Best Low Interest Rate Credit Cards in Malaysia

Low interest credit cards are useful if you keep a credit card for emergencies, or would like to save on interest payments.

Need help choosing?
Credit card imageCredit card name and benefitsInterest RateBalance TransferCashbackAnnual FeeApply Online
Maybankard 2 Gold Cards credit card

Unleash the power of 2 with Maybankard 2 Gold Card – apply for a MasterCard and get an American Express Card absolutely free!

Interest Rate
8.88% p.a.
Balance Transfer
0% p.a.
Cashback
5%Unlimited
Annual Fee
Free
Read moreApply now
Maybankard 2 Platinum Cards credit card

Double the benefit – get a Maybankard 2 American Express Card for free when you apply for a Maybankard 2 MasterCard. Get accepted everywhere.

Interest Rate
8.88% p.a.
Balance Transfer
0% p.a.
Cashback
5%Unlimited
Annual Fee
Free
Read moreApply now
AmBank TRUE VISA Credit Card credit card

Enjoy super low interest rate of 7.99% p.a. for the very first year and cashback of 3% for online retail transactions. Spend more at lower fees!

Interest Rate
7.99% p.a.
Balance Transfer
4.99% p.a.
Cashback
3%
Annual Fee
Free
Read moreApply now
BSN 1 TeachersCard MasterCard credit card

A card designed for teachers and educators all over Malaysia. Take advantage of zero annual fees, low interest rates, and great rewards programme!

Interest Rate
8.88% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
UUM-BSN Platinum MasterCard Credit Card-i credit card

Enjoy great savings! Enjoy low interest rates, non-compounding fees, and free takaful cover with a credit card recognised all around the world!

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
Affinbank Touch n Go MasterCard Classic credit card

Get double the benefits with the Affinbank Touch 'n Go MasterCard. Receive up to 0.8% cashback on your retail spend, along with extra Touch 'n Go feature.

Interest Rate
9.99% p.a.
Balance Transfer
0% p.a.
Cashback
0.8%Unlimited
Annual Fee
Free *
Read moreApply now
Maybank American Express Gold credit card

Everyday is more rewarding when you don't have to pay any extra. Enjoy a low finance charge on your outstanding balance and never pay an annual fee.

Interest Rate
9% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
Affinbank Visa Classic credit card

With the Affinbank Visa Classic, you will enjoy interest rate charges for as low as 9.99%, and unlimited cashback of 0.8%.

Interest Rate
9.99% p.a.
Balance Transfer
0% p.a.
Cashback
0.8%Unlimited
Annual Fee
Free *
Read moreApply now
Affinbank Visa Gold credit card

Low interest Affinbank Visa Gold Credit Card with uncapped cashback on retail spend, with special cash rewards for cardholders.

Interest Rate
9.99% p.a.
Balance Transfer
0% p.a.
Cashback
0.8%Unlimited
Annual Fee
Free *
Read moreApply now
UUM-BSN Gold MasterCard Credit Card-i credit card

Everything you need in a credit card and more! Enjoy delightful rewards, and instant privileges that will cost you nothing, as annual fees are waived

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
Affinbank MasterCard Classic credit card

Low Interest Rate Affinbank MasterCard Classic Credit Card with uncapped cash rebate. Earn up to 0.8% cashback on every purchase.

Interest Rate
9.99% p.a.
Balance Transfer
0% p.a.
Cashback
0.8%Unlimited
Annual Fee
Free *
Read moreApply now
Affinbank MasterCard Gold credit card

Low Interest Rate Affinbank MasterCard Gold Credit Card with uncapped 0.8% cashback, and waived annual fee for life!

Interest Rate
9.99% p.a.
Balance Transfer
0% p.a.
Cashback
0.8%Unlimited
Annual Fee
Free *
Read moreApply now

View More

Apply online now for

RinggitPlus will help you every step of the way.

By typing your contact information, you agree to our terms & conditions. We respect your privacy and are committed to handle your personal information safely and responsibly.

You've almost completed your application for

To help you better we need to know a little bit more about your application.
Confirm your application

Oops. We can't seem to get a quote for you for a while there. Please click "Get Quote" again.

Please fill in all fields and enter a valid email

Thank you for applying with RinggitPlus!

We’ve sent you an email to help with your application.

Continue to bank website

If you have any questions let us know at can@ringgitplus.com, we'd love to help!

Follow us to keep in touch and not miss out on offers and promotions.