Up to 6% Cashback
Up to 6% Cashback with RHB World MasterCard Credit Card
With the RHB World MasterCard Credit Card, you can earn up to 6% cashback.
For a minimum of RM1,000 local spending on travel, petrol and dining, you can earn a 1% to 6% cash rebate with a maximum monthly cap of RM30.
Meanwhile, you can earn an unlimited 0.2% for all the other spending.
For overseas spending, you can enjoy 0.5% to 2% cashback with minimum spending of RM1000. The maximum monthly cap for overseas spending is RM100.
Complimentary Access to Selected Plaza Premium Lounges
Escape the hustle and bustle of the busy airports by accessing participating Plaza Premium Lounges in Malaysia.
Complimentary lounges facilities offered are food and beverages, newspapers and magazines, high-speed internet access, entertainment and flight information as well as the shower facility with amenities.
Your access to the lounges is free of charge for up to 6 times a year. On the 7th access, you are required to pay the walk-in rate with a 25% discount at selected Plaza Premium Lounges in Malaysia.
Other privileges include:
- All accompanying guests get a 25% discount on the applicable walk-in rate
- Enjoy a 20% discount at participating Plaza Premium Lounges overseas, except in Shanghai and Beijing
Complimentary Green Fees
RHB World MasterCard Credit Card offers complimentary green fees at selected golf clubs in Selangor, Malaysia.
- Kota Permai Golf & Country Club, Selangor
- Sungai Long Golf & Country Club, Selangor
- Glenmarie Golf & Country Club, Selangor
- Tropicana Golf & Country Resort, Selangor
Do check out the terms and conditions here for more details on this golf privilege.
Enjoy Automatic Travel Insurance Coverage from RHB World MasterCard Credit Card
When your airline ticket fare is charged with an RHB World MasterCard Credit Card, you're eligible for travel accident coverage of up to RM600,000.
You will also be protected by travel inconvenience benefits such as:
- Up to RM500 for flight delay, cancellation and missed connection
- Up to RM500 for luggage delay
- Up to RM1000 for luggage lost
Find out more details here.
0% interest RHB Smart Move Balance Transfer Campaign
Looking to lessen your credit card debts? If you are a Principal or Primary cardholder of other banks’ credit card(s) issued in Malaysia, take this chance to transfer your outstanding balances to a new RHB credit card/-i at ZERO interest!
Valid until 31 December 2025 (“Campaign Period”), you can enjoy from 0% p.a. up to 6.88% p.a. with a minimum transfer amount of RM1,000 while the maximum amount is subject to the criteria set by the bank.
However, RHB Supplementary cards, RHB Business Credit Card, RHB Purchasing Charge Card/-i, RHB Corporate Credit Card/-i and RHB Corporate Charge Card/-i are not eligible for this balance transfer offer.
If you are keen, check out the RHB Smart Move Balance Transfer page for more details!
Otherwise, you can apply directly by visiting any RHB branch or calling the RHB Customer Contact Centre at 03 9206 8118.
RHB Dial-An-Instalment Campaign
An instalment plan can help you have a better cash flow if you wish to buy a big-ticket item. It’s even better if the plan has ZERO rate and you can do so with the RHB Dial-An-Instalment, subject to the campaign’s terms and conditions.
This campaign ends on 31 December 2025, so grab this chance to enjoy as low as 0% one-time upfront rates and stretch your payments for up to 24 months with a minimum transaction amount of RM500. No maximum purchase amount limit is applicable. Refer to the below table for your easy reference.
- For new RHB credit card/-i holders: (T&Cs)
| Tenure | Minimum Transaction Amount | One-time Upfront Rate/Actual Management Fee | Effective Rate |
| 12 months | RM500 | 0% | 0% |
- For existing RHB credit card/-i holders: (T&Cs)
| Tenure | Minimum Transaction Amount | One-time Upfront Rate/Actual Management Fee | Effective Rate |
| 6 months | RM500 | 2.50% | 8.25% |
| 12 months | RM1,000 | 5% | 9.10% |
| 18 months | RM1,000 | 7% | 8.67% |
| 24 months | RM1,000 | 9% | 8.41% |
The cards that are not eligible include RHB Business Credit Cards, RHB Purchasing Charge Card/-i, RHB Corporate Credit Card/-i and RHB Corporate Charge Card/-i.
If you are keen, make an application by giving a call to the RHB Customer Contact Centre at 03 9206 8118 to take part!
RHB CashXcess Campaign
From 1 January 2025 until 31 December 2025, you can enjoy as low as 4.88% interest per annum when you withdraw from your Principal RHB credit card via the RHB CashXcess plan, subject to the campaign’s terms and conditions.
Referring to the T&C, the minimum withdrawal is set at RM1,000 while the maximum amount is set up to 80% of your available RHB Credit Card/-i credit limit. Only the Principal cardholder(s) is eligible to participate in this campaign.
The cards that are not eligible to participate include the RHB Supplementary Cards, RHB Business Credit Card, RHB Purchasing Charge Card/-i, RHB Corporate Credit Card/-i and RHB Corporate Charge Card/-i.
If you are keen, make an application through RHB Online Banking to take part. Do ensure that your credit limit is sufficient before you apply!
Once your CashXcess application has been approved, the said amount will be debited accordingly to your RHB Credit Card/-i account.
