Best Gold MasterCard Credit Cards in Malaysia

Instant spending power, worldwide acceptance and the ability to earn rewards every time you spend, there's no limit to the benefits you'll enjoy with a Gold MasterCard. From free travel insurance and a 24 hour concierge to special shopping, dining and entertainment offers, MasterCard's got you covered at home and abroad.

Credit card imageCredit card name and benefitsInterest RateBalance TransferCashbackAnnual FeeApply Online
Alliance Bank You:nique - Great Rewards credit card

Maximise your rewards and earn points faster on your shopping with the Alliance Bank You:nique credit card. Personalise your card with your favourite picture, for free!

Complimentary Barry Smith Luggage - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
6% p.a.
Cashback
no
Annual Fee
Free *
Read moreApply now
Alliance Bank You:nique - Great Rebates credit card

Get cashback as high as 3% on the things you spend the most money on with your uniquely personalised Alliance Bank You:nique credit card.

Complimentary Barry Smith Luggage - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
6% p.a.
Cashback
3%Unlimited
Annual Fee
Free *
Read moreApply now
Alliance Bank MasterCard Gold credit card

Swipe your way to your dream vacation with this card! Earn up to 2x Timeless Bonus Points and free air miles will be yours sooner than you think!

Complimentary Barry Smith Luggage - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
6% p.a.
Cashback
no
Annual Fee
Free *
Read moreApply now
Hong Leong I'm Card credit card

Got a motivational quote that you live and breathe by? Have it printed on your card! Enjoy zero annual fees with seamless 24-hour online banking.

Interest Rate
15% p.a.
Balance Transfer
6.99% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
Alliance Bank You:nique - Great Rates credit card

Enjoy great savings and amazing interest rates with 0% for your first 3 months' spending. Choose your own card image for the ultimate personalised card!

Complimentary Barry Smith Luggage - Only at RinggitPlus!

Interest Rate
9% p.a.
Balance Transfer
6% p.a.
Cashback
no
Annual Fee
Free *
Read moreApply now
BSN 1 TeachersCard MasterCard credit card

A card designed for teachers and educators all over Malaysia. Take advantage of zero annual fees, low interest rates, and a great rewards programme!

Interest Rate
8.88% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
The Store Pacific Hong Leong Gold MasterCard credit card

Enjoy up to 6% cashback when you spend at The Store and Pacific and 0.5% cashback on all other retail transactions.

Interest Rate
15% p.a.
Balance Transfer
6.99% p.a.
Cashback
6%Unlimited
Annual Fee
Free *
Read moreApply now
Public Islamic Bank MasterCard Gold Credit Card-i credit card

Enjoy unlimited 0.2% cashback on everything you spend. For peace of mind, charge your full travel fare to enjoy RM500,000 travel coverage.

Complimentary RM200 Touch 'n Go Card - Only at RinggitPlus

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
0.2%Unlimited
Annual Fee
Free *
Read moreApply now
Maybank MasterCard Gold credit card

What is Xpress Apply

Enjoy great travel, dining, and shopping privileges whether you're in Malaysia or abroad. Collect TreatsPoints to redeem rewarding gifts and also waive annual fee!

Get a Free Halogen Oven Cooker - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
RM137.80
Read moreApply now
AEON MasterCard Gold credit card

Escape from the boredom before boarding with AEON MasterCard Gold that grants you access to KLIA Plaza Premium Lounge up to 6x a year!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
5%Unlimited
Annual Fee
Free *
Read moreApply now
Hong Leong Gold MasterCard credit card

Lifetime interest rate of 6.99% p.a. on your balance transfer with the Hong Leong Gold MasterCard - consolidate your debts at your own pace.

Interest Rate
15% p.a.
Balance Transfer
6.99% p.a.
Cashback
no
Annual Fee
RM169.60
Read moreApply now
Affinbank Touch 'n Go MasterCard Gold credit card

Get in the fast lane with this 2-in-1 credit card, allowing you to spend smartly, get rewarded for spending and skip long queue at toll booths.

