the RHB Customer Contact Centre at 03 9206 8118.
RHB Dial-An-Instalment Campaign
An instalment plan can help you have a better cash flow if you wish to buy a big-ticket item. It’s even better if the plan has ZERO rate and you can do so with the RHB Dial-An-Instalment, subject to the campaign’s terms and conditions.
This campaign ends on 31 December 2025, so grab this chance to enjoy as low as 0% one-time upfront rates and stretch your payments for up to 24 months with a minimum transaction amount of RM500. No maximum purchase amount limit is applicable. Refer to the below table for your easy reference.
- For new RHB credit card/-i holders: (T&Cs)
| Tenure | Minimum Transaction Amount | One-time Upfront Rate/Actual Management Fee | Effective Rate |
| 12 months | RM500 | 0% | 0% |
- For existing RHB credit card/-i holders: (T&Cs)
| Tenure | Minimum Transaction Amount | One-time Upfront Rate/Actual Management Fee | Effective Rate |
| 6 months | RM500 | 2.50% | 8.25% |
| 12 months | RM1,000 | 5% | 9.10% |
| 18 months | RM1,000 | 7% | 8.67% |
| 24 months | RM1,000 | 9% | 8.41% |
The cards that are not eligible include RHB Business Credit Cards, RHB Purchasing Charge Card/-i, RHB Corporate Credit Card/-i and RHB Corporate Charge Card/-i.
If you are keen, make an application by giving a call to the RHB Customer Contact Centre at 03 9206 8118 to take part!
RHB CashXcess Campaign
From 1 January 2025 until 31 December 2025, you can enjoy as low as 4.88% interest per annum when you withdraw from your Principal RHB credit card via the RHB CashXcess plan, subject to the campaign’s terms and conditions.
Referring to the T&C, the minimum withdrawal is set at RM1,000 while the maximum amount is set up to 80% of your available RHB Credit Card/-i credit limit. Only the Principal cardholder(s) is eligible to participate in this campaign.
The cards that are not eligible to participate include the RHB Supplementary Cards, RHB Business Credit Card, RHB Purchasing Charge Card/-i, RHB Corporate Credit Card/-i and RHB Corporate Charge Card/-i.
If you are keen, make an application through RHB Online Banking to take part. Do ensure that your credit limit is sufficient before you apply!
Once your CashXcess application has been approved, the said amount will be debited accordingly to your RHB Credit Card/-i account.
Who can apply for RHB World MasterCard Credit Card-i?
Anybody aged 21 years old and above with a minimum annual income of RM80,000 can apply for RHB and RHB Islamic Credit Cards.
All you need to prepare is a valid identification card and other income and financial supporting documents as required by RHB.
