Best Visa Gold Credit Cards in Malaysia

Upgrade your classic credit card to Visa Gold and enjoy extensive dining, travel and shopping privileges. Frequent shoppers will benefit from a higher credit limit and lower interest rates, great cashback offers, and reward points galore. Travellers enjoy Priority Pass at the Airport and instant access to a world of exclusive hotel discounts.

Credit card imageCredit card name and benefitsInterest RateBalance TransferCashbackAnnual FeeApply Online
Hong Leong Wise Gold credit card

Enjoy 10% cashback from Hong Leong Wise, the only credit card that rewards you with 10% cash back all day, every day, even overseas.

Interest Rate
15% p.a.
Balance Transfer
6.99% p.a.
Cashback
10%
Annual Fee
RM169.60
Read moreApply now
AEON BiG Visa Gold credit card

Grocery shopping will never be boring and dull anymore with all the reward points and rebates you'll get on every swipe!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
5%Unlimited
Annual Fee
Free *
Read moreApply now
Citibank Cash Back Credit Card credit card

Get attractive cash back of up to 5% on all your purchases including petrol and groceries everyday. There's no minimum spend required!

Complimentary Portable Garment Steamer - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
2.99% p.a.
Cashback
5%Unlimited
Annual Fee
Free *
Read moreApply now
Hong Leong Mach Visa credit card

Get up to 10% cashback all day, every day with 12 unique categories to choose from for your ever changing lifestyle. Simple and fast application.

Interest Rate
15% p.a.
Balance Transfer
6.99% p.a.
Cashback
10%
Annual Fee
Free *
Read moreApply now
Public Islamic Bank Visa Gold Credit Card-i credit card

Unlimited cashback and high travel insurance coverage with Public Bank! Enjoy fast and convenient payments at the counter with Visa payWave.

Get RM200 Lazada e-Voucher - Only at RinggitPlus!

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
0.2%Unlimited
Annual Fee
Free *
Read moreApply now
Maybankard Visa Gold credit card

A Visa card with bigger and better benefits for folks who want to upgrade their Classic cards and enjoy exclusive dining, shopping, and travel perks.

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
RM137.80
Read moreApply now
GSC - Hong Leong Gold Visa credit card

The ultimate movie card. Receive 50% off tickets of up to RM60, plus fast payment with access to Priority Ticketing Lane and up to 15% discounts on food and beverages at GSC.

Interest Rate
15% p.a.
Balance Transfer
6.99% p.a.
Cashback
no
Annual Fee
Free *
Read moreApply now
BSN Gold Visa Credit Card-i credit card

Annual fee waivers for life? Free Takaful travel insurance? You'll get great rewards and even better savings with this Islamic Gold Visa credit card!

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
Public Bank AIA Visa Gold credit card

2% cash rebate on AIA insurance premiums and unlimited MegaBonus of up to 0.5% on all other purchases make this a Gold cashback card.

Get RM200 Lazada e-Voucher - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
2%Unlimited
Annual Fee
Free *
Read moreApply now
Alliance Bank Visa Gold credit card

Enjoy thrilling discounts, Timeless Bonus Points that never expire on every Ringgit spent with your Alliance Bank Visa Gold card.

Complimentary Air Purifier - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
6% p.a.
Cashback
no
Annual Fee
Free *
Read moreApply now
Bank Islam Gold Visa Card-i credit card

A Shariah concept credit card that only accepts charges from Halal merchants and offers complimentary Group Family Takaful coverage up to RM100000.

Profit Rate
islamic
Balance Transfer
no
Cashback
no
Annual Fee
Free *
Read moreApply now
AmBank Visa Gold credit card

With no annual fees, premium travel privileges and worldwide recognition, the AmBank Gold Visa is definitely a card without boundaries.

Interest Rate
15% p.a.
Balance Transfer
4.99% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
New AEON Visa Gold credit card

With special discounts at every AEON store nationwide and access to deals at over 1500 partner stores your shopping gets a whole lot more value.

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
2%
Annual Fee
Free *
Read moreApply now
Affinbank Visa Gold credit card

Low interest Affinbank Visa Gold Credit Card with uncapped cashback on retail spend, with special cash rewards for cardholders.

Interest Rate
9.99% p.a.
Balance Transfer
0% p.a.
Cashback
0.8%Unlimited
Annual Fee
Free *
Read moreApply now
Alliance Bank CNI Gold Card credit card

A huge fan for CNI wellness products? Get more of them with the CNI Gold points you earned for using your credit card.

