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Rewards Credit Cards: Unlimited cash rebates every day
Petrol Credit Cards: Petrol credit cards offer cashback, reward points or discounts from petrol stations that you use regularly
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Travel Credit Cards: Airmiles and overseas travel deals
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Best Gold Mastercard Credit Cards in Malaysia 2026

Instant spending power, worldwide acceptance and rewarding benefits with Gold MasterCard credit cards.

UOB Simple Card
Min. Income
RM2,000_/month
Annual Fee
Free
Cashback
up to 10%
Maybank Islamic Ikhwan Mastercard Gold Card-i
Min. Income
RM2,000_/month
Annual Fee
Free
Cashback
up to 5%
Lazada UOB Card
Min. Income
RM2,000_/month
Annual Fee
Free*
Cashback
No
AEON Member Plus (AMP) Mastercard Gold Credit Card
Min. Income
RM3,000_/month
Annual Fee
Free*
Cashback
up to 8%
Public Bank Gold MasterCard
Min. Income
RM2,000_/month
Annual Fee
Free*
Cashback
up to 0.1%
Public Islamic Bank Gold MasterCard Credit Card-i
Min. Income
RM2,000_/month
Annual Fee
Free*
Cashback
up to 1%

BSN-Teachers Gold Credit Card
Min. Income
RM2,000_/month
Annual Fee
Free
Cashback
No
BSN Gold Credit Card
Min. Income
RM3,000_/month
Annual Fee
Free
Cashback
No
AFFIN MasterCard Gold
Min. Income
RM2,000_/month
Annual Fee
Free*
Cashback
No
Bank Islam Mastercard Gold Credit Card-i
Min. Income
RM2,000_/month
Annual Fee
Free*
Cashback
No
AFFIN Mastercard Gold-i
Min. Income
RM2,000_/month
Annual Fee
Free*
Cashback
No
BSN-UUM Al-Aiman Mastercard Credit Card
Min. Income
RM2,000_/month
Annual Fee
Free
Cashback
No

Bank Rakyat Gold Credit Card-i
Min. Income
RM3,000_/month
Annual Fee
Free
Cashback
No