UOB Visa Infinite Card
Catered to the affluent segment, this card offers lifestyle and travel privileges such as complimentary airport limousine service, airport lounge access and travel insurance coverage. In addition, receive up to 5X for every RM1 spent on local dining and 10X UNIRinggit for every RM1 spent overseas.
10X UNIRM for every RM1 spent overseasProduct summary
- Min. Income
- RM10,000/month
- Annual Fee
- Free*
- Balance Transfer
- From 0% p.a.
- Easy Payment Plan
- From 0% p.a.
- Interest Rate
- 15% p.a.
- Interest-free
- 20 days
Get a FREE
Apple iPad Pro M5
worth RM5499
when you apply through RinggitPlus *
Our Previous Winners
Our Previous Winners
Hear from our users
Rewards
Earn 10X UNIRinggit for every overseas spend using foreign currencies. On top of that, local dining spending gets you 5x UNIRinggit points! The accumulated UNIRinggit can then be redeemed for air miles between Enrich Miles, KrisFlyer Miles or Asia Miles. Every 12,000 UNIRinggit is equal to 1,000 air miles each.
| Earn | Spend |
|---|---|
| 10 points on every RM1 | on overseas spend paid in foreign currencies |
| 5 points on every RM1 | on local dining spend (minimum of RM1,000 of total dining spend monthly) |
| 1 point on every RM1 | on local dining spend (less than RM1,000 of total dining spend monthly) |
| 1 point on every RM1 | on all other local spends (excluding cash advance, IPP, petrol, payment to government bodies and charity organisations) |
Travel
Start your airborne journey with complimentary travel insurance of up to RM500,000 when you charge air ticket bills to a UOB Visa Infinite Card. Enjoy 12x complimentary access to selected airport lounges in Asia Pacific that can be accessed via Airport Companion by the DragonPass mobile app including private lounge access at KLIA1 (1X access per day, subject to availability). Additionally, get up to 12x complimentary ride to KLIA/KLIA2 (subject to a minimum spending amount of RM5,000 in 30 days). Book your ride by calling UOB Visa Infinite Concierge or make an instant booking using Grab app from any location within Klang Valley.
| Travel Coverage | Sum Insured |
|---|---|
| Travel Insurance | Up to RM500,000 |
| Delayed Flight | Up to RM1,000 |
| Missed Flight | Up to RM1,000 |
| Lost Luggage | Up to RM2,000 |
| Delayed Luggage | Up to RM1,000 |
Balance Transfer
Feeling weighed down by credit card bills? UOB Balance Transfer offers flexible repayment options for both new and existing UOB cardmembers. New cardmembers can enjoy 0% p.a. for 6 months, while existing cardmembers enjoy rates from 3.80% p.a., with tenures of up to 60 months. Transfer a minimum of RM1,000 or up to 80% of your credit/available limit, whichever is lower.
| Pay Over | With Interest Rate At | When You Transfer |
|---|---|---|
| 6 months | 0% p.a.and no one-time upfront handling fee | from RM1,000 |
| 12 months | 3.8% p.a. and no one-time upfront handling fee | from RM1,000 |
| 24 months | 3.8% p.a. and no one-time upfront handling fee | from RM1,000 |
| 36 months | 3.8% p.a. and no one-time upfront handling fee | from RM1,000 |
| 48 months | 3.8% p.a. and no one-time upfront handling fee | from RM1,000 |
| 60 months | 3.8% p.a. and no one-time upfront handling fee | from RM1,000 |
Easy Payment Plans
Valid until 31 December 2026, enjoy 0% interest on easy payment plans for selected categories. Spend a minimum of RM10,000 in a single transaction on selected Education, Medical or Luxury categories, and you can split the payments into a 12-month tenure. For selected Airlines, Hotels or Travel Agent categories, you can split your payments into 6 months, provided you have spent a minimum of RM3,000 in a single/combined transaction(s). Last but not least, convert your retail purchases made at participating merchants with other UOB easy payment plans and enjoy lower interest rates.