Interest Rate
15% p.a.
Balance Transfer
6% p.a.
Cashback
no
Annual Fee
Free *
Read moreApply now
Hong Leong Gold Visa credit card

Take your time to fix your debt problems with a lifetime 6.99% p.a. balance transfer from Hong Leong. You'll get a great credit card too!

Interest Rate
15% p.a.
Balance Transfer
6.99% p.a.
Cashback
no
Annual Fee
RM169.60
Read moreApply now
AEON Motorcycle Associate Affinity Gold credit card

Exclusive Visa Gold Credit Card for members of the Malaysia Motorcycle & Scooter Dealers Association

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
AmBank M-Gold Visa Card credit card

Earn more with AmBank and Bonuslink every time you swipe! Redeem great prizes, get free travel insurance, and enjoy yearly medical check-ups.

Interest Rate
15% p.a.
Balance Transfer
4.99% p.a.
Cashback
no
Annual Fee
RM238.50
Read more
Alliance Bank Chinese Independent Schools Visa Gold credit card

Join the efforts to improve Chinese education by contributing part or all of your reward points to any Chinese Independent School, it's all voluntary!

Interest Rate
15% p.a.
Balance Transfer
6% p.a.
Cashback
no
Annual Fee
Free *
Read moreApply now
Alliance Bank Allianz Insurance Visa Gold credit card

Credit card designed exclusively for agents and employees of Allianz General Insurance Company (AGIC) Malaysia. Enjoy 0.3% unlimited cashback on your monthly Allianz insurance premiums.

Interest Rate
15% p.a.
Balance Transfer
6% p.a.
Cashback
0.3%Unlimited
Annual Fee
Free
Read moreApply now
BSN Gold Visa credit card

Enjoy more from life whether you're travelling or at home. Use BSN Visa Gold for all your shopping, dining or travel needs anytime, anywhere!

Interest Rate
13.5% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
ICBC Visa Gold credit card

A gold credit card that give you instant acceptance in China and access to the world's largest bank

Interest Rate
13.5% p.a.
Balance Transfer
no
Cashback
no
Annual Fee
Free *
Read moreApply now
Public Bank Gold Visa credit card

Public Bank MegaBonus gives you up to 0.2% back in cash for every Ringgit you spend. Enjoy 24-hour customer service and low cash advance fees.

Get RM200 Lazada e-Voucher - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
0.2%Unlimited
Annual Fee
Free *
Read moreApply now
AirAsia-Citi Gold Visa credit card

Perks in the air and on the ground - a world of privilege awaits. Earn 2X AirAsia Points and complimentary in-flight amenities with your favourite low cost carrier.

Complimentary Portable Garment Steamer - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
2.99% p.a.
Cashback
no
Annual Fee
Free *
Read moreApply now
Petronas Maybankard Visa credit card

Get more on your spending including 5x TreatsPoints on weekdays and 8x TreatsPoints on weekends whenever you swipe at PETRONAS stations nationwise!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
Maybank Islamic Petronas Ikhwan Visa Gold credit card

Fill up your tank! Shariah compliant credit card that earns up to 8x TreatPoints when you spend at any petrol service stations nationwide.

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
AmBank CARz Gold Visa credit card

Own the gold standard for motorist - CARz Points collected can be used to redeem auto-related goods and services, plus cashback on any brand of petrol

Interest Rate
15% p.a.
Balance Transfer
4.99% p.a.
Cashback
3%
Annual Fee
Free
Read moreApply now
AEON Visa Gold credit card

The everyday AEON Visa Gold Credit Card comes with exclusive offers from AEON Stores nationwide, payment flexibility, higher discounts and exclusive privileges.

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read moreApply now
AmBank Islamic Al-Taslif Visa Gold Card-i credit card

Meet your new money manager! Enjoy online banking, 0% easy payment plan on your retail spend, and automatic bill payments with AutoBillPay.

Profit Rate
islamic
Balance Transfer
4.99% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
AmBank Islamic Visa Gold CARz Card-i credit card

AmBank Islamic Visa Gold CARz Card-i, a credit card that caters for motorists packed with auto related benefits - get cash rebates on any petrol brand!

Profit Rate
islamic
Balance Transfer
4.99% p.a.
Cashback
3%
Annual Fee
Free
Read moreApply now

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