RHB World MasterCard Credit Card-i credit card

RHB World MasterCard Credit Card-i

Earn up to 6% Cashback on Travel, Dining, Petrol and more.

  • 15% p.a. profit rate
  • 20 days penalty-free period
  • up to 6% cashback
  • % p.a. balance transfer over months
  • Easy Payment Plan (EPP)
  • RM0.00 annual fee

Apply online now for RHB World MasterCard Credit Card-i

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Because you should be rewarded for giving the bank your business

Stand a chance to earn up to 6% Cashback on your Travel, Dining, Petrol and more.
Discover how much you can save when you shop with your new RHB World MasterCard Credit Card-i
Cashback CategoryCashback RateMonthly CapSpend
Dining, Petrol and TravelSpendfrom RM1000 up to RM2499 monthly1%RM35from RM1000 up to RM2499 monthly
Dining, Petrol and TravelSpendfrom RM2500 up to RM3499 monthly2%RM35from RM2500 up to RM3499 monthly
Dining, Petrol and TravelSpendfrom RM3500 and above monthly6%RM35from RM3500 and above monthly
Other Local RetailSpendfrom RM1000 and above monthly0.2%RM15from RM1000 and above monthly
Overseas SpendingSpendfrom RM1000 up to RM2499 on weekends only0.5%RM100from RM1000 up to RM2499 on weekends only
Overseas SpendingSpendfrom RM2500 up to RM3499 monthly1%RM100from RM2500 up to RM3499 monthly
Overseas SpendingSpendfrom RM3500 and above monthly2%RM100from RM3500 and above monthly
Balance Transfer
Consolidate any of your outstanding balances with the RHB Smart Move Balance Transfer and skip out on paying 18% interest rates, instead go low and pay 7.3% over a 12-month period, and if you wanted extend to over 24 months with an interest rate of only 10.22% per annum.
Easy Payment Plan (EPP)
Don't stress over the new phone or that incredibly expensive hair styling tool, take advantage of the RHB Islamic Dial-An-Installment and pay for your new toys over a period of up to 24 months with one time handling fees as low as 2.5% and no extra charge.
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feefrom RM500 
12 months5% one-time upfront handling feefrom RM1000 
24 months17.5% one-time upfront handling feefrom RM2000 
Learn more about RHB Islamic Dial-An-Installment

Fees & Charges

There are always fees but how much are they?

Annual Fee
Annual Fee for Supplementary Card
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.90 or 5.00% of withdrawn amount, whichever is higher
Profit Rate on Cash Withdrawals
Daily Maximum Cash Withdrawal
50% of total amount
Contact-less Payment Methods

All fees & charges are inclusive of 6% GST if applicable


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Maximum age for primary card holder
65 years old
Minimum age for supplementary card holder
18 years old
Who can Apply


Get some extra help from your credit card when you need it most

Easy Payment Plan
RHB Islamic Dial-An-Installment
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.

RHB World MasterCard Credit Card-i review

What's so good (or not so good) about it?

Discover a world of privilege and the best rewards when you sign up for the RHB Islamic World MasterCard Credit Card-i.

Cashbacks Everywhere

Whether its Petrol, Dining, Travel or plain old shopping, experience up to 6% Cashback when you spend above RM3,500 on this card. This is exclusively for purchases and charges made in Malaysia.

Travel overseas and enjoy up to 2% Cashback everywhere you shop with a monthly cap of RM100.

Exclusive Travel Benefits

Make this card your travel companion and experience some of the best benefits the World status has to offer. You’ll have up to 5x complimentary access to the Plaza Premium Lounge at KLIA.

Not to mention, 20% off on access at all Plaza Premium Lounges across the world. From the UAE to Toronto, Canada this World MasterCard provides exponential reach and accessibility.

Also, don’t worry if you’ve expired all the 5x complimentary passes, as an added benefit with this card you have a 25% discount on the walk-in rates at the lounge.

More Benefits and Privileges

Travellers aside, this World MasterCard also invites all Golfers into its family. Offering Complimentary Green Fees for several Golf Clubs in Malaysia. Even when you go overseas, you can enjoy up to 50% off on the walk-in rates at Golf Clubs across Asia.

Also, whether you’re going on a golf trip overseas or a vacation to escape the hustle and bustle of the city, know that you are covered up to RM200,000 with complimentary Takaful insurance. Not forgetting, that you have the privilege of acquiring the RHB Preferred Rates available exclusively at the many branches of RHB Bureau-de-Change.

Helping you with Savings

Holidays, trips, and shopping are expensive treats to have, so check out RHB’s Dial-An-Instalment or Smart Instalment Plan to find out how to avoid breaking the bank. Spread out your purchase repayments up to 24 months and enjoy interest rates as low as 2.50%.

So, worry not about that splurge you had on vacation, you have time to pay it back and if you’re wondering about your outstanding balance. Don’t. You can now consolidate your outstanding balance with the RHB Smart Move Balance Transfer plan. Arrange for repayment periods of up to 24 months with interest rates of less than 11%.

Also as an added bonus, this World MasterCard comes with no annual fees, for life, giving you even less to worry about.

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