Tell me more about the Great Eastern's Great Early Living Care
The Great Eastern Great Early Living Care is a complete coverage plan that provides financial protection against 36 critical illnesses, Total and Permanent Disability ( TPD), including death. Have complete financial certainty with a guaranteed sum assured increase as you progress throughout your insurance policy.
Who Is eligible to sign up for this product?
You can insure your child against all 36 critical illnesses as soon as he or she is 30 days old, up until a maximum age of 55 years old.
What's great about the Great Eastern Great Early Living Care?
Most traditional critical illness plans will usually be deemed void once a claim is made - chances of getting further insurance coverage is significantly reduced. The Great Eastern Great Early Living Care comes equipped with a unique "Buy Back" option.
How does it work? Simply, you will have the choice to literally "buy back" the death benefit portion of your policy, up to your basic sum assured limit. By doing this, you will be able to have additional emergency coverage even after making a critical illness claim.
How do I make a claim?
The claim requirements will outlined for you in the claims form. When you've completed the claims form, you can submit directly to the Claims Department, Customer Service Department or to any Great Eastern branch offices across Malaysia.
Will my sum assured increase throughout the years?
To soften the blow on your finances when having to deal with a critical illness, the Great Ideal Living will provide you with the advantage of having Deferred Whole Life (DWL).
With the DWL, your basic sum assured is guaranteed to increase from the 5th policy year onwards. Depending on the age you apply for this policy, your basic sum assured can grow up to a maximum of 160%.
Not only that, you will also be entitled to an additional sum assured on top of the DWL when you're aged between 45 and 69 years next birthday, upon death, TPD or diagnosis of any of the 36 critical illnesses.