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 12 months | 3.99% p.a.and no one-time upfront handling fee | RM500 |
| 24 months | 3.99% p.a.and no one-time upfront handling fee | RM500 |
| 36 months | 3.99% p.a.and no one-time upfront handling fee | RM500 |
| 48 months | 3.99% p.a.and no one-time upfront handling fee | RM500 |
| 60 months | 3.99% p.a.and no one-time upfront handling fee | RM500 |
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 12 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 18 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 24 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 36 months | 0% p.a. and no one-time upfront handling fee | RM500 |
| 68 months | 0% p.a. and no one-time upfront handling fee | RM500 |
Fees & Charges
- Annual Fee
- RM600 primary card
Waived when you're a New To Bank customer for the first year (campaign ends 31 December 2026).
Waived when spend a minimum of RM50,000 per year (effective 1 January 2026)
- RM300 supplementary card
- RM600 primary card
- Sales and Service Tax
- RM25 on each principal and supplementary card upon activation and anniversary date
- Minimum Monthly Payment
- RM50 or 5% of outstanding amount, whichever is higher
- Late Payment Fee
- RM10 or 1% of outstanding amount, whichever is higher
- Cash withdrawal Fee
- 0.37% of outstanding amount
- Interest Rate on Cash Withdrawals
- 18%
- Contact-less Payment Methods
- Visa payWave
Requirements
- Minimum Annual Income
- RM120,000
- Minimum Age
- 21 to 60 years old primary card
- Who can apply
- Anybody
Features
- Easy Payment Plan
- UOB Easi-Payment Plan
- Convert up to 5 big purchases with a minimum of RM500 into affordable monthly instalments. Spend with your UOB Credit Card and enjoy attractive interest rates!
- UOB Instalment Payment Plan
- Shop your desired items from gadgets to retail fashion and others with a UOB 0% Instalment Payment Plan at any participating merchant outlets!
- Balance Transfer Plans
- UOB Balance Transfer
- Enjoy flexible payment tenures up to 60 months. New card members get 0% p.a. for 6 months, while existing card members enjoy rates from 3.80% p.a.
Review
UOB ONE Card
- Min. Income
- RM3,000/month
- Annual Fee
- Free*
- Cashback
- up to 10%
UOB Simple Card
- Min. Income
- RM2,000/month
- Annual Fee
- Free
- Cashback
- up to 10%
UOB EVOL Card
- Min. Income
- RM3,000/month
- Annual Fee
- Free*
- Cashback
- up to 10%
UOB World Card
- Min. Income
- RM5,000/month
- Annual Fee
- Free*
- Cashback
- No
UOB Preferred Card
- Min. Income
- RM3,000/month
- Annual Fee
- Free*
- Cashback
- No
UOB Visa Infinite Card
- Min. Income
- RM10,000/month
- Annual Fee
- Free*
- Cashback
- No
UOB PRVI Miles Card
- Min. Income
- RM5,000/month
- Annual Fee
- Free*
- Cashback
- No
Lazada UOB Card
- Min. Income
- RM2,000/month
- Annual Fee
- Free*
- Cashback
- No
UOB Platinum Business Card
- Min. Income
- RM3,000/month
- Annual Fee
- Free*
- Cashback
- up to 1.2%
UOB Lady's Card
- Min. Income
- RM5,000/month
- Annual Fee
- Free*
- Cashback
- No
UOB PRVI Miles Elite Card
- Min. Income
- RM8,333.33/month
- Annual Fee
- Free*
- Cashback
- No
UOB Zenith Card
- Min. Income
- RM16,000/month
- Annual Fee
- RM1,000
- Cashback
- No
UOB Lady's Solitaire Card
- Min. Income
- RM10,000/month
- Annual Fee
- Free*
- Cashback
- No