Interest Rate
12% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read moreApply now
BSN Gold MasterCard credit card

What is Xpress Apply

Go gold and glitter with exclusive lifestyle discounts, a worthwhile reward program, and comprehensive travel coverage. Go with BSN and MasterCard!

Get a Free 10,000mAh Powerbank - Only at RinggitPlus!

Interest Rate
13.5% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
Standard Chartered Cashback Gold MasterCard credit card

Go for gold! A card that offers you tons of rewards and privileges. Have the convenience of worldwide acceptance and year long deals and discounts.

Interest Rate
15% p.a.
Balance Transfer
5.99% p.a.
Cashback
5%
Annual Fee
RM185.50
Read moreApply now
Alliance Bank Chinese Independent Schools MasterCard Gold credit card

Contribute your Reward Points to the any Chinese Independent School of your choice. Pledge 0%, 50% or 100% of your Timeless Bonus Points, the choice is yours.

Interest Rate
15% p.a.
Balance Transfer
6% p.a.
Cashback
no
Annual Fee
Free *
Read moreApply now
Affinbank MasterCard Gold credit card

Low interest rate MasterCard Gold credit card with no annual fee. Enjoy comprehensive line of credits as well as loyalty points on retail spending.

Interest Rate
12% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read moreApply now
Bank Islam Gold MasterCard Card-i credit card

A credit card based on Shariah principles - only accepts transactions from Halal merchants.

Profit Rate
islamic
Balance Transfer
no
Cashback
no
Annual Fee
Free *
Read moreApply now
Public Bank Gold MasterCard credit card

Public Bank Cashback MegaBonus offers you up to 0.2% back in cash for every Ringgit you spend. Low cash loan fees and free travel insurance.

Complimentary RM200 Touch 'n Go Card - Only at RinggitPlus

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
0.2%Unlimited
Annual Fee
Free *
Read moreApply now
BSN Gold MasterCard Credit Card-i credit card

What is Xpress Apply

No fool's gold here. Swipe your way to more savings, no annual fees, and complimentary Takaful travel insurance with the BSN Gold MasterCard-i!

Get a Free 10,000mAh Powerbank - Only at RinggitPlus!

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
AmBank M-Gold MasterCard credit card

Complete insurance protection for you and your loved one when you travel abroad! Enjoy free medical check up every year for lady cardmembers.

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
RM238.50
Read more
BSN 1 TeachersCard MasterCard Credit Card-i credit card

Worry not about paying annual fees again, with your BSN 1 TeachersCard MasterCard you get rewards, free insurance, EPP, and more as an educator!

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
New AEON MasterCard Gold credit card

Earn rewards faster and get exclusive offers from AEON stores. Enjoy special discounts at over 1500 AEON partner stores nationwide.

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
5%
Annual Fee
Free *
Read moreApply now
UUM-BSN Gold MasterCard Credit Card-i credit card

Everything you need in a credit card and more! Enjoy delightful rewards, and instant privileges that will cost you nothing, as annual fees are waived

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
AmBank MasterCard Gold credit card

No frill basic Gold card that help pay for your purchases and protect you with RM500,000 travel insurance coverage.

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
Bank Rakyat Gold Credit Card-i credit card

FREE group Family Takaful Coverage. Coverage includes guaranteed repayment of outstanding finances accrued through Credit Card-i usage

Profit Rate
islamic
Balance Transfer
3% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
AmBank Islamic Al-Taslif MasterCard Gold Card-i credit card

Pay for your basic needs and get rewarded. Enjoy the convenient of easy payment, bill payment, balance transfer and RM500,000 travel Takaful protection.

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
CIMB Islamic PETRONAS MasterCard credit card

Up to 7% petrol cashback for all PETRONAS transactions, in addition to exciting benefits, discounts and privileges on auto-related products and services for you!

Profit Rate
islamic
Balance Transfer
5.99% p.a.
Cashback
7%
Annual Fee
Free
Read moreApply now
Bank Rakyat TISB Credit Card-i credit card

Enjoy the perks of a credit card while being financially protected from personal accidents. Get discount up to 25% on Takaful Ikhlas non-motor related insurance!

Profit Rate
islamic
Balance Transfer
3% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now

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