Public Bank

Public Bank Zero Interest Installment Plan

Zero Interest means there's NO interest to pay for up to 36 months on retail transactions you choose to convert to Public Bank's Zero Interest Instalment Plan.

    • Up to 36 months
    • No early termination fee
  • Instalment PeriodInterest RateMinimum Amount
    3 months0% p.a. and no one-time upfront handling feeRM500
    6 months0% p.a. and no one-time upfront handling feeRM500
    9 months0% p.a. and no one-time upfront handling feeRM500
    12 months0% p.a. and no one-time upfront handling feeRM500
    18 months0% p.a. and no one-time upfront handling feeRM500
    24 months0% p.a. and no one-time upfront handling feeRM500
    30 months0% p.a. and no one-time upfront handling feeRM500
    36 months0% p.a. and no one-time upfront handling feeRM500

    How To Apply for Public Bank Zero Interest Installment Plan

    Get help with making your expensive shopping habits affordable

    Shop now, pay later! For select items above RM500 at Public Bank approved merchants! Here’s what you need to do.

    1. Make purchase using your Public Bank credit card at any merchant appointed by Public Bank and call 03-2176 8000 as soon as possible to make your Zero Interest Installment Plan (ZIIP) application.
    2. Inform the Public Bank customer service representative the purchase(s) that you'd like to convert to ZIIP by referring to your credit card sales draft or monthly statement.
    3. Finally, choose your preferred repayment plan of either 3, 6, 9, 12, 18, 24, 30 or 36-equal monthly instalments.

    Apply online now for Public Bank Zero Interest Installment Plan

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