Exclusively made for Standard Chartered's Priority Banking members, get first-class passes to a whole new level of rewarding travel and lifestyle privileges with the Beyond Credit Card.
Standard Chartered Beyond Credit Card, 360° Rewards Points
Your Beyond Credit Card is truly rewarding as you can earn 360° Reward Points from existing portfolios such as fixed deposits, personal home loans and savings accounts, capped at 4,000 points each.
This means that you not only earn from your Standard Chartered Beyond Credit Card spend but also from your ongoing relationship with Standard Chartered.
When transactions are done in a foreign currency, you are entitled to get up to 10 times the 360° Reward Points.
You can exchange it for air miles, vouchers and other amazing golf, travel and lifestyle rewards!
Up To RM60 off on Airport Transfers
Once you return from your trip, you can enjoy up to RM60 off on your airport transfer.
So, if your usual ride home from the airport is about RM80, your ride is essentially paid for 75% already!
- Step 1: Tap 'Car' on the Grab app.
- Step 2: Select your pick-up and enter your drop-off location.
- Step 3: Payment via your Beyond credit card, then tap ‘Offer’.
- Step 4: Enter the promo code ‘SCBKLIA60’ and tap ‘Apply’ or click ‘RM60 off Airport Transfer’ and tap ‘Apply’.
- Step 5: Review your booking details and tap ‘Book GrabCar’.
Standard Chartered Beyond Credit Card, The Ultimate Travel Mate
Right from the moment you step into the busy airport terminals, you (the principal cardholder) will be presented with a Priority Pass for complimentary access to over 1,800 airport lounges globally via LoungeKey. You just need to ensure you have a valid boarding pass and mention "LoungeKey" when visiting participating airport lounges. You can check out the list in LoungeKey website.
Additionally, please note that a pre-authorization amount of USD 3.25 will be charged to your card and released within 14 days by LoungeKey.
Your Beyond Credit Card comes with a 24/7 worldwide concierge service to assist you with your trip planning, hotel reservations, flight and restaurant reservations, car rental, performance ticket bookings as well as other requests.
You are also covered up to RM50,000 with complimentary travel and medical insurance when you charge your overseas spending on your Standard Chartered Beyond Credit Card. Terms and conditions apply.
More Travel Perks
The Beyond Credit Card also comes with additional privileges for hotels and flights.
Visa Luxury Hotel Collection
Cardholders get access to over 900 luxury hotels worldwide through the Visa Luxury Hotel Collection, with an automatic room upgrade upon arrival where available. This is valid until 31 December 2026.
Up to 15% Off Qatar Airways Flights
Use promo code SEACN25 for up to 15% off Qatar Airways flight bookings, valid until 31 October 2026.
7% Off Selected Hotel Bookings on Expedia
Use coupon code VISAYR7 for 7% off selected hotel bookings on Expedia, valid until 31 December 2026.
What happens if I do not make a repayment on time?
There will be a finance charge incurred on the outstanding credit card balance that is overdue. This finance charge, ranging from a minimum of 15% per annum to a maximum of 18% per annum, is tiered based on the user's repayment behaviour in the last 12 months.
See the table below for reference:
| Annual Rates | Conditions |
| 15% | Cardmembers who promptly settle their Minimum Monthly Payment due for 12 consecutive months. |
| 17% | Cardmembers who promptly settle their Minimum Monthly Payment due for 10/11 months in the last 12 consecutive months. |
| 18% | Cardmembers who make 9 months or less prompt payments of their Minimum Monthly Payment in the last 12 consecutive months. |
For example, if within 12 months from the card approval date you have missed 3 credit card repayments consecutively, an 18% per annum finance charge will be levied on the credit card outstanding balance.
After you have managed to consistently repay your credit card outstanding balance promptly and in full for 12 consecutive months, the finance charge will default to the minimum.
